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2004 Jaguar S-TYPE Overview, Reviews, Ratings & Specs

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Jovan | March 31, 2025
The 2004 Jaguar S-TYPE is a mid-size luxury sedan, a successor to the Jaguar Mark 2. Produced from 1999 to 2008, the S-TYPE aimed to blend classic Jaguar styling with modern engineering. Key trims included the base model, 3.0, and the performance-oriented R. New, prices ranged from $45,000 to $60,000. Its distinctive retro design and luxurious interior made it a popular choice for those seeking a unique British luxury experience.
The Good

The 2004 Jaguar S-TYPE offers a comfortable ride and a stylish, classic design that appeals to emotional buyers. Practically, it provides a smooth and powerful engine, especially in the R trim. While not the most reliable, it can be a value purchase on the used market due to its lower prices compared to German rivals.

The Bad

The 2004 Jaguar S-TYPE is known for potential electrical issues, transmission problems (especially in earlier models), and potential rust in certain climates. Suspension components and the cooling system are also areas to inspect carefully. Repair costs can be higher than average due to the car's complexity and the availability of parts.

2004 Jaguar S-TYPE: Quick Overview

  • Engine Options:
    • 3.0L V6: Base model
    • 4.2L V8: Available on higher trims
    • 4.2L Supercharged V8 (S-TYPE R): Performance model
  • Horsepower:
    • 3.0L V6: 235 hp
    • 4.2L V8: 300 hp
    • 4.2L Supercharged V8 (S-TYPE R): 400 hp
  • Fuel Economy:
    • 3.0L V6: 18 mpg city / 26 mpg highway (estimated)
    • 4.2L V8: 16 mpg city / 23 mpg highway (estimated)
    • 4.2L Supercharged V8: 15 mpg city / 21 mpg highway (estimated)
  • 0-60 Times:
    • 3.0L V6: Approximately 7.5 seconds
    • 4.2L V8: Approximately 6.2 seconds
    • 4.2L Supercharged V8 (S-TYPE R): Approximately 5.3 seconds
  • Towing Capacity: Not officially rated for towing.
  • Trim-Level Features:
    • Base: Leather seats, wood trim, automatic climate control, power windows/locks, premium sound system.
    • 3.0: Similar to base, with potential for added options.
    • 4.2: Upgraded interior trim, potentially navigation system, premium wheels.
    • S-TYPE R: Performance-tuned suspension, upgraded brakes, sport seats, unique exterior styling, and all features from lower trims.

2004 Jaguar S-TYPE Specifications

Vehicle Information
Year 2004
Make Jaguar
Model S-Type
Trim -
Style -
Type Sedan
Category Compact Car
Manufacturing Details
Made In United Kingdom
Manufacturing City CASTLE BROMWICH
Dimensions
Doors 4-Door
Curb Weight -
Gross Vehicle Weight Rating -
Overall Height -
Overall Length -
Overall Width -
Wheelbase Length -
Standard Seating -
Engine & Performance
Engine 4.0L V8
Engine Size 4L
Engine Cylinders 8
Transmission -
Transmission Type Automatic
Transmission Speeds -
Drivetrain Rear-Wheel Drive
Additional Features
Anti-Brake System -
Steering Type -
Pricing
Manufacturer Suggested Retail Price (MSRP) -
Invoice Price -
Delivery Charges -

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What Problems Does the 2004 Jaguar S-TYPE Have?

The 2004 Jaguar S-TYPE, while stylish, has a history of reported problems. Electrical issues are common, including problems with the instrument cluster, climate control, and various sensors. Transmission issues, particularly with the ZF automatic transmission, have been reported, sometimes requiring costly repairs or replacements. Cooling system problems, such as coolant leaks and radiator failures, are also frequently cited.

Recalls have been issued for various reasons over the S-TYPE's production run, including potential fuel leaks and issues with the braking system. Checking the vehicle's VIN for outstanding recalls is crucial before purchasing. Long-term reliability is a concern, as these issues tend to worsen with age and mileage. Earlier model years (1999-2002) are often considered less reliable due to early production kinks. Suspension components, such as bushings and ball joints, can wear out relatively quickly, leading to increased maintenance costs. Rust can be a problem in regions with harsh winters or coastal environments, affecting the undercarriage and body panels. The complex electronics and intricate design can make diagnosis and repair challenging, often resulting in higher labor costs at specialized repair shops.

How long will the 2004 Jaguar S-TYPE last?

With proper maintenance, a 2004 Jaguar S-TYPE can reasonably reach 150,000 to 200,000 miles, translating to potentially 15-20 years of service. However, this heavily depends on consistent maintenance and proactive repairs. Neglecting scheduled maintenance, especially fluid changes and addressing minor issues promptly, will significantly shorten its lifespan. Long-term durability is hampered by the aforementioned electrical gremlins, cooling system vulnerabilities, and potential transmission issues. Corrosion resistance could also be a weakness in certain environments, impacting longevity. Regular inspections and addressing issues early are essential to maximizing its usable life.

What Technology & Safety Features are Included?

The 2004 Jaguar S-TYPE features a decent array of technology for its time. Standard entertainment included a premium sound system with a CD player. Some models offered an optional navigation system, which, by modern standards, is quite dated. Driver-assistance features were limited compared to contemporary vehicles, with anti-lock brakes (ABS) and traction control being standard.

Safety features included front and side airbags, as well as stability control on some trims. Optional features could include rear parking sensors. Crash-test ratings from the NHTSA and IIHS vary depending on the specific model year and the tests conducted. It's essential to consult these agencies' websites for specific crash test results for the 2004 model year. The S-TYPE offered comfortable leather seating and automatic climate control as standard. Higher trims could feature power-adjustable seats with memory, a sunroof, and upgraded audio systems. While the technology wasn't cutting-edge, it provided a comfortable and reasonably equipped driving experience for its era. However, be aware that older electronic components are more prone to failure, so ensure all systems are functioning correctly before purchasing a used S-TYPE.

What Colors Options are Available?

Exterior Colors
Phoenix Red
Anthracite
Seafrost Green
Platinum
Radiance
Emerald Fire
British Racing Green
Frost Blue
Topaz
Carnival Red
Midnight Black
Interior Colors
Ebony
Warm Charcoal
Sand
Oatmeal

2004 Jaguar S-TYPE Prices and Market Value

When new, the 2004 Jaguar S-TYPE ranged from approximately $45,000 to $60,000, depending on the trim and options. Today, used market prices typically range from $3,000 to $10,000, depending on condition, mileage, and maintenance history. The S-TYPE has experienced significant depreciation due to its age, reliability concerns, and higher maintenance costs. Factors affecting resale value include overall condition, documented maintenance history, low mileage, and the presence of desirable options. The S-TYPE R trim commands a slightly higher resale value due to its performance capabilities. Be aware that higher mileage and neglected maintenance will significantly reduce the resale value.

2004 Jaguar S-TYPE Cost of Ownership

The 2004 Jaguar S-TYPE is generally considered costly to own. Insurance rates can be higher than average due to its luxury status and potential repair costs. Fuel economy is mediocre, especially with the V8 engines. Maintenance and repairs can be expensive due to the car's complexity and the availability of parts. Common issues, such as electrical problems and transmission failures, can lead to significant repair bills. Long-term ownership requires a dedicated budget for upkeep and potential unexpected repairs. It is not an economical choice for budget-conscious buyers.

2004 Jaguar S-TYPE Fuel Efficiency

Fuel Type Gasoline
Fuel Capacity -
City Mileage -
Highway Mileage -

2004 Jaguar S-TYPE Safety Rating

NHTSA
Overall Rating Not Tested
Overall Frontal Star Rating Not Tested
Side Overall Star Rating Not Tested
Overall Rollover Star Rating Not Tested
Combined Front Seat Rating Not Tested
Combined Rear Seat Rating Not Tested
Overall Frontal Star Rating Not Tested
Frontal Barrier Star Ratings Not Tested
Side Barrier Star Ratings Not Tested
Rollover Resistance Star Rating Not Tested

2004 Jaguar S-TYPE Insurance

Insurance for a 2004 Jaguar S-TYPE is moderately priced, reflecting its status as a Sedan with strong safety ratings and
reasonable repair costs.

How Does the 2004 Jaguar S-TYPE Compare to Other Sedan?

The 2004 Jaguar S-TYPE competed against rivals like the BMW 5 Series, Mercedes-Benz E-Class, and Audi A6. In terms of performance, the S-TYPE R could match the performance of the BMW 540i or Mercedes E500. Features were comparable, with similar levels of luxury and available options. However, the S-TYPE generally lags behind its German rivals in reliability.

Price-wise, a used S-TYPE is often more affordable than a comparable BMW or Mercedes, making it an attractive option for budget-minded buyers. However, potential repair costs should be factored in. The Lexus GS is a strong alternative, offering similar levels of luxury and performance with significantly better reliability. The Acura TL is another reliable option, albeit with a less luxurious interior. While the S-TYPE offers a unique British charm, buyers prioritizing reliability should consider the Lexus GS or Acura TL. If performance is the main concern, the BMW 5 Series might be a better choice, but be prepared for potentially higher maintenance costs.

Ranks #1975 Sedan

1 2023 Toyota Camry (5.0★)
2 2023 Honda Accord (0.0★)
3 2023 Lexus ES (0.0★)
4 2024 Subaru Legacy (5.0★)
5 2022 Mazda MX-30 (5.0★)
6 2024 BMW M3 (0.0★)
7 2023 Ford Mustang (5.0★)
8 2023 Mercedes-Benz AMG GT (0.0★)
9 2023 Audi A3 (0.0★)
10 2023 Chevrolet Camaro (5.0★)
11 2023 Hyundai Elantra Hybrid (0.0★)
12 2023 Nissan Altima (4.0★)
1975 2004 Jaguar S-TYPE (0.0★)

Final Verdict: Is the 2004 Jaguar S-TYPE a Good Sedan?

The 2004 Jaguar S-TYPE is ideal for buyers seeking a unique and stylish luxury sedan on a budget. It's worth buying *used* if you are prepared for potential maintenance costs and prioritize its distinctive design and comfortable ride over ultimate reliability. The S-TYPE R is a tempting option for performance enthusiasts, but requires careful inspection and maintenance records. Avoid neglected examples or those with questionable service history. A pre-purchase inspection by a qualified mechanic specializing in Jaguars is highly recommended. If reliability is your primary concern, consider alternatives like the Lexus GS or Acura TL. Buy only if you love the Jaguar brand and are willing to invest in its upkeep.

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Jovan

Jovan specializes in interpreting vehicle records and making sense of VIN data. With over 10 years of experience in the automotive data industry, his work ensures that every report is clear, accurate, and useful for car buyers.