The 1995 Volvo 850, part of a model run from 1992 to 1997, was a revolutionary front-wheel-drive vehicle for Volvo, available as a sedan and a versatile wagon. Key trims included the base, GLT, and the performance-oriented T5. Its popularity stemmed from a unique blend of Swedish design, robust safety, and surprising performance, particularly in its turbocharged variants, which offered a distinctive character and a departure from Volvo's more utilitarian past.
The Good
The 1995 850 boasts a distinctive, boxy yet appealing design, legendary Volvo safety, and surprisingly robust performance from its turbocharged engines. It offers a comfortable, well-built interior and solid reliability for those who maintain them, representing a strong value proposition for practical buyers seeking safety and durability with a touch of performance flair.
The Bad
Potential buyers should watch for electrical gremlins, particularly issues with the ABS system, climate control, and power accessories. Transmission problems, especially on automatic models, can be costly. Cooling system leaks and timing belt maintenance are also critical areas to inspect thoroughly.
1995 Volvo 850: Quick Overview
- Engine Options:
- 2.4L Inline-5 (Naturally Aspirated): Found in base and GLT models.
Horsepower: Approximately 168 hp
Torque: Approximately 170 lb-ft - 2.0L Turbocharged Inline-5: Less common in North America.
Horsepower: Approximately 163 hp
Torque: Approximately 194 lb-ft - 2.3L Turbocharged Inline-5 (T5): The performance-oriented engine.
Horsepower: Approximately 222 hp
Torque: Approximately 221 lb-ft
- 2.4L Inline-5 (Naturally Aspirated): Found in base and GLT models.
- Fuel Economy (EPA Estimates - combined city/highway, varies by engine and transmission):
- Naturally Aspirated: Around 20-22 MPG
- Turbocharged: Around 18-20 MPG
- 0-60 Times:
- Naturally Aspirated: Approximately 8.5 - 9.5 seconds
- Turbocharged (T5): Approximately 6.5 - 7.5 seconds
- Towing Capacity: Not generally specified or a focus for the 850. Typically limited for recreational towing.
- Trim-Level Features (Generalizations):
- Base: Cloth upholstery, power windows/locks, air conditioning, ABS, airbags.
- GLT: Often included leather upholstery, alloy wheels, cruise control, upgraded sound system, and sometimes a sunroof.
- T5: Featured sport-tuned suspension, larger turbocharger, performance wheels, sport seats, and often exclusive badging. Higher trims might have climate control, heated seats, and premium audio.
1995 Volvo 850 Specifications
Vehicle Information
| Year | 1995 |
| Make | Volvo |
| Model | 850 |
| Trim | - |
| Style | 4-Speed Automatic |
| Type | Sedan |
| Category | Mid-Size Car |
Manufacturing Details
| Made In | Sweden |
| Manufacturing City | GHENT |
Dimensions
| Doors | 4-Door |
| Curb Weight | 3232 pounds |
| Gross Vehicle Weight Rating | - |
| Overall Height | 55.70 inches |
| Overall Length | 183.50 inches |
| Overall Width | 69.30 inches |
| Wheelbase Length | 104.90 inches |
| Standard Seating | 5 |
Engine & Performance
| Engine | 2.4-L L-5 DOHC 20V |
| Engine Size | 2.4L |
| Engine Cylinders | 5 |
| Transmission | 4-Speed Automatic |
| Transmission Type | Automatic |
| Transmission Speeds | 4-Speed |
| Drivetrain | Front-Wheel Drive |
Additional Features
| Anti-Brake System | 4-Wheel ABS |
| Steering Type | Rack & Pinion |
Pricing
| Manufacturer Suggested Retail Price (MSRP) | $27,780 |
| Invoice Price | - |
| Delivery Charges | - |
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What Problems Does the 1995 Volvo 850 Have?
The 1995 Volvo 850, while generally robust, has a known set of issues that owners and potential buyers should be aware of. Electrical problems are quite common across all model years of the 850 generation. This can manifest as malfunctioning power windows and locks, intermittent dashboard warning lights (especially ABS and SRS), and issues with the climate control system's blower motor and temperature regulation. The ABS module, in particular, is a frequent point of failure and can be expensive to repair or replace.
The automatic transmission can also be a concern. While many survive with proper maintenance, some units can develop issues, leading to rough shifting or complete failure, especially if the transmission fluid has not been changed regularly. The torque converter can also be a weak point.
Cooling system leaks are another common issue. Radiator hoses, the radiator itself, and the water pump can degrade over time, leading to coolant loss and potential engine overheating if not addressed promptly. The PCV (Positive Crankcase Ventilation) system can also become clogged, leading to oil leaks and increased pressure within the engine.
Timing belt replacement is a critical maintenance item. If the belt breaks, it can cause catastrophic engine damage. Owners must ensure this has been done at the recommended intervals.
While there are no widespread recalls specifically for the 1995 model year that stand out as major safety defects across the board, it's always advisable to check specific VINs for any outstanding recalls. Long-term reliability is largely dependent on consistent and thorough maintenance. Vehicles that have been neglected are more prone to the aforementioned issues. Enthusiasts often tout the turbocharged engines as being quite durable when properly cared for, but they also place more stress on other components like the transmission and cooling system.
The automatic transmission can also be a concern. While many survive with proper maintenance, some units can develop issues, leading to rough shifting or complete failure, especially if the transmission fluid has not been changed regularly. The torque converter can also be a weak point.
Cooling system leaks are another common issue. Radiator hoses, the radiator itself, and the water pump can degrade over time, leading to coolant loss and potential engine overheating if not addressed promptly. The PCV (Positive Crankcase Ventilation) system can also become clogged, leading to oil leaks and increased pressure within the engine.
Timing belt replacement is a critical maintenance item. If the belt breaks, it can cause catastrophic engine damage. Owners must ensure this has been done at the recommended intervals.
While there are no widespread recalls specifically for the 1995 model year that stand out as major safety defects across the board, it's always advisable to check specific VINs for any outstanding recalls. Long-term reliability is largely dependent on consistent and thorough maintenance. Vehicles that have been neglected are more prone to the aforementioned issues. Enthusiasts often tout the turbocharged engines as being quite durable when properly cared for, but they also place more stress on other components like the transmission and cooling system.
How long will the 1995 Volvo 850 last?
With diligent maintenance, the 1995 Volvo 850 can comfortably reach well over 200,000 miles, with many examples exceeding 250,000 or even 300,000 miles. The inline-5 engines, particularly the naturally aspirated versions, are known for their longevity. However, the key to such extended service life lies in meticulous upkeep. Regular oil changes, timely replacement of wear items like the timing belt and hoses, and prompt attention to minor issues are crucial. Over time, weaknesses tend to emerge in the electrical system and the automatic transmission. Rust can also be a factor in areas with harsh winters, affecting suspension components and body integrity, though the underlying mechanicals are often very resilient.
What Technology & Safety Features are Included?
The 1995 Volvo 850 was a testament to Volvo's commitment to safety, even for its era. Standard safety features included anti-lock brakes (ABS), driver and passenger airbags, and reinforced side-impact door beams, reflecting Volvo's pioneering role in automotive safety. The body structure itself was designed with crumple zones to absorb impact energy.
In terms of technology and entertainment, the 1995 850 was relatively straightforward, aligning with the era's offerings. Standard equipment typically included a basic AM/FM stereo system with a cassette player. Optional upgrades could bring a CD player, a more powerful speaker system, and sometimes a premium amplifier. Power windows, power door locks, and cruise control were standard on most trims, with power-adjustable seats and heated front seats being popular options, especially on GLT and T5 models. Climate control was available, offering more precise temperature management than manual air conditioning.
Driver-assistance features were minimal by today's standards. The focus was squarely on passive safety systems.
Crash-test ratings for the 1995 Volvo 850 were strong for its time. While the NHTSA ratings are not as detailed as modern tests, the 850 consistently performed well in frontal and side-impact tests conducted by Volvo internally and by independent organizations. Its robust construction and well-engineered safety cage contributed to its reputation as a very safe vehicle. The Insurance Institute for Highway Safety (IIHS) also recognized its safety, particularly in frontal offset impacts, where its ability to absorb and manage crash energy was notable. The safety cage was designed to maintain occupant space even in severe collisions.
In terms of technology and entertainment, the 1995 850 was relatively straightforward, aligning with the era's offerings. Standard equipment typically included a basic AM/FM stereo system with a cassette player. Optional upgrades could bring a CD player, a more powerful speaker system, and sometimes a premium amplifier. Power windows, power door locks, and cruise control were standard on most trims, with power-adjustable seats and heated front seats being popular options, especially on GLT and T5 models. Climate control was available, offering more precise temperature management than manual air conditioning.
Driver-assistance features were minimal by today's standards. The focus was squarely on passive safety systems.
Crash-test ratings for the 1995 Volvo 850 were strong for its time. While the NHTSA ratings are not as detailed as modern tests, the 850 consistently performed well in frontal and side-impact tests conducted by Volvo internally and by independent organizations. Its robust construction and well-engineered safety cage contributed to its reputation as a very safe vehicle. The Insurance Institute for Highway Safety (IIHS) also recognized its safety, particularly in frontal offset impacts, where its ability to absorb and manage crash energy was notable. The safety cage was designed to maintain occupant space even in severe collisions.
What Colors Options are Available?
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In the meantime, feel free to explore the other sections for more content.
In the meantime, feel free to explore the other sections for more content.
1995 Volvo 850 Prices and Market Value
When new in 1995, the Volvo 850 had a price range typically starting in the mid-$20,000s for base models and climbing to the high $30,000s or even $40,000s for well-equipped T5 variants. Like most vehicles of its age, the 850 experienced significant depreciation in its initial years. However, in the current used market, prices for the 1995 Volvo 850 vary widely based on condition, mileage, and trim level. Well-maintained, low-mileage examples, especially T5 models, can command prices from $3,000 to $7,000 or more among enthusiasts. Average condition cars might range from $1,500 to $3,000. Resale value is strongly influenced by maintenance history, the presence of original documentation, absence of rust, and whether key components like the turbocharger and transmission are in good working order.
1995 Volvo 850 Cost of Ownership
The 1995 Volvo 850 is moderately economical to own, especially compared to newer luxury vehicles. Insurance costs are generally reasonable, reflecting its age and safety record. Fuel economy is average, particularly for the turbocharged models. Maintenance costs can be moderate; while some parts are readily available and affordable, specialized Volvo parts or labor for complex issues like transmission repairs can add up. Long-term ownership requires proactive maintenance to avoid costly breakdowns. Overall, it's not an expensive car to run if you are diligent with upkeep and can perform some basic maintenance yourself, but neglecting it can lead to significant repair bills.
1995 Volvo 850 Fuel Efficiency
Fuel Type
Gasoline
Fuel Capacity
19.30 gallons
City Mileage
20 miles/gallon
Highway Mileage
29 miles/gallon
1995 Volvo 850 Safety Rating
NHTSA
IIHS
1995 Volvo 850 Recalls & Defects
Engine and Engine Cooling:engine:gasoline
Recall date
1996-08-20
Recall no.
96e025000
Source
NHTSA
Summary
Engine Block Heaters Installed AS Accessories. THE Block Heater Contact Surface Does NOT Match Correctly With THE Engine Block AS Intended. THE Block Heater Could Come Loose From THE Engine Block, and IF Being Used, Could Possibly Overheat Causing Damage IF IT Comes IN Contact With Other Engine Compartment Components.
Consequence
Engine Compartment Damage Could Occur Increasing THE Risk OF A Vehicle Accident.
Remedy
Dealers Will Inspect THE Block Heater and Secure THE Bolts Used TO Install THE Heater. IN Some Cases, THE Surface Tolerances MAY BE SO Inappropriate That THE Heater Would Need TO BE Replaced With A Heater OF A Modified Design.
Notes
Owner Notification:owner Notification IS Expected TO Begin During August 1996. Note:owners WHO Take Their Vehicles TO AN Authorized Dealer ON AN Agreed Upon Service Date and DO NOT Receive THE Free Remedy Within A Reasonable Time Should Contact Volvo AT 1-800-458-1552.also Contact THE National Highway Traffic Safety Administration's Auto Safety Hotline AT 1-800-424-9393.
Equipment:mechanical:accessory Scissor/Screw/Bottle Jack/lift
Recall date
1995-03-10
Recall no.
95v050000
Source
NHTSA
Summary
Some OF THE Jacks Supplied With THE Vehicles DO NOT Have THE Necessary Load Capacity.
Consequence
A Raised Vehicle CAN Fall OFF THE Jack Increasing THE Likelihood FOR Personal Injury or Property Damage.
Remedy
Dealers Will Inspect and Replace Suspect Jacks With A Jack Meeting THE Load Requirements FOR These Cars.
Notes
System: Equipment; Jacks.vehicle Description: Passenger Vehicles.note: IF A NEW Jack IS NOT Supplied TO THE Vehicle Owner Free OF Charge Within A Reasonable Time, Please Contact Volvo AT 1-800-458-1552. Also Contact THE National Highway Traffic Safety Administration's Auto Safety Hotline AT 1-800-424-9393.
Equipment:mechanical:integrated Jack/Leveler/Stabilizer
Recall date
1995-03-10
Recall no.
95v050000
Source
NHTSA
Summary
Some OF THE Jacks Supplied With THE Vehicles DO NOT Have THE Necessary Load Capacity.
Consequence
A Raised Vehicle CAN Fall OFF THE Jack Increasing THE Likelihood FOR Personal Injury or Property Damage.
Remedy
Dealers Will Inspect and Replace Suspect Jacks With A Jack Meeting THE Load Requirements FOR These Cars.
Notes
System: Equipment; Jacks.vehicle Description: Passenger Vehicles.note: IF A NEW Jack IS NOT Supplied TO THE Vehicle Owner Free OF Charge Within A Reasonable Time, Please Contact Volvo AT 1-800-458-1552. Also Contact THE National Highway Traffic Safety Administration's Auto Safety Hotline AT 1-800-424-9393.
Fuel System, Gasoline:storage
Recall date
2004-07-30
Recall no.
04v368000
Source
NHTSA
Summary
ON Certain Passenger Vehicles, After Prolonged Exposure TO Heat, THE Fuel Tank MAY Seep or Leak Fuel AT THE Points Where THE Heat Shield IS Attached.
Consequence
Fuel Leakage, IN THE Presence OF AN Ignition Source, Could Result IN A Fire.
Remedy
Volvo Will Inspect THE Fuel Tank and Replace IT IF ANY Evidence OF Fuel Seepage or Leakage IS Found. All Vehicles Will Receive NEW Reinforcement Bushings AT THE Heat Shield Attachment Points TO Prevent Future Leaks. This Recall Will BE Conducted AS A Safety Recall IN THE HOT Weather States OF Alabama, Arkansas, Arizona, California, Florida, Georgia, Hawaii, Louisiana, Mississippi, Nevada, NEW Mexico, North Carolina, Oklahoma, South Carolina, Tennessee, Texas, and Utah, and AS A Service Recall IN THE Other 33 States and THE District OF Columbia. THE Recall Began ON September 24, 2004. Owners MAY Contact Volvo AT 1-800-458-1552.
Notes
Volvo's Recall NO. 139.owners MAY Also Contact THE National Highway Traffic Safety Administration's Auto Safety Hotline AT 1-888-Dash-2-dot (1-888-327-4236).
1995 Volvo 850 Warranty
Basic
Original warranty
0 months / No data
Estimated remaining
Expired
Powertrain
Original warranty
0 months / No data
Estimated remaining
Expired
Rust
Original warranty
0 months / No data
Estimated remaining
Expired
1995 Volvo 850 Insurance
Insurance for a 1995 Volvo 850 is moderately priced, reflecting its status as a Sedan with strong safety ratings and
reasonable repair costs.
reasonable repair costs.
How Does the 1995 Volvo 850 Compare to Other Sedan?
In its segment, the 1995 Volvo 850 competed against a range of established luxury and near-luxury sedans and wagons.
Rivals:
Alternatives:
The 1995 Volvo 850 carved its niche by offering a unique blend of safety, distinctive Scandinavian styling, and, in T5 form, surprisingly potent turbocharged performance, often at a slightly more accessible price point than its German counterparts. Its reliability is good if maintained, but it requires more attention than a comparably aged Japanese luxury car.
Rivals:
- BMW 3 Series (E36): The 3 Series was known for superior driving dynamics and rear-wheel-drive performance. While more engaging to drive, it often lagged behind the 850 in terms of outright comfort and cargo space (especially the sedan). Reliability on the BMW could be more finicky with certain engines and transmissions. Prices when new were often comparable or slightly higher.
- Audi 80/A4 (early): Audi offered a more refined interior and Quattro all-wheel-drive, which the 850 lacked in most trims. Performance was generally on par with naturally aspirated 850s. Reliability was decent, but maintenance could be costly.
- Mercedes-Benz C-Class (W202): The C-Class provided a more traditional luxury feel and solid build quality. Its engines were smooth, but performance was generally less exciting than the turbocharged 850. Reliability was a strong suit for Mercedes, but repairs were typically more expensive.
- Acura TL/Legend: These Japanese luxury offerings provided excellent reliability and smooth V6 power. The Acura TL was more directly competitive with the non-turbo 850 in terms of features and price, while the Legend was a step up. They generally offered a quieter, more comfortable ride but lacked the distinct European feel and the raw performance of the 850 T5.
Alternatives:
- For Performance: If raw performance is the priority, a later model BMW 328i or M3 (E36) would offer a more exhilarating driving experience.
- For Reliability & Comfort: For a more reliable and comfortable experience with fewer potential headaches, consider an Acura TL or a Lexus ES from the same era.
- For Practicality: The Volvo 850 Wagon is a strong contender for practicality, rivaled by similar wagons from Audi or even larger American sedans if luxury isn't paramount.
The 1995 Volvo 850 carved its niche by offering a unique blend of safety, distinctive Scandinavian styling, and, in T5 form, surprisingly potent turbocharged performance, often at a slightly more accessible price point than its German counterparts. Its reliability is good if maintained, but it requires more attention than a comparably aged Japanese luxury car.
Final Verdict: Is the 1995 Volvo 850 a Good Sedan?
The 1995 Volvo 850 is ideal for pragmatic buyers who value safety, unique styling, and a comfortable ride, especially those with a penchant for a bit of turbocharged thrill. It's definitely worth considering in the used market, particularly for enthusiasts or individuals seeking a safe, sturdy car that deviates from the norm.
It's best purchased as a used vehicle, given its age. Specific trims like the GLT offer a good balance of comfort and features, while the T5 is for those prioritizing performance. Buyers should prioritize well-maintained examples with documented service history, paying close attention to electrical systems, transmission health, and cooling system integrity. A thorough pre-purchase inspection by a Volvo specialist is highly recommended to avoid costly surprises.
It's best purchased as a used vehicle, given its age. Specific trims like the GLT offer a good balance of comfort and features, while the T5 is for those prioritizing performance. Buyers should prioritize well-maintained examples with documented service history, paying close attention to electrical systems, transmission health, and cooling system integrity. A thorough pre-purchase inspection by a Volvo specialist is highly recommended to avoid costly surprises.
Jovan
Jovan specializes in interpreting vehicle records and making sense of VIN data. With over 10 years of experience in the automotive data industry, his work ensures that every report is clear, accurate, and useful for car buyers.