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2020 Cadillac XT4 Overview, Reviews, Ratings & Specs

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Eugene S | March 31, 2025
The 2020 Cadillac XT4 is a compact luxury SUV designed to appeal to a younger demographic. Introduced in 2019, the XT4 offers a stylish and practical option in a competitive segment. Key trims include Luxury, Premium Luxury, and Sport. Pricing ranged from approximately $36,000 to $42,000 when new. It stands out for its distinctive Cadillac styling, comfortable ride, user-friendly technology, and spacious cargo area, making it a popular choice for those seeking a blend of luxury and practicality.
The Good

The 2020 Cadillac XT4 offers a compelling blend of advantages. Its turbocharged engine delivers adequate performance for daily driving. The design is stylish and modern, appealing to emotional buyers. It provides a comfortable ride and a spacious interior. Fuel efficiency is respectable for its class. For practical buyers, it offers a good balance of features and value in the luxury compact SUV segment. While not class-leading, its reliability is generally considered acceptable.

The Bad

Potential weaknesses of the 2020 Cadillac XT4 include its somewhat unrefined engine sound and occasionally clunky transmission. The interior materials, while stylish, may not feel as luxurious as some competitors. Some owners have reported minor electronic glitches. Additionally, the rear visibility can be challenging due to the thick rear pillars. It's important to inspect the vehicle thoroughly for any signs of these issues before purchasing.

2020 Cadillac XT4: Quick Overview

  • Engine: 2.0L Turbocharged Inline-4
  • Horsepower: 237 hp
  • Torque: 258 lb-ft
  • Fuel Economy:
    • City: 24 MPG (FWD) / 22 MPG (AWD)
    • Highway: 30 MPG (FWD) / 29 MPG (AWD)
    • Combined: 27 MPG (FWD) / 25 MPG (AWD)
  • 0-60 mph: Approximately 7.6 seconds
  • Towing Capacity: Up to 3,500 lbs (with trailering package)
  • Trim Level Features:
    • Luxury:
      • Leatherette upholstery
      • 8-inch touchscreen infotainment system
      • Apple CarPlay and Android Auto
      • Rear parking sensors
      • Dual-zone automatic climate control
    • Premium Luxury:
      • Leather upholstery
      • Wireless device charging
      • Blind-spot monitoring
      • Rear cross-traffic alert
      • Hands-free power liftgate
    • Sport:
      • Sport-tuned suspension
      • Unique exterior styling
      • Alloy sport pedals
      • Carbon fiber interior trim
  • Standard Features (across all trims):
    • LED headlights and taillights
    • Keyless open and start
    • Power-adjustable front seats
    • Automatic emergency braking
    • Lane keep assist

2020 Cadillac XT4 Specifications

Vehicle Information
Year 2020
Make Cadillac
Model XT4
Trim -
Style -
Type Sport Utility Vehicle
Category Standard Sport Utility Vehicle
Manufacturing Details
Made In United States
Manufacturing City KANSAS CITY
Dimensions
Doors -
Curb Weight -
Gross Vehicle Weight Rating 6000 pounds
Overall Height -
Overall Length -
Overall Width -
Wheelbase Length -
Standard Seating 5
Engine & Performance
Engine LSY - SIDI, VVT, Aluminum VAR 3
Engine Size 2L
Engine Cylinders 4
Transmission 9 Automatic
Transmission Type Automatic
Transmission Speeds 9-Speed
Drivetrain -
Additional Features
Anti-Brake System Standard
Steering Type -
Pricing
Manufacturer Suggested Retail Price (MSRP) -
Invoice Price -
Delivery Charges -

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What Problems Does the 2020 Cadillac XT4 Have?

Frequently reported problems for the 2020 Cadillac XT4, according to owner forums and consumer reports, include issues with the 9-speed automatic transmission, sometimes described as hesitant or jerky in its shifting. Some owners have also reported problems with the infotainment system, including glitches, slow response times, and connectivity issues with Apple CarPlay and Android Auto. There have been reports of issues with the automatic stop/start system, with some owners experiencing rough restarts or system failures.

Recalls for the 2020 XT4 have been issued for issues such as improperly secured fuel lines which could lead to fuel leaks and potential fire hazards. Also some vehicles had potential issues with the side airbag inflators. It's important to check the NHTSA website for the latest recall information and ensure any necessary repairs have been performed.

Long-term reliability concerns primarily revolve around the complexity of the vehicle's electronics and the potential for increased maintenance costs as the vehicle ages. The turbocharger, while contributing to performance, could also be a source of future repairs. The 9-speed transmission should be carefully maintained to prevent potential issues. Overall, while the XT4 generally receives decent reliability ratings, potential buyers should be aware of these commonly reported issues and consider purchasing an extended warranty for added peace of mind.

How long will the 2020 Cadillac XT4 last?

With regular maintenance, the 2020 Cadillac XT4 can reasonably be expected to provide 150,000 to 200,000 miles or 10-13 years of service. Proper oil changes, transmission fluid services, and timely replacement of wear items are crucial. Long-term durability may be affected by the complexity of the electronics and the potential for the turbocharger and transmission to require more attention over time. Keep an eye on cooling system components and suspension parts as the vehicle ages. Neglecting scheduled maintenance can significantly shorten its lifespan.

What Technology & Safety Features are Included?

The 2020 Cadillac XT4 boasts a comprehensive suite of built-in tech and safety features. Standard tech includes an 8-inch touchscreen infotainment system with Apple CarPlay and Android Auto compatibility, Bluetooth connectivity, and a Wi-Fi hotspot. Entertainment features include a Bose premium audio system available as an option on higher trims.

Driver-assistance features are plentiful, with standard equipment including automatic emergency braking, forward collision alert, lane keep assist with lane departure warning, and rear parking sensors. Optional features include adaptive cruise control, blind-spot monitoring, rear cross-traffic alert, and a surround-view camera system. A head-up display is also available on higher trims.

Safety features include a suite of airbags, stability control, and traction control. The 2020 Cadillac XT4 received good crash-test ratings from the NHTSA (National Highway Traffic Safety Administration), earning a 5-star overall safety rating. The IIHS (Insurance Institute for Highway Safety) also gave the XT4 good marks in most crash tests, though specific ratings can vary depending on the model year and equipment. It's always recommended to check the latest safety ratings from both organizations for the most up-to-date information. Overall, the 2020 XT4 offers a well-rounded package of tech and safety features.

What Colors Options are Available?

Exterior Colors
Autumn Metallic
Crystal White Tricoat
Garnet Metallic
Shadow Metallic
Stellar Black Metallic
Twilight Blue Metallic
Wave Metallic
Interior Colors
Jet Black
Light Platinum
Sedona Sauvage

2020 Cadillac XT4 Prices and Market Value

When new, the 2020 Cadillac XT4 had a starting MSRP of around $36,000, with higher trims reaching upwards of $42,000. As of late 2024, used market prices typically range from $22,000 to $30,000, depending on condition, mileage, and trim level. The XT4 has experienced moderate depreciation, consistent with other luxury SUVs. Factors affecting resale value include mileage, condition (especially interior wear and tear), accident history, and the presence of desirable options like all-wheel drive and advanced safety features. Maintaining a clean title and comprehensive service records is essential for maximizing resale value.

2020 Cadillac XT4 Cost of Ownership

Owning a 2020 Cadillac XT4 involves moderate costs. Insurance premiums are typically higher than non-luxury vehicles but comparable to other compact luxury SUVs. Fuel costs are reasonable, given its fuel economy. Maintenance costs can be higher than average due to the luxury brand and potential for specialized parts. Repairs can be expensive, especially for electronic or drivetrain components. Overall, the XT4 is not the most economical vehicle to own, but its costs are generally in line with its class.

2020 Cadillac XT4 Fuel Efficiency

Fuel Type Gasoline
Fuel Capacity -
City Mileage -
Highway Mileage -

2020 Cadillac XT4 Safety Rating

NHTSA
Overall Rating Not Tested
Overall Frontal Star Rating
Side Overall Star Rating Not Tested
Overall Rollover Star Rating
Combined Front Seat Rating Not Tested
Combined Rear Seat Rating Not Tested
Overall Frontal Star Rating
Frontal Barrier Star Ratings Not Tested
Overall Side Star Rating Not Tested
Side Barrier Star Ratings Not Tested
Side Pole Star Rating
Combined Side Barrier And Side Pole Star Ratings Not Tested
Rollover Resistance Star Rating

2020 Cadillac XT4 Recalls & Defects

Power Train:automatic Transmission
Recall date 2020-10-29
Recall no. 20v668000
Source NHTSA
Summary General Motors LLC (Gm) IS Recalling Certain 2018-2019 Chevrolet Cruze and Buick Lacrosse, 2018-2020 Chevrolet Equinox, Chevrolet Traverse and GMC Terrain, 2018 Chevrolet Malibu, 2019-2020 Buick Encore, Buick Enclave, Cadillac Xt4, Chevrolet Blazer and GMC Acadia, and 2020 Cadillac XT6 Vehicles. THE Start/Stop Accumulator Endcap MAY Have Missing Bolts.
Consequence Missing Bolts ON THE Start-Stop Accumulator Endcap Could Result IN A Transmission OIL Leak and MAY Progress TO A Loss OF Propulsion, Increasing THE Risk OF A Crash. A Transmission Fluid Leak IN THE Presence OF AN Ignition Source MAY Increase THE Risk OF Fire.
Remedy GM Will Notify Owners, and Dealers Will Inspect THE Start-Stop Transmission Accumulator and Replace IT IF ANY Bolts ARE Missing, Free OF Charge. THE Recall Began December 15, 2020. Owners MAY Contact GMC Customer Service AT 1-888-988-7267, Buick Customer Service AT 1-866-608-8080, Chevrolet Customer Service AT 1-800-222-1020 or Cadillac Customer Service AT 1-800-458-8006. Gm's Number FOR This Recall IS N202313440.
Notes Owners MAY Also Contact THE National Highway Traffic Safety Administration Vehicle Safety Hotline AT 1-888-327-4236 (Tty 1-800-424-9153), or GO TO Www.safercar.gov.
Service Brakes
Recall date 2020-09-24
Recall no. 20v588000
Source NHTSA
Summary General Motors LLC (Gm) IS Recalling Certain 2020 Chevrolet Corvette and Cadillac Ct4, CT5 and Xt4, 2021 Chevrolet Trailblazer, and 2020-2021 Buick Encore GX Vehicles. Sensor Connection Contamination IN THE Electronic Brake Boost System MAY Cause AN Interruption OF Communication Between THE Sensor and THE Brake Boost System.
Consequence IF Communication With THE Sensor IS Interrupted, THE Electronic Brake Boost Assist Could BE Lost. Extra Pedal Force Will BE Required TO Slow and Stop THE Vehicle, Increasing THE Risk OF A Crash.
Remedy GM Will Notify Owners, and Dealers Will Replace THE Electronic Brake Boost Module, Free OF Charge. THE Recall Began December 9, 2020. Owners MAY Contact Chevrolet Customer Service AT 1-800-630-2438, Cadillac Customer Service AT 1-800-333-4223, or Buick Customer Service AT 1-800-521-7300. Gm's Number FOR This Recall IS A202307260.
Notes Owners MAY Also Contact THE National Highway Traffic Safety Administration Vehicle Safety Hotline AT 1-888-327-4236 (Tty 1-800-424-9153), or GO TO Www.safercar.gov.
Tires
Recall date 2021-02-25
Recall no. 21v115000
Source NHTSA
Summary General Motors LLC (Gm) IS Recalling Certain 2020 Buick Enclave, Cadillac Xt4, Xt5, Escalade, Escalade Esv, Chevrolet Suburban, Tahoe, Traverse, GMC Yukon, Yukon XL, 2018-2021 Chevrolet Express, GMC Savana, 2019-2020 Chevrolet Blazer, Silverado 1500, GMC Acadia, Sierra 1500, and Certain Continental Tires Sold TO THE Aftermarket FOR Various Model Year 2018-2021 Vehicles. THE Affected Tires Were Cured FOR TOO Long During Production.
Consequence Over Cured Tires MAY Develop A Break IN THE Sidewall Resulting IN Sudden AIR Loss or A Belt Edge Separation Which Could Lead TO A Tread/Belt Loss. Either Condition CAN Cause A Loss OF Vehicle Control, Increasing THE Risk OF A Crash.
Remedy GM Will Notify Owners, and Dealers Will Inspect THE Tires, Replacing Them AS Necessary, Free OF Charge. THE Recall Began March 22, 2021. Owners MAY Contact GMC Customer Service AT 1-888-988-7267, Buick Customer Service AT 1-866-608-8080, Chevrolet Customer Service AT 1-800-222-1020 or Cadillac Customer Service AT 1-800-458-8006. Gm's Number FOR This Recall IS N212329050.
Notes Owners MAY Also Contact THE National Highway Traffic Safety Administration Vehicle Safety Hotline AT 1-888-327-4236 (Tty 1-800-424-9153), or GO TO Www.safercar.gov.
Seat Belts:critical Fasteners
Recall date 2021-08-20
Recall no. 21v649000
Source NHTSA
Summary General Motors, LLC (Gm) IS Recalling Certain 2016-2021 Chevrolet Malibu and 2019-2021 Cadillac XT4 Vehicles. THE Rear Seat Belt Retractors MAY BE Improperly Secured With Loose or Missing Fasteners.
Consequence AN Improperly Secured Seat Belt Retractor MAY NOT Function Properly IN A Crash, Increasing THE Risk OF Injury.
Remedy Dealers Will Inspect and Tighten THE Rear Seat Belt Retractors, AS Necessary, Free OF Charge. Owner Notification Letters Were Mailed ON September 17, 2021. Owners MAY Contact Chevrolet Customer Service AT 1-800-222-1020 and Cadillac Customer Service AT 1-800-458-8006. Gm's Number FOR This Recall IS N212333380.
Notes Owners MAY Also Contact THE National Highway Traffic Safety Administration Vehicle Safety Hotline AT 1-888-327-4236 (Tty 1-800-424-9153), or GO TO Www.nhtsa.gov.
Seat Belts:rear/Other:retractor
Recall date 2021-08-20
Recall no. 21v649000
Source NHTSA
Summary General Motors, LLC (Gm) IS Recalling Certain 2016-2021 Chevrolet Malibu and 2019-2021 Cadillac XT4 Vehicles. THE Rear Seat Belt Retractors MAY BE Improperly Secured With Loose or Missing Fasteners.
Consequence AN Improperly Secured Seat Belt Retractor MAY NOT Function Properly IN A Crash, Increasing THE Risk OF Injury.
Remedy Dealers Will Inspect and Tighten THE Rear Seat Belt Retractors, AS Necessary, Free OF Charge. Owner Notification Letters Were Mailed ON September 17, 2021. Owners MAY Contact Chevrolet Customer Service AT 1-800-222-1020 and Cadillac Customer Service AT 1-800-458-8006. Gm's Number FOR This Recall IS N212333380.
Notes Owners MAY Also Contact THE National Highway Traffic Safety Administration Vehicle Safety Hotline AT 1-888-327-4236 (Tty 1-800-424-9153), or GO TO Www.nhtsa.gov.
Back Over Prevention: Sensing System: Camera
Recall date 2022-11-23
Recall no. 22v868000
Source NHTSA
Summary General Motors, LLC (Gm) IS Recalling Certain 2019-2020 Cadillac XT4 Vehicles Equipped With THE Optional Surround Vision Feature. THE Video Processing Module (Vpm) MAY Lose Communication With THE Rearview Camera, Causing A Loss OF THE Rearview Camera Image.
Consequence Failure OF THE Rearview Camera Image TO Display CAN Reduce THE Driver's Rear Visibility, Increasing THE Risk OF A Crash.
Remedy Dealers Will Update THE VPM Software or Replace THE Vpm, AS Necessary, Free OF Charge. AN Interim Owner Notification Letter Informing Owners OF THE Safety Defect WAS Mailed January 17, 2023. Owner Notification Letters Were Mailed February 3, 2023. Owners MAY Contact Cadillac Customer Service AT 1-800-458-8006. Gm's Number FOR This Recall IS N222373320. .
Notes Owners MAY Also Contact THE National Highway Traffic Safety Administration Vehicle Safety Hotline AT 1-888-327-4236 (Tty 1-800-424-9153), or GO TO Www.nhtsa.gov.

2020 Cadillac XT4 Insurance

Insurance for a 2020 Cadillac XT4 is moderately priced, reflecting its status as a Sport Utility Vehicle with strong safety ratings and
reasonable repair costs.

How Does the 2020 Cadillac XT4 Compare to Other Sport Utility Vehicle?

The 2020 Cadillac XT4 competes with the likes of the BMW X1, Audi Q3, Mercedes-Benz GLA, and Lexus UX. In terms of performance, the XT4's engine is adequate but not as sporty as the BMW X1 or Audi Q3. Feature-wise, it offers a comparable range of tech and safety options. Reliability is a mixed bag, with some owners reporting issues, potentially placing it slightly below the Lexus UX in long-term dependability.

Price-wise, the XT4 is often competitive, but incentives and market conditions can shift the landscape. The Mercedes-Benz GLA generally offers a more luxurious interior, while the BMW X1 provides a more engaging driving experience. The Lexus UX prioritizes fuel economy and reliability. The Acura RDX offers a larger cabin and more standard features for a similar price. If reliability is a top concern, the Lexus UX is a strong alternative. If driving enjoyment is paramount, the BMW X1 is worth considering. The Acura RDX represents a strong value proposition with its spaciousness and features.

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Final Verdict: Is the 2020 Cadillac XT4 a Good Sport Utility Vehicle?

The 2020 Cadillac XT4 is ideal for individuals or small families seeking a stylish and comfortable compact luxury SUV with a good balance of features and practicality. It's worth buying, especially on the used market, if you appreciate Cadillac's design language and don't require class-leading performance. Consider the Premium Luxury trim for its added features and leather upholstery. Thoroughly inspect any used XT4 for signs of transmission or electronic issues and review its service history. A pre-purchase inspection by a trusted mechanic is highly recommended. Weigh the pros and cons against its rivals, and if it fits your needs and budget, it can be a good choice.

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Eugene S

Eugene is an automotive enthusiast with over 15 years of experience in the used car market. As a writer at VINCheck.info, he brings deep industry insight and a passion for cars, helping readers make smart, informed decisions. Eugene has written hundreds of used car reviews and is known for breaking down complex automotive topics into clear, actionable advice. Over the years, he has driven and worked on a wide range of vehiclesβ€”starting with tuning street cars in his early days and eventually focusing on performance upgrades and reliability improvements. Today, he specializes in evaluating used vehicles through the lens of real-world ownership and enthusiast needs. A longtime fan of Porsche, Eugene especially appreciates vehicles that blend durability with driving enjoyment.