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2013 Polaris Multi-pass RZR Overview, Reviews, Ratings & Specs

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Jovan | January 26, 2026
The 2013 Polaris RZR 4 900 XP represents the pinnacle of Side-by-Side (SxS) utility and performance in its model year. As part of the RZR line, known for its sport-oriented design, the RZR 4 900 XP specifically targets riders seeking enhanced capacity without sacrificing the exhilarating off-road experience. It features a four-seater, open-air cockpit, making it ideal for group adventures. While Polaris has introduced newer models, the 2013 RZR 4 900 XP remains a sought-after option, often priced between $15,000 and $25,000 new, with used prices varying significantly based on condition and hours.
The Good

The 2013 Polaris RZR 4 900 XP excels in exhilarating performance and off-road capability, offering a thrilling ride for up to four occupants. Its robust design ensures durability on challenging terrains, while the spacious seating provides comfort for longer adventures. This RZR delivers a strong sense of freedom and excitement, appealing to the emotional desire for adventure, while its practical utility for group outings and capable handling provides tangible value.

The Bad

When considering a 2013 Polaris RZR 4 900 XP, potential buyers should be aware of common issues such as drivetrain component wear, especially in aggressive use. Suspension components can also experience stress under heavy loads or extreme terrain. Additionally, early models might have had minor electrical gremlins. Regular maintenance and inspection of these areas are crucial for a reliable ownership experience.

2013 Polaris Multi-pass RZR: Quick Overview

  • Engine Options: The 2013 Polaris RZR 4 900 XP is powered by a single, potent engine option.
    • Engine Type: ProStar™ 900, DOHC, 4-valve Twin Cylinder.
  • Horsepower: This engine delivers an impressive 88 horsepower, providing ample power for acceleration and tackling difficult terrain.
  • Fuel Economy: Fuel economy figures for off-road vehicles like the RZR are typically not officially rated in the same way as street-legal cars. However, under typical riding conditions, owners report fuel consumption ranging from 10-15 miles per gallon, depending heavily on throttle input and terrain. The fuel tank capacity is approximately 7.5 gallons.
  • 0-60 Times: While Polaris does not officially publish 0-60 mph times for its RZR models due to their off-road nature and varying conditions, the RZR 4 900 XP is known for its rapid acceleration, capable of reaching exhilarating speeds quickly. Many owners estimate 0-60 mph in the 5-7 second range in optimal conditions, showcasing its sport-focused performance.
  • Towing Capacity: The 2013 Polaris RZR 4 900 XP is not designed for towing in the traditional sense of a truck. It features a rear hitch receiver, but its intended use is for light utility tasks rather than towing trailers or heavy loads. The actual towing capacity is not specified by Polaris for this model, as it is built for recreation and speed, not hauling.
  • Trim-Level Features: The 2013 Polaris RZR 4 900 XP is a singular, high-performance trim. Key features include:
    • Seating: Four-person seating with adjustable driver and passenger seats.
    • Suspension: Fox® 2.0 PODIUM® X shocks with adjustable compression and preload, offering 12 inches of travel in the front and 13.5 inches in the rear for exceptional off-road handling and a smooth ride over obstacles.
    • Drivetrain: Polaris’s True On-Demand All-Wheel Drive (AWD) system engages the front wheels when needed for maximum traction.
    • Chassis: A long wheelbase and wide stance contribute to stability.
    • Wheels & Tires: 14-inch aluminum wheels with 27-inch PXT tires.
    • Lighting: Dual headlights and taillights for visibility.
    • Instrumentation: Digital gauge cluster with speed, RPM, odometer, trip meter, fuel level, and gear indicator.

2013 Polaris Multi-pass RZR Specifications

Vehicle Information
Year 2013
Make Polaris
Model Multi-pass RZR
Trim -
Style -
Type Motorcycle
Category Off-Road Vehicle Multipurpose Offhighway Utility Vehicle [mohuv] or Recreational Offhighway Vehicle [rov]
Manufacturing Details
Made In Mexico
Manufacturing City ROSEAU
Dimensions
Doors -
Curb Weight -
Gross Vehicle Weight Rating -
Overall Height -
Overall Length -
Overall Width -
Wheelbase Length -
Standard Seating -
Engine & Performance
Engine 875cc 2cyl
Engine Size 875L
Engine Cylinders 2
Transmission -
Transmission Type Manual
Transmission Speeds -
Drivetrain Four-Wheel Drive
Additional Features
Anti-Brake System -
Steering Type -
Pricing
Manufacturer Suggested Retail Price (MSRP) -
Invoice Price -
Delivery Charges -

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What Problems Does the 2013 Polaris Multi-pass RZR Have?

The 2013 Polaris RZR 4 900 XP, while a capable machine, is not without its potential issues, as is common with high-performance off-road vehicles. One frequently reported concern revolves around the drivetrain, particularly the axles and differentials, which can experience premature wear or failure if subjected to aggressive riding, hard impacts, or excessive abuse. Clutch systems can also require attention, especially if not properly maintained or if aftermarket modifications are introduced. Owners sometimes report issues with the CVT belt, including slippage or premature wear, necessitating replacement more frequently than expected in some cases.

Suspension components, especially the shock absorbers and bushings, can also be a point of concern. Given the vehicle's intended use over rough terrain, these parts are under constant stress. Leaks from the engine or transmission are not uncommon, particularly as the vehicle ages and seals begin to degrade. Electrical gremlins, while less frequent, can include issues with sensors, lighting, or the dashboard display.

Regarding recalls for the 2013 model year specifically, it's essential to check with Polaris directly or the NHTSA database, as recalls can be issued at any time. However, older models can sometimes be subject to recalls related to braking systems, fuel system components, or electrical harnesses, depending on the specific manufacturing batch. Long-term reliability hinges heavily on consistent and thorough maintenance. Owners who perform regular fluid changes, inspect critical components, and address minor issues promptly tend to have fewer significant problems. Those who neglect maintenance or push the vehicle beyond its intended limits are more likely to encounter costly repairs. For instance, overheating can become an issue if the radiator and cooling system are not kept clean and functioning properly, which can lead to more severe engine damage.

How long will the 2013 Polaris Multi-pass RZR last?

Estimating average mileage for an off-road vehicle like the 2013 Polaris RZR 4 900 XP is challenging as usage varies drastically. However, with diligent maintenance, these machines can offer many years of service. Many owners report enjoying their RZRs for 5-10 years or accumulating 5,000-10,000 miles. Long-term durability is highly dependent on how the vehicle is treated. Aggressive riding, frequent high-speed desert runs, or heavy mud use will significantly reduce the lifespan of components like the drivetrain, suspension, and clutch. Conversely, a well-maintained RZR used for moderate trail riding can be quite durable. Weaknesses that tend to emerge over time include wear on bushings, bearings, and potential leaks from seals. Regular inspections and proactive replacements of wear items are key to maximizing its service life.

What Technology & Safety Features are Included?

The 2013 Polaris RZR 4 900 XP focuses primarily on performance and off-road capability, meaning its technology, entertainment, and driver-assistance features are relatively basic compared to modern vehicles.

Built-in Tech: The primary technological feature is its digital instrument cluster. This cluster typically displays essential information such as speed, RPM, odometer, trip meter, fuel level, and gear indicator. It's functional and provides the necessary data for operating the vehicle safely and efficiently. There is no advanced infotainment system, touchscreen, or integrated GPS navigation built into the standard model.

Entertainment: Entertainment in the RZR is largely left to the occupants and their interaction with the environment. There are no built-in audio systems or connectivity features like Bluetooth. Owners often opt for aftermarket audio systems or communication devices if they desire in-cab entertainment or enhanced rider-to-rider communication.

Driver-Assistance Features: Driver-assistance features as we understand them in modern cars (e.g., adaptive cruise control, lane keeping assist) are non-existent in the 2013 RZR 4 900 XP. The vehicle relies entirely on the driver's skill and attentiveness. The True On-Demand All-Wheel Drive system could be considered a form of passive assistance, automatically engaging when traction is lost.

Safety Features: Safety is primarily addressed through the vehicle's robust chassis, the seating position, and standard features designed for off-road use. This includes:
  • Seat belts: Standard 3-point seat belts.
  • Rollover Protection Structure (ROPS): A strong cage designed to protect occupants in the event of a rollover.
  • Hydraulic Disc Brakes: Providing reliable stopping power.
  • Headlights and Taillights: For visibility to others and to navigate in low-light conditions.

Optional Features: While the 2013 model year offered some factory options and a vast aftermarket, common additions included upgraded lighting (LED light bars), winches, audio systems, custom seating, and protective accessories like skid plates and rock sliders.

Crash-Test Ratings: Off-road vehicles like the RZR are not subjected to the same standardized crash testing procedures as passenger cars by organizations like the NHTSA or IIHS. Therefore, there are no official crash-test ratings available for the 2013 Polaris RZR 4 900 XP.

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2013 Polaris Multi-pass RZR Prices and Market Value

When new, the 2013 Polaris RZR 4 900 XP typically retailed for an MSRP in the range of $22,000 to $25,000, depending on specific configurations and any dealer add-ons. Today, the used market price for a 2013 RZR 4 900 XP can vary significantly, but generally falls between $12,000 and $18,000. This price is heavily influenced by factors such as mileage (or engine hours), overall condition, maintenance history, and the presence of aftermarket upgrades.

These vehicles experience a steeper depreciation curve initially, as is common with powersports vehicles. However, once they reach a certain age and mileage, the depreciation rate tends to slow down, especially for well-maintained models in popular trims. Factors that positively affect resale value include low hours, pristine condition, a comprehensive maintenance log, and desirable upgrades. Conversely, significant wear and tear, damage, neglected maintenance, or a history of extreme use will lower its market value considerably. The RZR 4 900 XP's reputation for performance helps it retain value better than some less sporty utility-focused UTVs.

2013 Polaris Multi-pass RZR Cost of Ownership

Owning a 2013 Polaris RZR 4 900 XP involves several ongoing costs. Insurance is typically available through powersports-specific providers and can range from $300 to $800 annually, depending on coverage, rider experience, and location. Fuel costs are significant given its performance-oriented engine and typical usage; expect to spend $500-$1500+ per year on premium fuel. Maintenance is crucial and involves regular fluid changes, filter replacements, and inspections, potentially costing $300-$700 annually for routine service. Repair costs can be substantial, especially for drivetrain or suspension components, easily running into hundreds or thousands of dollars. Overall, the RZR 4 900 XP is not an economical vehicle to own; its cost is moderate to high, driven by performance-oriented parts and the demands of off-road use.

2013 Polaris Multi-pass RZR Fuel Efficiency

Fuel Type Gasoline
Fuel Capacity -
City Mileage -
Highway Mileage -

2013 Polaris Multi-pass RZR Insurance

Insurance for a 2013 Polaris Multi-pass RZR is moderately priced, reflecting its status as a Motorcycle with strong safety ratings and
reasonable repair costs.

How Does the 2013 Polaris Multi-pass RZR Compare to Other Motorcycle?

The 2013 Polaris RZR 4 900 XP competed in a highly contested segment of the side-by-side market, primarily against other high-performance, multi-passenger UTVs.

Performance: In terms of raw horsepower and acceleration, the RZR 4 900 XP was a leader for its year, with its 88 horsepower ProStar engine offering thrilling speed and agile handling. Rivals like the Arctic Cat Wildcat 1000 (also around 80-90 hp) offered comparable power, while the Can-Am Commander 1000 (around 85 hp) provided strong torque.

Features: The RZR 4 900 XP boasted a premium Fox suspension system, which was a significant selling point for its off-road prowess. While other manufacturers offered good suspension, Polaris's setup was often lauded for its adjustability and performance over rough terrain. Feature sets were generally comparable across brands in this segment, with basic digital displays, comfortable seating, and robust chassis designs being standard. Aftermarket support for accessories was also strong for all major brands.

Reliability: Reliability is where opinions can diverge. Polaris RZRs, especially in their performance variants, have a reputation for demanding rigorous maintenance due to their power output and intended use. While capable, aggressive riding can lead to accelerated wear on drivetrain components, as mentioned previously. Competitors like Can-Am often had a reputation for robust drivetrains, while Arctic Cat's reliability could sometimes be more variable depending on the model year and specific components.

Price: The 2013 RZR 4 900 XP was positioned at the higher end of the price spectrum for its class when new. Used prices, as noted, reflect this premium.

Alternatives:
  • Similar: For similar performance and passenger capacity, a used Can-Am Commander 1000 XT (4-seater) or an Arctic Cat Wildcat 4 1000 would be direct competitors. These offer comparable power and off-road capabilities but may have slight differences in suspension feel and drivetrain characteristics.
  • Better (depending on priorities): If reliability and a slightly more utility-focused design were priorities, a used Polaris Ranger Crew or a Yamaha Viking VI could be considered, though they would sacrifice significant performance for comfort and hauling. For pure performance with a focus on rock crawling or extreme terrain, a specialized aftermarket build based on any of these platforms might be considered 'better' but at a much higher cost and complexity. Newer models from any brand will generally offer advancements in technology, safety, and potentially reliability.

Final Verdict: Is the 2013 Polaris Multi-pass RZR a Good Motorcycle?

The 2013 Polaris RZR 4 900 XP is ideally suited for adventurous individuals or groups who prioritize thrilling performance, agile handling, and the ability to carry multiple passengers on challenging off-road trails. It's a fantastic choice for recreational riders looking for an exhilarating experience, rather than a heavy-duty work machine.

Whether it's worth buying depends heavily on the condition and price. A well-maintained, low-mileage used model can still offer tremendous value for its performance capabilities. However, buyers should be prepared for ongoing maintenance costs and potential repairs, especially if the vehicle has been used aggressively. It's not recommended for those seeking low-maintenance, economical transportation.

Purchasing a used model is generally the only viable option now. Thorough inspection of the drivetrain, suspension, and engine is paramount. If you find one in excellent condition with a solid maintenance history, the 2013 RZR 4 900 XP can be a rewarding purchase for the right enthusiast seeking high-octane off-road fun.

2013 Polaris Multi-pass RZR Owner Reviews

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Jovan

Jovan specializes in interpreting vehicle records and making sense of VIN data. With over 10 years of experience in the automotive data industry, his work ensures that every report is clear, accurate, and useful for car buyers.