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2004 Jaguar X-TYPE Overview, Reviews, Ratings & Specs

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Cathleen V | March 31, 2025
The 2004 Jaguar X-TYPE was introduced as Jaguar's entry-level model, aiming to broaden the brand's appeal. It's a compact executive sedan, available from 2001-2009 (though not all years in all markets). Key trims included the base, SE, Sport, and Vanden Plas. New, they ranged from roughly $30,000 to $40,000. Its appeal stemmed from offering Jaguar luxury and styling in a smaller, more affordable package, along with available all-wheel drive, setting it apart from many competitors.
The Good

The 2004 Jaguar X-TYPE offers a blend of classic Jaguar styling and available all-wheel drive for confident handling in various conditions (practical). Its comfortable interior and refined ride appeal to those seeking a luxurious experience (emotional). While not the most efficient, it provides a reasonable value for a used luxury car. The X-TYPE's graceful design evokes a sense of prestige (emotional).

The Bad

The 2004 Jaguar X-TYPE is known for potential reliability issues. Common problems include issues with the automatic transmission, electrical glitches, and cooling system leaks. Rust can also be a concern, especially in areas with harsh winters. Regular maintenance is crucial, and a pre-purchase inspection by a qualified mechanic is highly recommended to identify potential costly repairs.

2004 Jaguar X-TYPE: Quick Overview

Here's a summary of key specs for the 2004 Jaguar X-TYPE:

  • Engine Options:
    • 2.5L V6: Produces approximately 194 horsepower.
    • 3.0L V6: Produces approximately 231 horsepower.

  • Horsepower:
    • 2.5L: 194 hp
    • 3.0L: 231 hp

  • Fuel Economy (estimated):
    • 2.5L: 18 mpg city / 25 mpg highway
    • 3.0L: 17 mpg city / 24 mpg highway

  • 0-60 Times (estimated):
    • 2.5L: Around 8.3 seconds
    • 3.0L: Around 7.0 seconds

  • Towing Capacity: Not recommended or rated for towing.

  • Trim-Level Features:
    • Base: Included standard features like leather upholstery, wood trim, automatic climate control, power windows and locks, and a premium sound system.
    • SE: Added features such as upgraded wheels, premium leather, and memory seats.
    • Sport: Included sport-tuned suspension, sport seats, and unique exterior styling cues.
    • Vanden Plas: Offered the highest level of luxury, with premium leather, upgraded interior trim, and additional comfort features.
All-wheel drive was available on both the 2.5L and 3.0L models. The 3.0L models came standard with AWD. Transmission options included a 5-speed manual (2.5L only) or a 5-speed automatic. Features could vary depending on specific options packages selected by the original owner.

2004 Jaguar X-TYPE Specifications

Vehicle Information
Year 2004
Make Jaguar
Model X-Type
Trim -
Style -
Type Sedan
Category Compact Car
Manufacturing Details
Made In United Kingdom
Manufacturing City HALEWOOD
Dimensions
Doors 4-Door
Curb Weight -
Gross Vehicle Weight Rating -
Overall Height -
Overall Length -
Overall Width -
Wheelbase Length -
Standard Seating -
Engine & Performance
Engine 2.0L L4
Engine Size 2L
Engine Cylinders 4
Transmission -
Transmission Type Automatic
Transmission Speeds -
Drivetrain Front-Wheel Drive
Additional Features
Anti-Brake System -
Steering Type -
Pricing
Manufacturer Suggested Retail Price (MSRP) -
Invoice Price -
Delivery Charges -

Vehicle History Report

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Analysis

What Problems Does the 2004 Jaguar X-TYPE Have?

The 2004 Jaguar X-TYPE has several frequently reported problems and long-term reliability concerns. The automatic transmission is a common weak point, with reports of harsh shifting and outright failure. Electrical issues are also prevalent, ranging from malfunctioning sensors to problems with the climate control and entertainment systems. Cooling system leaks, particularly from the thermostat housing and radiator, are another frequent complaint. Suspension components, such as bushings and control arms, can wear out relatively quickly, leading to a noisy and uncomfortable ride. Rust is a concern, especially in regions where salt is used on roads during winter. Check rocker panels, wheel wells, and undercarriage.

While specific model year variations in problems are not dramatic, earlier model years (2002-2004) tend to have a slightly higher incidence of issues due to being older and potentially having accumulated more wear and tear. Recalls for the 2004 X-TYPE have been issued for issues such as potential fuel leaks and brake light malfunctions. Owners should check the NHTSA website for the most up-to-date recall information. Long-term reliability is a definite concern, as these vehicles are now quite old, and many require significant maintenance and repairs to keep them running reliably. Regular maintenance is extremely important. Ignoring even minor issues can quickly escalate into more serious and costly problems.

How long will the 2004 Jaguar X-TYPE last?

Given their age, 2004 Jaguar X-TYPE models likely average well over 150,000 miles. Years of service depend heavily on maintenance. With meticulous care, some examples can reach 200,000+ miles. However, neglecting maintenance leads to premature failure. Long-term durability is a concern. Weaknesses include rust, particularly in northern climates, and wear and tear on suspension, transmission, and cooling system components. Regular fluid changes, timely repairs, and addressing rust proactively are essential for longevity. Expect more frequent repairs as mileage increases.

What Technology & Safety Features are Included?

The 2004 Jaguar X-TYPE featured a decent array of built-in tech and safety features for its time. Standard entertainment included a premium sound system with a CD player. Higher trims offered options like a navigation system (which now appears quite dated), a CD changer, and upgraded audio components. Driver-assistance features were limited compared to modern vehicles, but included standard anti-lock brakes (ABS) and traction control. Some models featured rear parking sensors.

Safety features included front and side airbags for the front occupants. Optional features included side curtain airbags. The NHTSA (National Highway Traffic Safety Administration) crash-test ratings for the 2004 X-TYPE are mixed. While it performed well in some frontal and side impact tests, it received lower marks in other areas. It's crucial to research specific ratings for different crash scenarios. Keep in mind that safety technology has advanced significantly since 2004. The X-TYPE lacks modern driver-assistance systems like blind-spot monitoring, lane departure warning, and automatic emergency braking. The technology is dated by today's standards, making it less appealing to tech-savvy buyers. The optional navigation system is rudimentary compared to modern smartphone-based navigation systems.

What Colors Options are Available?

Exterior Colors
Phoenix Red
Emerald Fire
Frost Blue
Radiance
Platinum
Seafrost
Black Cherry
British Racing Green
Midnight Black
Winter Gold
Topaz
Zircon Blue
Interior Colors
Ebony
Warm Charcoal
Champagne
Ivory

2004 Jaguar X-TYPE Prices and Market Value

When new, the 2004 Jaguar X-TYPE ranged from approximately $30,000 to $40,000, depending on the trim and options. Currently, used market prices typically range from $2,000 to $8,000, depending on condition, mileage, and location. The X-TYPE has experienced significant depreciation due to its age, reliability concerns, and higher maintenance costs compared to mainstream brands. Factors affecting resale value include the vehicle's condition, maintenance history, mileage, and geographic location. Models with lower mileage and documented maintenance records command higher prices. Avoid models with rust or known mechanical problems. The Jaguar badge carries some weight, but not enough to overcome the high cost of ownership associated with older luxury cars.

2004 Jaguar X-TYPE Cost of Ownership

The 2004 Jaguar X-TYPE is generally considered costly to own. Insurance costs can be moderate, but fuel economy is subpar compared to modern cars. Maintenance and repair costs are significantly higher than average due to the complexity of the vehicle and the relative scarcity of parts. Expect to pay more for specialized labor. Long-term ownership costs can quickly escalate with age, as more components require replacement. This is not an economical choice, especially for those on a tight budget. Budget for potential repairs when considering purchasing this vehicle.

2004 Jaguar X-TYPE Fuel Efficiency

Fuel Type Diesel
Fuel Capacity -
City Mileage -
Highway Mileage -

2004 Jaguar X-TYPE Safety Rating

NHTSA
Overall Rating Not Tested
Overall Frontal Star Rating Not Tested
Side Overall Star Rating Not Tested
Overall Rollover Star Rating
Combined Front Seat Rating Not Tested
Combined Rear Seat Rating Not Tested
Overall Frontal Star Rating Not Tested
Frontal Barrier Star Ratings Not Tested
Side Barrier Star Ratings Not Tested
Rollover Resistance Star Rating

2004 Jaguar X-TYPE Recalls & Defects

Fuel System, Gasoline:storage:tank Assembly:filler Pipe and CAP
Recall date 2004-09-17
Recall no. 04v460000
Source NHTSA
Summary ON Certain Passenger Vehicles, When Replace THE Fuel Filler CAP TO THE Vehicle's Fuel Tank Filler Neck, IT IS Possible TO Over-Tighten THE CAP Inducing A Poor Seal. IN THE Event OF A Vehicle Roll-Over, IT IS Possible FOR Fuel TO Leak Past THE Fuel Filler Cap.
Consequence Fuel Leakage, IN THE Presence OF AN Ignition Source, Could Result IN A Fire.
Remedy Dealers Will Remove THE Fuel CAP Seals and FIT Better Quality Seals Onto THE Vehicle. THE Recall Began ON October 1, 2004. Customers MAY Also Contact Jaguar AT 1-800-452-4827.
Notes Jaguar Recall NO R955.customers CAN Also Contact THE National Highway Traffic Safety Administration's Auto Safety Hotline AT 1-888-Dash-2-dot (1-888-327-4236).

2004 Jaguar X-TYPE Insurance

Insurance for a 2004 Jaguar X-TYPE is moderately priced, reflecting its status as a Sedan with strong safety ratings and
reasonable repair costs.

How Does the 2004 Jaguar X-TYPE Compare to Other Sedan?

The 2004 Jaguar X-TYPE competed against rivals like the BMW 3 Series, Audi A4, and Mercedes-Benz C-Class. In terms of performance, the BMW 3 Series generally offered a more engaging driving experience, while the Audi A4 provided a more refined and technologically advanced interior. The X-TYPE's available all-wheel drive was a unique selling point, but its performance couldn't quite match the sportiness of the BMW or the overall refinement of the Audi and Mercedes.

Feature-wise, the X-TYPE offered a comparable level of luxury, but its technology was somewhat dated even for its time. Reliability is where the X-TYPE falls short compared to its German rivals. The BMW 3 Series, Audi A4, and Mercedes-Benz C-Class are generally considered more reliable. Price-wise, a used X-TYPE is often cheaper than its German competitors, reflecting its lower resale value. Better alternatives include a well-maintained Lexus IS, which offers similar luxury with significantly better reliability, or a newer, more reliable compact sedan from a mainstream brand. If the Jaguar styling is crucial, a meticulously maintained X-TYPE might be worth considering, but buyers should be prepared for potentially higher maintenance costs. Consider Acura TL as a good alternative too. The Acura offer better reliability at a similar price point.

Ranks #1978 Sedan

1 2023 Toyota Camry (5.0★)
2 2023 Honda Accord (0.0★)
3 2023 Lexus ES (0.0★)
4 2024 Subaru Legacy (5.0★)
5 2022 Mazda MX-30 (4.0★)
6 2024 BMW M3 (0.0★)
7 2023 Ford Mustang (5.0★)
8 2023 Mercedes-Benz AMG GT (0.0★)
9 2023 Audi A3 (0.0★)
10 2023 Chevrolet Camaro (5.0★)
11 2023 Hyundai Elantra Hybrid (0.0★)
12 2023 Nissan Altima (4.0★)
1978 2004 Jaguar X-TYPE (0.0★)

Final Verdict: Is the 2004 Jaguar X-TYPE a Good Sedan?

The 2004 Jaguar X-TYPE is ideal for someone who prioritizes classic Jaguar styling and is willing to accept the potential for higher maintenance costs. It's worth buying only under specific conditions: find one with a documented maintenance history, low mileage, and no rust. A pre-purchase inspection by a Jaguar specialist is essential. Opt for the 3.0L model if possible for slightly better performance. New is not an option, as it's a 2004 model. Be prepared to invest in ongoing maintenance and repairs. It's not a practical choice for budget-conscious buyers or those seeking maximum reliability, but it can be a charming and affordable way to experience Jaguar ownership for the right person.

2004 Jaguar X-TYPE Owner Reviews

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Cathleen V

Cathleen is an exceptional freelance writer covering hot topics in the automotive world from a gearhead's perspective. Her articles delve into various aspects of automotive technology and history, offering readers detailed insights into engine performance, reliability, and maintenance. Through her engaging and informative writing, Cathleen provides valuable information to automotive enthusiasts and consumers alike, helping them make informed decisions about vehicle maintenance and purchases.