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1995 Chevrolet 3500 Overview, Reviews, Ratings & Specs

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Jovan | November 2, 2025
The 1995 Chevrolet 3500 is a robust, full-size pickup truck part of the C/K series, known for its heavy-duty capabilities. Produced from 1988 to 1998, this generation offered reliable workhorse performance. Key trims included the base work truck, LS, and LT. Pricing at launch varied significantly based on configuration but generally placed it in the premium heavy-duty segment. Its popularity stems from its unparalleled towing and hauling capacity, making it a favorite for commercial use and demanding personal projects.
The Good

The 1995 Chevrolet 3500 excels in raw power and unwavering reliability, appealing to those who need a dependable workhorse. Its comfortable cabin for its era and imposing design evoke a sense of strength and capability, while its inherent durability offers significant long-term value.

The Bad

Potential owners should watch for rust, especially on the frame and body panels in rust-prone areas. Older electrical components can be temperamental, and the fuel economy is a significant consideration for daily driving. Transmission issues can arise with high mileage and heavy use.

1995 Chevrolet 3500: Quick Overview

  • Engine Options: The 1995 Chevrolet 3500 was available with several potent engine choices to handle its heavy-duty tasks.
    • 454 cubic inch (7.4L) V8: This was the most powerful gasoline engine, offering robust torque for towing and hauling. Horsepower typically ranged around 230 hp, with torque figures exceeding 400 lb-ft.
    • 6.5L Turbo-Diesel V8: This option provided excellent low-end torque, ideal for towing heavy loads. Horsepower was generally around 190 hp, but the torque was its strong suit, often exceeding 400 lb-ft.
  • Horsepower: Gasoline V8 engines generally produced between 200-230 horsepower, while the diesel option was around 190 horsepower.
  • Fuel Economy: As a heavy-duty truck, fuel economy was not a primary focus. Expect figures in the single digits for city driving and low to mid-teens on the highway, particularly with the larger engines and towing configurations.
  • 0-60 Times: These were not a focus for this vehicle, and 0-60 mph times were generally quite slow, often exceeding 10-12 seconds, depending on the engine, transmission, and load.
  • Towing Capacity: This is where the 3500 truly shines. With proper equipment and configuration, the 1995 Chevrolet 3500 could tow well over 10,000 pounds, with some configurations capable of exceeding 12,000 pounds. Exact ratings depend on axle ratios, engine, drivetrain (2WD/4WD), and fifth-wheel/gooseneck hitch setups.
  • Trim-Level Features:
    • Base Work Truck (WT): Focused on utility, featuring vinyl seats, rubber floor mats, basic instrumentation, and minimal creature comforts.
    • LS: Offered a step up in comfort and convenience with features like cloth seats, more comprehensive instrumentation, power windows and locks (on extended cabs), and upgraded audio systems.
    • LT: The top-tier trim, providing the most amenities, such as premium cloth or optional leather seating, automatic climate control, and enhanced sound systems.
    • Common features across trims (often optional): Air conditioning, cruise control, tilt steering wheel, AM/FM stereo with cassette player, anti-lock brakes (ABS). Extended and crew cab models offered more passenger space and seating configurations.

1995 Chevrolet 3500 Specifications

Vehicle Information
Year 1995
Make Chevrolet
Model 3500
Trim -
Style -
Type Pickup Truck
Category Standard Pickup Truck
Manufacturing Details
Made In United States
Manufacturing City PONTIAC
Dimensions
Doors 2-Door
Curb Weight 5771 pounds
Gross Vehicle Weight Rating 10000 pounds
Overall Height 75.80 inches
Overall Length 237.00 inches
Overall Width 94.30 inches
Wheelbase Length 155.50 inches
Standard Seating 6
Engine & Performance
Engine 6.5-L V-8 OHV 16V Turbo Diesel
Engine Size 6.5L
Engine Cylinders 8
Transmission 5-Speed Manual
Transmission Type Manual
Transmission Speeds 5-Speed
Drivetrain Four-Wheel Drive
Additional Features
Anti-Brake System 2-Wheel ABS
Steering Type Recirculating
Pricing
Manufacturer Suggested Retail Price (MSRP) $23,332
Invoice Price -
Delivery Charges -

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What Problems Does the 1995 Chevrolet 3500 Have?

The 1995 Chevrolet 3500, like many trucks of its era, is generally considered reliable for its intended purpose, but certain issues are commonly reported by owners. One of the most prevalent concerns is rust. Frames, rocker panels, cab corners, and wheel wells are susceptible to corrosion, especially in areas exposed to road salt. Thorough inspection of the undercarriage is crucial for any potential buyer.

Powertrain reliability is typically strong, but the transmissions, particularly the automatic ones like the 4L80-E, can experience issues if they haven't been properly maintained or have been subjected to excessive towing without adequate cooling. Overheating and eventual failure of the transmission can be a costly repair.

The 6.5L Turbo-Diesel engine, while powerful and torquey, has had some notable issues. The factory-installed oil cooler lines were known to leak, and some engines experienced premature failure of the optical fuel injection (PMD) module, often due to heat. Relocating the PMD away from the engine block was a common aftermarket fix. The head gaskets on the diesel engines could also be a concern under heavy load and heat.

The gasoline 7.4L V8 is a stout engine, but like any large V8, it can develop issues with intake manifold gaskets and valve seals over time, leading to oil consumption or vacuum leaks. The electrical system, while not overly complex, can sometimes present gremlins with age. Issues with power windows, door locks, and the instrument cluster illumination can occur.

There were several recalls issued for the 1995 C/K trucks, including issues with the brake light switch, seat belt retractors, and potential fuel leaks. While not specific to the 1995 model year, it's always advisable to check for any outstanding recalls or manufacturer service bulletins that might apply to a specific vehicle. Overall, long-term reliability is highly dependent on maintenance history and how the truck was used. Trucks used for heavy commercial duty will likely have more wear and tear than those used for lighter tasks.

How long will the 1995 Chevrolet 3500 last?

Based on owner data and typical maintenance, the 1995 Chevrolet 3500 is renowned for its long-term durability, often exceeding 200,000 miles and even reaching 300,000 miles or more with diligent care. The heavy-duty construction of the chassis and powertrain contributes significantly to this longevity. The 7.4L V8 gasoline engine and the 6.5L Turbo-Diesel are both capable of lasting for hundreds of thousands of miles. However, weaknesses like rust, particularly on the frame and body, can limit its lifespan in certain climates if not addressed. Transmission maintenance is critical; regular fluid changes and proper cooling can prevent premature failure. With consistent servicing, addressing minor issues promptly, and protecting against rust, these trucks can remain reliable workhorses for decades.

What Technology & Safety Features are Included?

The 1995 Chevrolet 3500 reflects the technology prevalent in the mid-1990s, prioritizing functionality and robustness over cutting-edge features.

Built-in Tech and Entertainment: The standard audio system typically included an AM/FM radio with a cassette player. Higher trim levels or optional packages could upgrade this to a more premium sound system, possibly with more speakers. Features like power windows and power door locks were common on LS and LT trims, and often optional on the base model, especially for extended or crew cab configurations. Air conditioning was a highly desirable option that many trucks were equipped with. Cruise control was also a common convenience feature.

Driver-Assistance Features: Driver-assistance technology as we know it today was virtually non-existent in the 1995 3500. The primary focus was on the mechanical capabilities of the truck. Anti-lock Braking System (ABS) was available, typically for the rear wheels or all four, which was considered a significant safety advancement at the time, particularly important for a heavy vehicle.

Safety Features: Standard safety features included seat belts and side-impact door beams. Airbags were becoming standard around this time, and the 1995 C/K trucks were equipped with driver and passenger airbags. The robust construction of the truck itself provided a significant level of passive safety.

Optional Features: Beyond what has been mentioned, options could include different axle ratios for optimized towing or fuel economy, limited-slip differentials, trailer mirrors, and wiring harnesses for towing. Upgraded interior materials like cloth or optional leather seating were available on higher trims.

Crash-Test Ratings: Official NHTSA or IIHS crash-test ratings for individual trim levels of the 1995 Chevrolet 3500 are not as readily available or detailed as they are for modern vehicles. However, the C/K platform generally performed adequately for its era in frontal and side-impact tests, with the inclusion of airbags and robust body construction contributing to occupant protection.

What Colors Options are Available?

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1995 Chevrolet 3500 Prices and Market Value

When new in 1995, a Chevrolet 3500 could range significantly in price depending on the configuration, from the low $20,000s for a basic work truck to well over $35,000 for a fully loaded crew cab model with premium options. As a heavy-duty truck, the 3500 experienced slower depreciation than lighter-duty pickups. While still a depreciating asset, its value held relatively well, especially for well-maintained diesel models or trucks equipped for heavy towing. Today, current used market prices for a 1995 Chevrolet 3500 vary widely. Condition, mileage, engine type (diesel commands a premium), and overall maintenance are the primary drivers. Expect prices to range from a few thousand dollars for rougher examples to upwards of $10,000-$15,000+ for exceptionally clean, low-mileage, or sought-after configurations like a dually or diesel model. Resale value is heavily influenced by the presence of rust, the condition of the powertrain, and the truck's original utility focus.

1995 Chevrolet 3500 Cost of Ownership

Owning a 1995 Chevrolet 3500 can be economical in the long run if purchased at a reasonable price and maintained well, but initial and ongoing costs should be considered. Insurance premiums will likely be higher than for a standard car due to its size and potential for work-related use. Fuel costs are a significant factor; the large V8 engines are thirsty, especially in city driving. Maintenance can be manageable with readily available parts, but repairs, particularly for diesel engines or transmissions, can be costly. Long-term costs are heavily influenced by the need for rust repair and potential drivetrain component replacements. Overall, it's not an economical daily driver in terms of fuel but offers good value if its heavy-duty capabilities are utilized.

1995 Chevrolet 3500 Fuel Efficiency

Fuel Type Gasoline
Fuel Capacity 34.00 gallons
City Mileage -
Highway Mileage -

1995 Chevrolet 3500 Safety Rating

NHTSA
Side Driver Rating Not Tested
Frontal Passenger Rating Not Tested
Rollover Rating Not Tested
Side Rear Passenger Rating Not Tested
Frontal Driver Rating Not Tested
IIHS
Moderate Overlap Front Test Results Not Tested

1995 Chevrolet 3500 Warranty

Basic
Original warranty 0 months / No data
Estimated remaining Expired
Powertrain
Original warranty 0 months / No data
Estimated remaining Expired
Rust
Original warranty 0 months / No data
Estimated remaining Expired

1995 Chevrolet 3500 Insurance

Insurance for a 1995 Chevrolet 3500 is moderately priced, reflecting its status as a Pickup Truck with strong safety ratings and
reasonable repair costs.

How Does the 1995 Chevrolet 3500 Compare to Other Pickup Truck?

The 1995 Chevrolet 3500 competed primarily against its GM sibling, the 1995 GMC Sierra 3500, which shared most of its mechanical components and offered similar performance and capability. Its main rival from the Ford camp was the 1995 Ford F-350.

Performance: In terms of raw towing and hauling capacity, the 3500, F-350, and Sierra 3500 were largely in a class of their own, offering immense grunt, especially with their respective diesel engines. The Ford F-350, particularly with the Power Stroke diesel introduced around this time, often held a slight edge in maximum towing ratings for some configurations. The Chevrolet's 7.4L Big Block gasoline V8 was a strong performer, rivaling Ford's comparable gasoline engines.

Features: Feature sets were comparable across all three heavy-duty trucks. Chevrolet and GMC often offered similar interior appointments and optional equipment on their LS and LT trims, competing with Ford's XLT and Lariat trims. Ford's F-350 might have had a slight edge in some interior comfort features or technological offerings in higher trims for specific model years.

Reliability: All three brands offered robust, utilitarian platforms. However, specific engine and transmission reliability varied. The 6.5L diesel in the Chevy/GMC had some known issues (PMD, oil cooler lines), while Ford's early Power Strokes also had their own set of common problems. Generally, these trucks were built to be tough, and with proper maintenance, all could achieve high mileage. Rust was a common enemy across all brands in rust-prone areas.

Price: Pricing was competitive at the time of release, with each manufacturer vying for market share in the heavy-duty segment. On the used market, condition and powertrain are paramount. Diesel models from all manufacturers typically command higher prices.

Alternatives: For similar capability, the 1995 Ford F-350 is a direct and strong competitor. If slightly less capacity is acceptable but modern features are desired, exploring later model year heavy-duty trucks (e.g., 1999-2007 Ford Super Duty or Chevrolet/GMC Silverado HD) might be an option, though at a higher price point. For a more budget-friendly but less capable work truck, a 1995 Chevrolet 1500 or 2500 would be similar in style but not in heavy-duty capacity. However, for pure, unadulterated heavy-duty work and towing, the 1995 Chevrolet 3500 remains a capable choice.

Final Verdict: Is the 1995 Chevrolet 3500 a Good Pickup Truck?

The 1995 Chevrolet 3500 is ideal for individuals or businesses needing a no-nonsense, heavy-duty truck for towing substantial loads, hauling construction materials, or performing demanding agricultural work. It is worth buying for those who prioritize capability and durability over modern amenities and fuel efficiency. This truck is best purchased used, as finding one new is impossible. A well-maintained example, especially with the 7.4L V8 or the 6.5L Turbo-Diesel engine, can provide years of reliable service if rust issues have been addressed or are minimal. Opting for an LS or LT trim can add some comfort for longer drives. It is not recommended for daily commuting in urban environments due to its size and poor fuel economy, but for its intended purpose, it remains a capable and potentially cost-effective workhorse.

1995 Chevrolet 3500 Owner Reviews

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Jovan

Jovan specializes in interpreting vehicle records and making sense of VIN data. With over 10 years of experience in the automotive data industry, his work ensures that every report is clear, accurate, and useful for car buyers.