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1986 AMC Cherokee Overview, Reviews, Ratings & Specs

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Simon A | October 12, 2025
The 1986 AMC Cherokee, part of the XJ generation (1984-2001), is a pioneering compact SUV. Available as a two-door or four-door, it revolutionized the market with its unibody construction. Key trims included the base SE, the upscale Pioneer, and the more capable Chief. Its popularity stems from its innovative design, legendary off-road prowess, and surprisingly comfortable ride for its era, making it a beloved choice for adventurers and everyday drivers alike.
The Good

The 1986 Cherokee offers robust performance with its capable four-wheel-drive system, legendary reliability due to its simple yet durable construction, and surprisingly comfortable ride. Its iconic, boxy design appeals to nostalgia, while its practical size and off-road ability provide immense value for adventurous practical buyers.

The Bad

Potential weaknesses for the 1986 Cherokee include rust issues, particularly on the unibody structure and wheel wells. Electrical gremlins, aging suspension components, and the need for regular maintenance on the powertrain are common concerns. Older models may also exhibit interior wear and tear.

1986 AMC Cherokee: Quick Overview

  • Engine Options:
    2.5L I4 (AMC Iron Duke): A common, durable engine.
    4.0L I6 (AMC Straight-Six): The legendary powerplant, known for its torque and longevity.
  • Horsepower:
    2.5L I4: Approximately 115 hp.
    4.0L I6: Approximately 173 hp.
  • Fuel Economy:
    This varied significantly with engine, transmission, and drivetrain (2WD/4WD). Expect figures in the range of 15-20 MPG combined for the 4.0L and slightly better for the 2.5L, but this is heavily influenced by age and condition.
  • 0-60 Times:
    With the 2.5L, 0-60 mph times were leisurely, likely in the 13-15 second range. The 4.0L was considerably quicker, often achieving 0-60 mph in the 9-11 second range, impressive for its time and class.
  • Towing Capacity:
    Typically around 2,000-3,500 lbs, depending on the configuration (engine, drivetrain, and optional towing packages).
  • Trim-Level Features:
    SE (Base): Often featured manual windows and locks, basic cloth interior, and AM/FM radio. Minimal creature comforts.
    Pioneer: Added more premium interior materials, upgraded stereo, power steering, and often power brakes. Exterior pinstriping and badging distinguished it.
    Chief: Typically the most well-equipped trim, often including air conditioning, power windows and locks, cruise control, upgraded upholstery, and a more robust suspension/transfer case for off-road capability.

1986 AMC Cherokee Specifications

Vehicle Information
Year 1986
Make AMC
Model Cherokee
Trim -
Style 4WD
Type Sport Utility Vehicle
Category Minivan Medium Truck
Manufacturing Details
Made In United States
Manufacturing City TOLEDO
Dimensions
Doors 4-Door
Curb Weight -
Gross Vehicle Weight Rating -
Overall Height -
Overall Length -
Overall Width -
Wheelbase Length -
Standard Seating -
Engine & Performance
Engine 2.8-L L-6 OHV 8V
Engine Size 2.8L
Engine Cylinders 6
Transmission 4-Speed Automatic
Transmission Type Automatic
Transmission Speeds 4-Speed
Drivetrain Four-Wheel Drive
Additional Features
Anti-Brake System -
Steering Type -
Pricing
Manufacturer Suggested Retail Price (MSRP) -
Invoice Price -
Delivery Charges -

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Analysis

What Problems Does the 1986 AMC Cherokee Have?

The 1986 AMC Cherokee, like many vehicles of its era, is prone to certain issues. One of the most significant concerns is rust, especially in areas exposed to salt and moisture. The unibody construction means rust can compromise structural integrity. Common areas to inspect include the rocker panels, floor pans, rear quarter panels, and strut towers.

Electrical problems are also frequently reported. This can range from failing dashboard lights and intermittent wipers to issues with the ignition system and fuel pump. The aging wiring harnesses can become brittle and corroded over time.

For the powertrain, the 4.0L inline-six engine is generally very robust and can last hundreds of thousands of miles with proper maintenance. However, issues like head gasket failures, particularly on earlier iterations of the 4.0L (though 1986 is fairly mature for this engine), can occur. The NP231 transfer case, common in 4WD models, is generally reliable but can suffer from worn chain or internal components. Automatic transmissions (AW4) are known for their durability but can develop leaks or transmission control issues with age.

Suspension components, including ball joints, tie rod ends, and bushings, are wear items and will require replacement on older vehicles. Brake systems can also be a concern, with potential for seized calipers or worn rotors and drums.

Recalls for this specific model year are less common and generally related to minor safety issues. However, it is always recommended to check with the NHTSA website for any outstanding recalls associated with VIN. Long-term reliability heavily depends on the original build quality and subsequent maintenance history. A well-maintained 1986 Cherokee can still be a reliable vehicle, but expect to address wear-and-tear items as they arise.

How long will the 1986 AMC Cherokee last?

With diligent maintenance, a 1986 AMC Cherokee, especially those equipped with the 4.0L inline-six engine, can easily surpass 200,000 miles and continue to serve for many more. Many owners report well over 250,000 miles. The long-term durability is a testament to its robust mechanical design. However, the unibody construction is a significant weakness over time, making rust a primary limiting factor. Electrical components and interior wear are also expected to degrade. The 4.0L engine's longevity is its strongest suit, often outliving other components of the vehicle, provided oil changes and cooling system maintenance are kept up.

What Technology & Safety Features are Included?

The 1986 AMC Cherokee is a product of its time, meaning advanced tech, driver-assistance, and extensive safety features are largely absent by modern standards. Built-in tech was rudimentary: most models came standard with an AM/FM radio, with optional cassette players or a slightly upgraded speaker system. Air conditioning was a popular option, especially in warmer climates, and was often a welcome addition. Power windows and door locks were also optional, primarily found on higher trim levels like the Pioneer and Chief. Cruise control was another available comfort feature.

Driver-assistance systems were non-existent. Features like ABS (Anti-lock Braking System) and airbags were not yet standard, or even widely available, on vehicles in this class in 1986. Some later XJ models offered ABS as an option, but it was not common on the 1986 model.

Safety features were basic. Standard equipment included seat belts (lap and shoulder belts in the front), and a sturdy frame for its era. The Cherokee's relatively compact size and good visibility offered some inherent safety advantages. Crash-test ratings for vehicles from this period are not directly comparable to modern tests. The NHTSA conducted frontal crash tests, but the methodology and scoring systems were different. While specific 1986 Cherokee ratings are scarce, the XJ platform generally performed moderately well for its time, especially considering its construction. The unibody, while prone to rust, was an advanced design that offered a good balance of strength and weight. Later iterations of the XJ chassis did see improvements and some testing that showed decent performance in side impacts and rollovers, but these would be more relevant to later model years.

What Colors Options are Available?

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1986 AMC Cherokee Prices and Market Value

When new in 1986, the AMC Cherokee had a base price starting around $10,000, with higher trims and optional features pushing the price towards $15,000-$18,000. Its depreciation was moderate initially, typical for vehicles of its class. Today, current used market prices for a 1986 AMC Cherokee vary wildly based on condition, mileage, trim, and the highly sought-after 4.0L engine. Clean, low-mileage examples, especially with desirable trims or modifications, can fetch anywhere from $5,000 to $15,000+, while rougher examples might be found for under $3,000. Factors significantly affecting resale value include the presence of rust (a major detractor), the condition of the powertrain, originality, and any modifications (off-road upgrades can increase value for enthusiasts).

1986 AMC Cherokee Cost of Ownership

Owning a 1986 AMC Cherokee can be relatively economical if you're handy with repairs or find a well-maintained example. Insurance costs are typically low due to its age and lack of advanced safety features. Fuel economy, particularly with the 4.0L, is around 15-20 MPG, making it moderately costly to fuel. Maintenance is straightforward and parts are widely available, but expect to address wear-and-tear items like brakes, suspension, and potentially exhaust systems. Repair costs are generally moderate, especially if sticking to basic maintenance. Rust repair can be a significant, costly undertaking if extensive. Overall, it's an affordable vehicle to own if you manage its age-related issues proactively.

1986 AMC Cherokee Fuel Efficiency

Fuel Type Gasoline
Fuel Capacity -
City Mileage -
Highway Mileage -

1986 AMC Cherokee Warranty

Basic
Original warranty 0 months / No data
Estimated remaining Expired
Powertrain
Original warranty 0 months / No data
Estimated remaining Expired
Rust
Original warranty 0 months / No data
Estimated remaining Expired

1986 AMC Cherokee Insurance

Insurance for a 1986 AMC Cherokee is moderately priced, reflecting its status as a Sport Utility Vehicle with strong safety ratings and
reasonable repair costs.

How Does the 1986 AMC Cherokee Compare to Other Sport Utility Vehicle?

In 1986, the AMC Cherokee competed in a burgeoning compact SUV market. Its primary rivals included vehicles like the Toyota 4Runner, Nissan Pathfinder, and Ford Bronco II.

Performance: The Cherokee, especially with the 4.0L I6, offered superior on-road performance and a more car-like ride than many body-on-frame truck-based SUVs like the 4Runner or Bronco II. Its unibody construction provided better handling dynamics. Off-road, it was exceptionally capable, often considered more agile and capable than its rivals due to its compact size and advanced Command-Trac 4WD system.

Features: Compared to its rivals, the 1986 Cherokee offered a decent, though not luxurious, array of features. Higher trims could be equipped with AC, power windows, and cruise control, which were comparable to options found on the 4Runner and Pathfinder. However, modern features like airbags and ABS were rare across the board, and the Cherokee lagged behind some competitors in this regard if they offered even rudimentary versions.

Reliability: The 4.0L inline-six engine in the Cherokee is legendary for its durability, often outlasting the powertrains of its rivals. However, the unibody structure of the Cherokee made it more susceptible to rust than the body-on-frame competitors, which could be a significant long-term reliability concern. Japanese rivals like the Toyota 4Runner and Nissan Pathfinder often boasted superior overall build quality and resistance to corrosion in certain climates.

Price: The Cherokee was generally priced competitively, often offering a slightly lower entry price than its Japanese counterparts, especially for comparable engine options.

Alternatives:
* Toyota 4Runner (1st Gen): A strong contender, known for bulletproof reliability and excellent off-road capability. However, it typically had a rougher ride and was often more expensive.
* Nissan Pathfinder (WD21): Offered more power (initially with a V6) and a more rugged truck-like feel. Reliability was good, but rust could also be an issue.
* Ford Bronco II: A more compact, truck-based SUV. It was less refined and had a narrower track than the Cherokee, often leading to less stability.

While rivals offered strong points, the 1986 AMC Cherokee, particularly with the 4.0L engine, remained a benchmark for its blend of everyday usability, off-road prowess, and the enduring reliability of its iconic engine.

Final Verdict: Is the 1986 AMC Cherokee a Good Sport Utility Vehicle?

The 1986 AMC Cherokee is ideal for adventure enthusiasts, off-roaders, and individuals who appreciate classic rugged automotive design with a strong dose of nostalgia. It's worth buying if you're seeking a capable and relatively affordable entry into the classic SUV market, especially with the legendary 4.0L inline-six engine. It is absolutely a used-only proposition.

Conditions for purchase: Prioritize models with minimal rust, as this is the biggest threat to its structural integrity and long-term viability. The 4.0L engine is highly recommended over the 2.5L for better performance. Higher trims like the Chief offer more creature comforts. Be prepared for ongoing maintenance and potential repairs, as it is an older vehicle. It's best suited for DIY mechanics or those who can find a well-maintained example that requires only routine care.

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Simon A

Simon is a contributor to VinCheck, where he provides articles and reviews on various automotive topics. His work focuses on delivering accurate and up-to-date information about used cars, helping readers make informed decisions.