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2004 Saturn L-Series Overview, Reviews, Ratings & Specs

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Cathleen V | October 8, 2025
The 2004 Saturn L-Series was a mid-size sedan and wagon produced from 2000 to 2004, representing Saturn's effort to compete in a crowded segment. Available in well-equipped LW sedan and L wagon body styles, key trims included the base, SL, and the more upscale LS. When new, pricing ranged roughly from $18,000 to $24,000. Its popularity stemmed from its dent-resistant polymer body panels and a comfortable, spacious interior, offering good value for families.
The Good

The 2004 Saturn L-Series offered a comfortable ride and a surprisingly roomy interior, appealing to practicality. Its dent-resistant polymer panels provided peace of mind for families. While not a performance leader, its available V6 offered adequate power, and its straightforward design was easy to appreciate.

The Bad

Potential buyers of the 2004 Saturn L-Series should watch out for common issues like transmission problems, especially with the automatic transmission. Electrical gremlins, particularly with power windows and door locks, are also frequently reported. Oil leaks from the engine are another concern to investigate.

2004 Saturn L-Series: Quick Overview

  • Engine Options: The 2004 Saturn L-Series offered two primary engine choices.
    • 2.2L Ecotec Inline-4: Standard on base models.
    • 3.0L (2977cc) V6: Optional on LS and LW trims, and standard on LSi.
  • Horsepower:
    • 2.2L Ecotec I4: Approximately 140 horsepower.
    • 3.0L V6: Approximately 182 horsepower.
  • Fuel Economy (EPA Estimated):
    • 2.2L I4 (Automatic): Around 22 MPG city / 30 MPG highway.
    • 3.0L V6 (Automatic): Around 19 MPG city / 27 MPG highway.
    • *Note: Figures can vary slightly based on specific transmission and driving conditions.*
  • 0-60 Times:
    • With the 2.2L I4, expect times in the 9-10 second range.
    • With the 3.0L V6, 0-60 times are generally in the 7.5-8.5 second range.
  • Towing Capacity: The Saturn L-Series was not typically designed for significant towing. Its towing capacity, if any, would be minimal, generally not exceeding 1,000 lbs and intended for light trailers, not substantial loads.
  • Trim-Level Features:
    • Base/SL: Offered standard features like air conditioning, power windows and locks (on some), AM/FM stereo, and tilt steering wheel.
    • LS: Added features like alloy wheels, cruise control, upgraded interior trim, and potentially a power driver's seat.
    • LSi: Represented the top trim, often including leather seating, a premium sound system, sunroof, and more advanced comfort features.
    • LW (Wagon): Shared similar trim levels to the sedan but included the practicality of a wagon body style with enhanced cargo space, roof rails, and often a rear-facing third-row seat in earlier models (though less common by 2004).

2004 Saturn L-Series Specifications

Vehicle Information
Year 2004
Make Saturn
Model L-Series
Trim -
Style -
Type Sedan
Category Mid-Size Car
Manufacturing Details
Made In United States
Manufacturing City WILMINGTON
Dimensions
Doors 4-Door
Curb Weight 3033 pounds
Gross Vehicle Weight Rating -
Overall Height 56.40 inches
Overall Length 190.40 inches
Overall Width 68.50 inches
Wheelbase Length 106.50 inches
Standard Seating 5
Engine & Performance
Engine 2.2L L4 DOHC 16V
Engine Size 2.2L
Engine Cylinders 4
Transmission 4-Speed Automatic
Transmission Type Automatic
Transmission Speeds 4-Speed
Drivetrain Front-Wheel Drive
Additional Features
Anti-Brake System 4-Wheel ABS
Steering Type Rack & Pinion
Pricing
Manufacturer Suggested Retail Price (MSRP) $16,370
Invoice Price $15,114
Delivery Charges $625

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What Problems Does the 2004 Saturn L-Series Have?

The 2004 Saturn L-Series, like many vehicles of its era, has a known set of common issues that can affect long-term reliability. A primary concern often cited by owners and mechanics is the automatic transmission. Failures or rough shifting can occur, particularly with higher mileage vehicles, sometimes requiring costly repairs or replacement. Another frequent issue revolves around the power windows and door locks; motors can fail, or wiring harnesses can develop problems, leading to erratic operation or complete failure.

Electrical system glitches are also not uncommon. This can manifest in various ways, from dashboard warning lights to problems with the infotainment system or interior lighting. Some owners have reported issues with the anti-lock braking system (ABS) sensors.

Engine-related problems, while not as pervasive as transmission issues, can include oil leaks, often from the valve cover gasket or oil pan. The Ecotec engine, while generally robust, can sometimes suffer from intake manifold leaks or exhaust manifold cracks. Cooling system components, such as the radiator or water pump, may also require attention over time.

While specific recalls for the 2004 model year are not extensive, it's always advisable to check the NHTSA website for any outstanding safety recalls that may apply. Generally, the L-Series experienced a decline in reliability as it aged, with the later model years (including 2004) often showing more wear and tear compared to earlier iterations. Maintaining a consistent maintenance schedule, including regular fluid changes and inspections, is crucial to mitigating some of these potential problems and extending the vehicle's lifespan.

How long will the 2004 Saturn L-Series last?

Based on owner data and typical maintenance, a well-maintained 2004 Saturn L-Series can reasonably achieve an average of 150,000 to 200,000 miles. Some owners report even higher mileage, pushing towards 250,000 miles, especially with diligent upkeep. However, the long-term durability is often hampered by the aforementioned common issues, particularly the automatic transmission. Vehicles that have not had regular fluid changes or have been driven aggressively may experience significant problems much sooner. The polymer body panels contribute to cosmetic durability by resisting dents and minor impacts, but the mechanical components, especially the powertrain and electrical systems, are the key determinants of its overall longevity. Weaknesses in these areas can limit its service life if not addressed proactively.

What Technology & Safety Features are Included?

The 2004 Saturn L-Series offered a functional, albeit not cutting-edge, array of technology and safety features for its time. Standard entertainment typically included an AM/FM stereo system with a single-disc CD player. Higher trim levels, such as the LS and LSi, could be optioned with a premium sound system, often featuring more speakers for an enhanced audio experience.

Driver-assistance features were relatively basic. Cruise control was common, especially on higher trims, and a tilt steering wheel was standard, aiding driver comfort. The availability of features like automatic climate control was also dependent on the trim level, with the LSi often being the recipient of these more advanced conveniences.

Safety was a consideration, and the L-Series came equipped with standard front-seat airbags. Optional side-impact airbags were available on some models, enhancing occupant protection. Anti-lock brakes (ABS) were often standard on higher trims or available as an option on others. Traction control systems were also available, particularly with the more powerful V6 engine, helping to maintain stability in slippery conditions.

Crash-test ratings for the Saturn L-Series were generally decent for its era. The National Highway Traffic Safety Administration (NHTSA) awarded the L-Series four out of five stars for frontal driver and passenger impact protection. Side-impact protection ratings were also generally good, typically receiving four stars.

While the 2004 model year might not have boasted advanced driver-assistance systems like lane departure warning or adaptive cruise control, it provided a solid foundation of passive and active safety features for its price point, making it a reasonably safe choice for families and commuters when new.

What Colors Options are Available?

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2004 Saturn L-Series Prices and Market Value

When new, the 2004 Saturn L-Series had an MSRP that typically ranged from approximately $18,000 for a base model sedan to over $24,000 for a well-equipped LS or LW wagon. As is common with most vehicles, the L-Series experienced significant depreciation in its early years. Today, used market prices for a 2004 Saturn L-Series are generally quite low, often falling between $1,500 and $4,000, heavily dependent on condition, mileage, and trim level. Factors significantly affecting resale value include the overall mechanical condition, any known transmission or engine issues, the presence of rust (though less of an issue with the polymer panels), and the vehicle's maintenance history. Higher mileage and documented poor maintenance drastically reduce its value.

2004 Saturn L-Series Cost of Ownership

The 2004 Saturn L-Series is generally an economical vehicle to own. Insurance costs are typically moderate, falling within average rates for a mid-size sedan of its age. Fuel costs are also reasonable, especially with the 2.2L Ecotec engine, offering competitive MPG. Maintenance costs are generally manageable, with parts being relatively accessible and affordable. However, repair costs can escalate if major issues arise, particularly with the automatic transmission, which can become a significant expense. Overall, for buyers seeking a budget-friendly transportation option, the L-Series can be economical, provided they budget for potential repairs due to its age and known mechanical sensitivities.

2004 Saturn L-Series Fuel Efficiency

Fuel Type Gasoline
Fuel Capacity 15.70 gallons
City Mileage 24 miles/gallon
Highway Mileage 33 miles/gallon

2004 Saturn L-Series Safety Rating

NHTSA
Side Driver Rating
Frontal Passenger Rating
Rollover Rating
Side Rear Passenger Rating
Frontal Driver Rating
IIHS
Rear Crash Protection/Head Restraint Ratings Poor
Moderate Overlap Front Test Results Acceptable
Side Impact Test Results Poor

2004 Saturn L-Series Warranty

Basic
Original warranty 36 months / 36,000 miles
Estimated remaining Expired
Powertrain
Original warranty 36 months / 36,000 miles
Estimated remaining Expired
Rust
Original warranty 72 months / 100,000 miles
Estimated remaining Expired

2004 Saturn L-Series Insurance

Insurance for a 2004 Saturn L-Series is moderately priced, reflecting its status as a Sedan with strong safety ratings and
reasonable repair costs.

How Does the 2004 Saturn L-Series Compare to Other Sedan?

The 2004 Saturn L-Series competed in a fiercely contested segment against established players like the Honda Accord, Toyota Camry, Ford Taurus, and Chevrolet Impala. In terms of performance, the L-Series' available V6 offered adequate power, but it generally lagged behind the more refined powertrains of the Accord and Camry, which also offered better fuel efficiency with their base engines. The L-Series' ride comfort was a strong point, often praised for its smoothness, rivaling or even surpassing some competitors. Its key differentiator was the dent-resistant polymer body panels, a unique feature offering practicality and a distinct visual identity, though its overall interior design and material quality often felt a step behind the Japanese rivals.

Reliability is where the L-Series faced its biggest challenges compared to segment leaders like Honda and Toyota, which consistently ranked high for dependability. The Saturn L-Series was more prone to transmission issues and electrical gremlins, which could lead to higher long-term ownership costs for repairs. Pricing was competitive when new, and its current used market price is significantly lower than comparable Accords or Camrys, making it a budget-friendly option. However, this lower price often reflects its perceived lower reliability.

Alternatives:
  • Similar: The Chevrolet Impala offered similar V6 power and a comfortable ride but lacked the L-Series' unique body panels. Ford Taurus provided a roomy interior and a comfortable ride but was often criticized for its dated design and average reliability.
  • Better: The Honda Accord and Toyota Camry are generally considered superior choices due to their exceptional reliability, excellent fuel economy (especially with base engines), refined performance, and strong resale value. While their used prices might be higher, their long-term dependability often justifies the investment. The **Nissan Altima** also offered a good balance of performance and features, with a more engaging driving experience than the L-Series.
The Saturn L-Series remains a niche choice, best suited for buyers prioritizing a low purchase price and a comfortable ride over absolute long-term reliability, provided they are aware of and prepared for potential mechanical repairs.

Final Verdict: Is the 2004 Saturn L-Series a Good Sedan?

The 2004 Saturn L-Series is ideal for budget-conscious buyers seeking affordable, comfortable, and practical transportation. Its dent-resistant polymer body panels offer a unique advantage for those concerned about minor cosmetic damage. It's a decent choice for individuals or small families prioritizing a smooth ride and a spacious interior over cutting-edge technology or top-tier performance.

Whether it's worth buying largely depends on the specific vehicle and its condition. As a used car, it offers significant value for its low purchase price, but buyers must be prepared for potential repair costs, particularly concerning the transmission and electrical systems. A thorough pre-purchase inspection is highly recommended. Buying a well-maintained L-Series with lower mileage, especially one with documented service history, would be the wisest condition. Higher trims like the LS or LSi offer more amenities, but the core mechanical concerns remain. It's generally not worth considering new, given its age and the availability of more modern and reliable alternatives.

2004 Saturn L-Series Owner Reviews

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Cathleen V

Cathleen is an exceptional freelance writer covering hot topics in the automotive world from a gearhead's perspective. Her articles delve into various aspects of automotive technology and history, offering readers detailed insights into engine performance, reliability, and maintenance. Through her engaging and informative writing, Cathleen provides valuable information to automotive enthusiasts and consumers alike, helping them make informed decisions about vehicle maintenance and purchases.