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2012 BMW 550 Overview, Reviews, Ratings & Specs

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Jovan | November 8, 2025
The 2012 BMW 550i is part of the sixth generation (F10) of BMW's executive sedan, produced from 2010 to 2017. Offered as a sedan, it features potent V8 power, a luxurious interior, and dynamic driving characteristics that have long made BMW's 5 Series a benchmark. The 550i, as the top-tier gasoline model, stood out for its impressive performance. Pricing when new ranged significantly based on options, but it represented the pinnacle of the 5 Series offering.
The Good

The 2012 BMW 550i excels in exhilarating performance thanks to its V8 engine, providing a thrilling driving experience that appeals to enthusiasts. Its refined interior offers exceptional comfort and luxury for daily commutes or long journeys, satisfying practical needs with an emotional flair. The sophisticated design and advanced technology add to its appeal.

The Bad

Potential owners of the 2012 BMW 550i should be aware of the possibility of higher maintenance and repair costs compared to less performance-oriented vehicles. Some owners have reported issues with the cooling system, fuel injectors, and electronic components. Vigilant pre-purchase inspections are recommended.

2012 BMW 550: Quick Overview

  • Engine Options: The 2012 BMW 550i exclusively featured a potent 4.4-liter twin-turbocharged V8 engine.

  • Horsepower: This V8 engine produced an impressive 400 horsepower.

  • Torque: Paired with 450 lb-ft of torque.

  • Fuel Economy: Estimated EPA fuel economy for the 2012 BMW 550i was around 15 mpg city and 22 mpg highway with the automatic transmission, and slightly less with the manual.

  • 0-60 Times: This powerful sedan could achieve 0-60 mph in approximately 4.5 to 4.7 seconds, depending on the transmission and drivetrain configuration (rear-wheel drive or xDrive all-wheel drive).

  • Towing Capacity: The 2012 BMW 550i was not designed or equipped for towing. It does not have a specified towing capacity.

  • Key Trim-Level Features: As the top-tier model, the 550i came standard with a comprehensive suite of luxury and performance features. This included premium leather upholstery, heated and power-adjustable front seats with memory, a high-end audio system (often Harman Kardon), navigation system, Bluetooth connectivity, a sunroof, adaptive xenon headlights, and advanced safety features. Optional features could include ventilated seats, a head-up display, a panoramic sunroof, and a wider array of driver-assistance systems. The F10 5 Series offered various packages like the Sport Package, which enhanced its dynamic capabilities and aesthetic appeal.

2012 BMW 550 Specifications

Vehicle Information
Year 2012
Make BMW
Model 550
Trim -
Style -
Type Sedan
Category Mid-Size Car
Manufacturing Details
Made In Germany
Manufacturing City DINGOLFING
Dimensions
Doors 4-Door
Curb Weight 4365 pounds
Gross Vehicle Weight Rating -
Overall Height 57.60 inches
Overall Length 193.10 inches
Overall Width 73.20 inches
Wheelbase Length 116.90 inches
Standard Seating 5
Engine & Performance
Engine 4.8-L V-8 DOHC 32V
Engine Size 4.8L
Engine Cylinders 8
Transmission 8-Speed Automatic
Transmission Type Automatic
Transmission Speeds 8-Speed
Drivetrain Rear-Wheel Drive
Additional Features
Anti-Brake System 4-Wheel ABS
Steering Type Rack & Pinion
Pricing
Manufacturer Suggested Retail Price (MSRP) $62,000
Invoice Price $57,220
Delivery Charges $895

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What Problems Does the 2012 BMW 550 Have?

The 2012 BMW 550i, while offering exceptional performance, is not without its potential long-term concerns. Some of the most frequently reported issues revolve around the engine and its supporting systems. Owners have noted problems with the fuel injectors, often experiencing misfires and a rough idle, which can be an expensive repair. The cooling system is another area that can require attention; leaks from the radiator, hoses, or water pump have been documented. The twin-turbo V8 is a complex engine, and issues with turbocharger performance or oil leaks can also arise over time. On the electronic front, iDrive system glitches, infotainment issues, and problems with various sensors can occur, which are typical for luxury vehicles of this era.

Regarding recalls, specific to the 2012 model year, BMW has issued recalls for various issues, including potential problems with the battery cable, which could increase the risk of a fire. It's crucial for prospective buyers to check the National Highway Traffic Safety Administration (NHTSA) website for any outstanding recalls that may not have been addressed. While the F10 generation generally saw improvements in reliability over previous BMW series, the 550i, with its more complex and powerful V8 engine, can be more prone to costly repairs than its 528i or 535i counterparts. Long-term reliability heavily depends on meticulous maintenance adherence, especially timely oil changes with the correct specification oil and attention to any early warning signs.

How long will the 2012 BMW 550 last?

Based on owner data and typical maintenance habits, a well-maintained 2012 BMW 550i can reasonably be expected to last for 150,000 to 200,000 miles or more. However, this longevity is heavily contingent on a rigorous maintenance schedule. Weaknesses tend to emerge as mileage increases, particularly concerning the complex V8 engine. Components like fuel injectors, turbochargers, and the cooling system are common areas of concern beyond 100,000 miles. The transmission, if properly maintained, can be durable, but fluid changes are critical. Electronic systems, while sophisticated, can also become more prone to issues over time. Owners who prioritize preventative maintenance and address minor issues promptly are more likely to enjoy a longer service life from their 550i.

What Technology & Safety Features are Included?

The 2012 BMW 550i was equipped with a sophisticated array of technology and safety features befitting its luxury executive sedan status. Standard technology included BMW's iDrive infotainment system, which featured a high-resolution central display, navigation, Bluetooth connectivity for audio streaming and hands-free calling, and a USB port. The audio system was typically a premium unit, often from Harman Kardon, providing excellent sound quality. Standard driver-assistance features included rear park distance control and a rearview camera.

Optional technology and driver-assistance features were extensive and could significantly enhance the ownership experience. These included adaptive cruise control with stop-and-go functionality, a head-up display that projected key driving information onto the windshield, lane departure warning, blind-spot monitoring, and a surround-view camera system. For entertainment, optional upgrades could include enhanced audio systems or rear-seat entertainment options.

Safety was a priority, with standard features such as multiple airbags (front, side, and curtain), anti-lock brakes, stability control, and traction control. Crash-test ratings for the F10 5 Series generation were generally strong. The 2012 BMW 5 Series received an "Acceptable" rating in the small overlap front test by the IIHS and earned a Top Safety Pick designation from the IIHS in some configurations. In NHTSA testing, it typically received a 5-star overall safety rating, reflecting its robust construction and comprehensive safety systems. The availability of advanced optional driver-assistance systems further bolsters its safety credentials.

What Colors Options are Available?

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2012 BMW 550 Prices and Market Value

When new, the 2012 BMW 550i carried a substantial price tag, typically starting in the high $70,000s and easily climbing into the $90,000s with optional packages and customizations. As a premium performance sedan, it experienced significant depreciation in its initial years, a common trend for luxury vehicles.

Currently, the used market prices for a 2012 BMW 550i vary widely based on mileage, condition, maintenance history, and trim level. You can expect to find them ranging from around $12,000 to $20,000, with lower mileage and well-maintained examples commanding higher prices. Factors significantly affecting resale value include the thoroughness of maintenance records, the presence of desirable optional features, and the overall condition of the vehicle, especially the engine and transmission. The perception of potential repair costs also plays a role in its resale value.

2012 BMW 550 Cost of Ownership

The 2012 BMW 550i is definitively a costly vehicle to own. Insurance premiums will likely be higher due to its performance and luxury status. Fuel costs will also be significant, given the V8 engine's thirst for premium gasoline, averaging around 15-17 mpg combined. Maintenance costs are considerably higher than average, with scheduled services and specialized fluids demanding premium pricing. Repair costs are also a major consideration; the twin-turbo V8 engine and sophisticated electronics mean that unexpected repairs can be very expensive. Long-term ownership requires a substantial budget for upkeep and potential repairs, making it a less economical choice compared to many other vehicles in its class or segment.

2012 BMW 550 Fuel Efficiency

Fuel Type Gasoline
Fuel Capacity 18.50 gallons
City Mileage 15 miles/gallon
Highway Mileage 22 miles/gallon

2012 BMW 550 Safety Rating

NHTSA
Side Driver Rating
Frontal Passenger Rating
Rollover Rating
Side Rear Passenger Rating
Frontal Driver Rating
IIHS
Roof Strength Test Results Not Tested
Rear Crash Protection/Head Restraint Ratings Not Tested
Moderate Overlap Front Test Results Not Tested
Side Impact Test Results Not Tested

2012 BMW 550 Warranty

Basic
Original warranty 48 months / 50,000 miles
Estimated remaining Expired
Powertrain
Original warranty 48 months / 50,000 miles
Estimated remaining Expired
Rust
Original warranty 144 months / unlimited miles
Estimated remaining Expired

2012 BMW 550 Insurance

Insurance for a 2012 BMW 550 is moderately priced, reflecting its status as a Sedan with strong safety ratings and
reasonable repair costs.

How Does the 2012 BMW 550 Compare to Other Sedan?

The 2012 BMW 550i competed in the highly competitive luxury sport sedan segment against rivals like the Mercedes-Benz E550, Audi A6 4.0T, and the Lexus GS 450h (as a performance-oriented hybrid alternative).

Performance: The 550i's 400-hp V8 offered brute force and exhilarating acceleration, often surpassing its rivals in straight-line speed. The Mercedes E550 provided a similar V8 punch, while the Audi A6 4.0T offered comparable power with its own potent twin-turbo V8. The Lexus GS 450h, while powerful, focused more on efficiency with its hybrid powertrain.

Features: All these vehicles offered a luxurious interior with advanced technology for their time. BMW often excelled in driver engagement and sportiness, while Mercedes-Benz prioritized comfort and refinement. Audi offered a blend of technology and sophisticated interior design. Lexus provided a reputation for exceptional build quality and cutting-edge, albeit sometimes less intuitive, tech.

Reliability: Historically, BMW and Mercedes-Benz, especially in their higher-performance variants, have been known for higher maintenance and repair costs than Lexus. The Lexus GS series generally boasts superior long-term reliability and lower ownership costs. The Audi A6 4.0T falls somewhere in between, with its turbocharged V8 and advanced electronics potentially leading to significant repair bills.

Price: The 2012 550i was positioned at the higher end of the price spectrum when new, similar to its direct German competitors. The Lexus GS 450h, while also premium, might have offered a slightly different value proposition due to its hybrid technology.

Alternatives: For buyers prioritizing ultimate reliability and lower long-term costs, the 2012 Lexus GS 450h is a strong alternative, offering excellent performance and fuel efficiency. If a more comfort-oriented experience is desired, a 2012 Mercedes-Benz E550 is a comparable option. For those seeking a similar blend of performance and technology, the 2012 Audi A6 4.0T is a worthy consideration, though its reliability can also be a concern. The BMW 550i remains a compelling choice for those who value its dynamic driving character and raw power above all else, provided they have the budget for its upkeep.

Final Verdict: Is the 2012 BMW 550 a Good Sedan?

The 2012 BMW 550i is ideal for driving enthusiasts who prioritize exhilarating performance, potent acceleration, and a luxurious driving experience, and who have a significant budget for maintenance and potential repairs. It's a car that appeals to those who appreciate the thrill of a powerful V8 engine and BMW's renowned handling dynamics.

Whether it's worth buying depends heavily on the buyer's circumstances. As a used vehicle, it can offer tremendous performance for the money, but only if purchased with a thorough pre-purchase inspection and a realistic understanding of its ongoing ownership costs. It is NOT recommended for budget-conscious buyers or those seeking worry-free, low-maintenance transportation. A meticulously maintained example with documented service history, preferably from a specialist, is essential. It's certainly worth considering for those who can afford to pamper it and enjoy its exceptional capabilities.

2012 BMW 550 Owner Reviews

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Jovan

Jovan specializes in interpreting vehicle records and making sense of VIN data. With over 10 years of experience in the automotive data industry, his work ensures that every report is clear, accurate, and useful for car buyers.