The Most Affordable Used Cars for Illinois Drivers in 2025

Looking for a used car in Illinois? It’s not just about finding a cheap deal or a car with tons of miles. You want a car that runs smoothly, doesn’t break the bank, and gets good gas mileage. Before you buy, make sure to do a thorough Illinois license plate number lookup. This will give you important details about the vehicle’s history, helping you make a smart and safe decision. Don’t skip this step! 

In this guide, we’ll take a look at the best used cars for 2025 in Illinois. We will consider things like your location (yes, city folks, we’ve got you covered) and the hidden costs of insurance.

Top Reliable and Affordable Used Car Models in Illinois

2014-2018 Mazda 3

Around $15,549

The Mazda 3 is known for its great handling, stylish looks, and good gas mileage. The 2017-2018 models, with a 2.5-liter engine, offer solid performance while still being reliable. It also has a high-quality interior and easy-to-use tech, with available safety features like blind-spot monitoring and rear cross-traffic alert.

2012-2016 Honda CR-V

Around $13,470

The Honda CR-V is a reliable and affordable compact SUV. The 2015 model introduced efficient engines and safety features like the LaneWatch camera. The 2016 model improved with a new look, better interior, and a better infotainment system. It’s durable and holds its value well, making it a great choice for families.

2013-2017 Honda Accord

Around $23,500

The Honda Accord is known for its dependability, smooth ride, and useful features. It offers both four-cylinder and V6 engines for different power needs. The 2016 model added a touchscreen and smartphone integration. Meanwhile, the 2017 model improved safety with features like adaptive cruise control and lane-keeping assist.

2014-2019 Toyota Highlander

Around $25,000

The Toyota Highlander is a spacious mid-size SUV ideal for families. It can seat up to eight people and comes with multiple engine options, including a hybrid for better fuel efficiency. The 2017-2019 models added new safety features, such as pre-collision braking and lane departure alert. Not to mention improved tech like Apple CarPlay and Android Auto.

2005-2015 Toyota Tacoma

Around $20,000

The Toyota Tacoma is known for being reliable and holding its value well. It may be harder to find good deals under $15,000, but it’s worth considering for its long-lasting nature. The 2009 and later models added important safety features. Meanwhile, the 2013 Limited trim offered a more luxurious option with better tech and comfort.

State-Specific Considerations for Illinois Drivers

Fuel Efficiency for City vs. Rural Driving

If you’re in Illinois, fuel efficiency matters. In cities with heavy traffic, like Chicago, cars that get better gas mileage are great for stop-and-go driving. Toyota Corolla and Honda Civic are good examples of these. For people in rural areas with longer drives, cars like the Chevrolet Malibu or Ford Focus offer a good mix of fuel efficiency and comfort.

Traffic and Congestion

In cities like Chicago, traffic can be heavy, especially during rush hour. Smaller cars or hybrids that get better gas mileage are helpful for getting through traffic. Also, Illinois has toll roads, so drivers often use I-Pass, which allows you to pay tolls electronically and avoid stopping.

Winter Driving Considerations

Illinois winters can be tough, especially in the north. Snow and ice are common, so it’s important to have a car that can handle winter conditions. Vehicles with all-wheel drive, like the Subaru Outback, Toyota RAV4, and Ford Escape, are good choices for winter driving.

Availability of Used Cars in Illinois

Illinois has a big used car market, so finding popular models like Toyota Corolla or Hyundai Elantra is easy. This is no matter if you’re in Chicago or a smaller town like Springfield.

Insurance Costs

In Illinois, how much you pay for car insurance depends on the vehicle type you drive and your residence. Smaller, safer cars like the Toyota Corolla or Honda Civic usually cost less to insure. Bigger cars or those with powerful engines tend to have higher insurance costs.

Emissions and Environmental Regulations

Illinois follows federal rules for emissions testing. Areas like Chicago require yearly emissions checks for cars older than four years. If you’re buying a used car, make sure it meets these standards, especially if it’s older or has high mileage. Hybrid and electric cars are getting more popular because they have lower emissions.

Vehicle Registration and Fees

The cost of registering your car in Illinois depends on its size, age, and type. Regular cars have lower fees, while bigger vehicles like trucks and SUVs cost more. Remember, you need to renew your car’s registration every year to avoid penalties.

Tax Incentives for Electric and Hybrid Vehicles

Illinois offers tax rebates and incentives for electric and hybrid vehicles to encourage eco-friendly driving. These include tax credits for buying electric and hybrid cars, and some hybrid cars are exempt from certain registration fees. These incentives make these vehicles a good choice for people who want to reduce their environmental impact.

Tips for Finding the Best Deals on Used Cars

1. Do Your Research

Make sure to research the car model you’re interested in. Check the average price, common problems, and how much maintenance costs. Websites like Kelley Blue Book or Edmunds can help you with pricing info.

2. Check Vehicle History

Before buying a used car, make sure its history is clear. This will help you avoid cars with hidden accidents or other issues. You can check a car’s history using an Illinois License Plate Lookup.

3. Inspect the Car and Test Drive

Always inspect the car and take it for a test drive. Listen for any strange noises, check how the engine runs, and look at the condition of the tires and brakes.

4. Get a Pre-Purchase Inspection

Hiring a mechanic to inspect the car is a good idea. They can find problems that you might miss and let you know if any repairs are needed soon.

5. Negotiate the Price

Don’t be afraid to negotiate. Most used car sellers expect it. Offer a price that matches the car’s condition and what similar cars are selling for.

6. Consider Certified Pre-Owned (CPO) Options

If you want extra peace of mind, look for certified pre-owned cars. These often come with a manufacturer’s warranty and have been fully inspected.

In 2025, drivers in Illinois have many affordable used cars to pick from. Cars like the Toyota Corolla, Honda Civic, and Mazda3 are known for being affordable, reliable, and fuel-efficient. It’s also important to think about things like insurance costs and how much gas the car uses. By following these tips, you can find great deals on used cars and get the best value for your money. 

Make sure your car’s history is clear with our license plate search.