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2004 Jaguar XK Overview, Reviews, Ratings & Specs

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Eugene S | March 31, 2025
The 2004 Jaguar XK represents the second generation (XK8/XKR series) of Jaguar's grand tourer. Available as a coupe or convertible, these models offered a blend of British luxury and performance. Key trims include the XK8 and the supercharged XKR. Model years for this generation span from 1996-2006. Pricing ranged from around $65,000 new, but used models now vary greatly. It stands out for its elegant design, comfortable ride, and powerful V8 engine, making it a popular choice for those seeking a stylish and capable GT car.
The Good

The 2004 Jaguar XK offers strong performance, especially in XKR guise. Its luxurious interior and comfortable ride provide a refined driving experience. Aesthetically, the XK boasts a timeless design. While not the most fuel-efficient, it provides a unique blend of luxury and performance at a reasonable price on the used market, appealing to both practical and emotional considerations.

The Bad

Weaknesses of the 2004 Jaguar XK include potential electrical issues, timing chain tensioner problems (especially in earlier models), and cooling system vulnerabilities. Suspension bushings and other rubber components can degrade over time. Be sure to inspect for rust, particularly underneath. High maintenance costs should also be anticipated.

2004 Jaguar XK: Quick Overview

2004 Jaguar XK Key Specs:

  • Engine Options: 4.2L V8 (XK8), 4.2L Supercharged V8 (XKR)
  • Horsepower: XK8: 290 hp, XKR: 390 hp
  • Fuel Economy (estimated): XK8: 17 MPG City / 24 MPG Highway, XKR: 16 MPG City / 22 MPG Highway (may vary)
  • 0-60 Times: XK8: Around 6.1 seconds, XKR: Around 5.2 seconds
  • Towing Capacity: Not Recommended/Not Applicable

Trim-Level Features:
  • XK8 (Base): Leather upholstery, wood trim, automatic climate control, premium sound system, power seats, alloy wheels, antilock brakes, traction control.
  • XKR (Supercharged): All XK8 features plus supercharged engine, sport-tuned suspension, performance tires, unique exterior styling (mesh grille, hood louvers), upgraded brakes.

Additional Notes:
  • Both trims came standard with an automatic transmission.
  • Convertible models featured a power-operated soft top.
  • Optional features included navigation system, upgraded audio systems, and various appearance packages.
  • Check specific vehicle listings for detailed equipment as features could vary.

2004 Jaguar XK Specifications

Vehicle Information
Year 2004
Make Jaguar
Model XK
Trim -
Style -
Type Coupe
Category Compact Car
Manufacturing Details
Made In England
Manufacturing City -
Dimensions
Doors -
Curb Weight -
Gross Vehicle Weight Rating -
Overall Height -
Overall Length -
Overall Width -
Wheelbase Length -
Standard Seating -
Engine & Performance
Engine 4.2 L V-8
Engine Size 4.2L
Engine Cylinders 8
Transmission -
Transmission Type -
Transmission Speeds -
Drivetrain Rear-Wheel Drive
Additional Features
Anti-Brake System -
Steering Type -
Pricing
Manufacturer Suggested Retail Price (MSRP) -
Invoice Price -
Delivery Charges -

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Analysis

What Problems Does the 2004 Jaguar XK Have?

Frequently reported problems for the 2004 Jaguar XK, and the XK8/XKR series in general, include issues with the cooling system (radiator, hoses, thermostat housing), leading to potential overheating. Electrical problems, such as malfunctioning sensors and control modules, are also common. The timing chain tensioners, especially in pre-2003 models, are a known weak point and can cause engine damage if they fail. Suspension bushings wear out over time, impacting handling and ride quality. Convertible tops can experience hydraulic issues or fabric deterioration.

Recalls for the 2004 XK were relatively limited, but checking the NHTSA (National Highway Traffic Safety Administration) website for any outstanding recalls specific to your VIN is crucial. Long-term reliability can be a concern due to the complexity of the car's systems and the age of the components. Regular maintenance is essential to mitigate these issues, but repairs can be costly. Preventative maintenance on the cooling system and addressing any electrical glitches promptly are important for maintaining long-term reliability. Rust can also be a concern, particularly in areas with harsh winters. Pre-purchase inspections are highly recommended.

How long will the 2004 Jaguar XK last?

With proper maintenance, a 2004 Jaguar XK can reasonably reach 150,000 to 200,000 miles. However, mileage heavily depends on driving habits and adherence to service schedules. Neglecting maintenance will significantly shorten its lifespan. Long-term durability is impacted by the aforementioned cooling system, electrical, and suspension weaknesses. Rubber components, like hoses and bushings, degrade over time. Regular fluid changes (engine oil, transmission fluid, coolant) and proactive replacement of wear items are crucial to maximizing longevity. Expect higher maintenance costs as the car ages.

What Technology & Safety Features are Included?

The 2004 Jaguar XK offered a reasonable array of built-in tech for its time. Entertainment features included a premium audio system (Alpine or Harman Kardon, depending on the year and options), a multi-disc CD changer, and AM/FM radio. Navigation was available as an optional feature, but it's fairly dated by today's standards.

Driver-assistance features were limited compared to modern cars, with standard features like antilock brakes (ABS) and traction control. No advanced driver-assistance systems (ADAS) like lane departure warning or adaptive cruise control were available.

Safety features included front and side airbags, seatbelt pretensioners, and a reinforced safety cage. Crash-test ratings from the NHTSA or IIHS (Insurance Institute for Highway Safety) are difficult to find for this specific model year, but similar cars from that era generally score decently in frontal crash tests, but side impact protection can be weaker compared to modern vehicles.

Keep in mind that technology has advanced significantly since 2004, so potential buyers should not expect the same level of connectivity or safety features found in newer cars. Any tech issues stemming from age are also something to consider. The focus was more on luxury and driving experience rather than cutting-edge technology.

What Colors Options are Available?

Exterior Colors
Black
Radiant Red
Platinum
Seafrost Green
Sapphire Blue
Topaz
Anthracite
British Racing Green
Lunar Gold
Phoenix Red
Carnival Red
Winter Gold
Interior Colors
Ebony
Warm Charcoal
Ivory

2004 Jaguar XK Prices and Market Value

The 2004 Jaguar XK had a starting MSRP of around $65,000 new. Current used market prices vary greatly depending on condition, mileage, and trim, ranging from roughly $5,000 to $15,000 or more. The XK has depreciated significantly due to its age, higher maintenance costs compared to other brands, and general perception of reliability. Factors affecting resale value include overall condition (especially mechanical and cosmetic), mileage, service history, and the presence of desirable options. The supercharged XKR generally commands a higher price than the XK8. Low mileage examples in excellent condition fetch the highest prices.

2004 Jaguar XK Cost of Ownership

The 2004 Jaguar XK is generally considered costly to own. Insurance rates can be higher due to the car's performance and luxury status. Fuel economy is relatively poor, especially with the XKR. Maintenance and repair costs are significantly higher than average due to the complexity of the vehicle, the need for specialized parts, and potentially higher labor rates at qualified repair shops. Long-term ownership requires a dedicated budget for preventative maintenance and potential repairs. It's not an economical choice.

2004 Jaguar XK Fuel Efficiency

Fuel Type Gasoline
Fuel Capacity -
City Mileage -
Highway Mileage -

2004 Jaguar XK Insurance

Insurance for a 2004 Jaguar XK is moderately priced, reflecting its status as a Coupe with strong safety ratings and
reasonable repair costs.

How Does the 2004 Jaguar XK Compare to Other Coupe?

The 2004 Jaguar XK competed with cars like the BMW 6 Series, Mercedes-Benz CLK, and Porsche 911 (though the 911 is more sports-focused). In terms of performance, the XKR was competitive with the 6 Series and CLK, while the XK8 was slightly less powerful. The Porsche 911 offered superior handling and performance. Features were comparable, though the German rivals often had more advanced technology at the time. Reliability is where the XK falls short, with the BMW and Mercedes-Benz generally considered more reliable. Price-wise, the XK is now more affordable on the used market than its German counterparts.

Alternatives to the 2004 Jaguar XK include:
  • BMW 6 Series (E63/E64): Offers a more modern interior and generally better reliability, but can be more expensive.
  • Mercedes-Benz CLK (W209): A good blend of luxury and reliability, but the styling may not appeal to everyone.
  • Porsche Boxster/Cayman: For those prioritizing performance and handling over luxury, these are excellent choices.

If reliability is a top concern, a well-maintained Lexus SC430 could be a better choice, offering similar luxury with Toyota's renowned reliability.

Ranks #1977 Sedan

1 2023 Toyota Camry (5.0★)
2 2023 Honda Accord (0.0★)
3 2023 Lexus ES (0.0★)
4 2024 Subaru Legacy (5.0★)
5 2022 Mazda MX-30 (5.0★)
6 2024 BMW M3 (0.0★)
7 2023 Ford Mustang (5.0★)
8 2023 Mercedes-Benz AMG GT (0.0★)
9 2023 Audi A3 (0.0★)
10 2023 Chevrolet Camaro (5.0★)
11 2023 Hyundai Elantra Hybrid (0.0★)
12 2023 Nissan Altima (4.0★)
1977 2004 Jaguar XK (0.0★)

Final Verdict: Is the 2004 Jaguar XK a Good Coupe?

The 2004 Jaguar XK is ideal for enthusiasts who appreciate classic British styling, a luxurious interior, and strong V8 performance, particularly in the XKR trim. It's worth buying if you are prepared for potentially higher maintenance costs and are willing to perform preventative maintenance. A pre-purchase inspection by a qualified mechanic is essential. It's not a practical choice for those seeking a reliable and economical daily driver. Buying a well-maintained example with a complete service history is crucial. Avoid cars with a history of neglect or deferred maintenance. Given its age, purchasing one that is in the best possible condition is paramount.

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Eugene S

Eugene is an automotive enthusiast with over 15 years of experience in the used car market. As a writer at VINCheck.info, he brings deep industry insight and a passion for cars, helping readers make smart, informed decisions. Eugene has written hundreds of used car reviews and is known for breaking down complex automotive topics into clear, actionable advice. Over the years, he has driven and worked on a wide range of vehicles—starting with tuning street cars in his early days and eventually focusing on performance upgrades and reliability improvements. Today, he specializes in evaluating used vehicles through the lens of real-world ownership and enthusiast needs. A longtime fan of Porsche, Eugene especially appreciates vehicles that blend durability with driving enjoyment.