The 2020 BMW 540 is a distinguished member of the G30 generation 5 Series, BMW's renowned luxury mid-size sedan. Available as a four-door sedan, this model year falls within the 2017-2023 G30 lifespan, preceding the 2021 LCI facelift. Key trims include the 530i, 540i, and the potent M550i. With a new pricing range typically from $61,000 to over $70,000 for the 540i, it stands out for its exceptional blend of refined performance from its inline-six engine, luxurious comfort, and advanced technology, making it a popular choice for discerning buyers.
The Good
The 2020 BMW 540 boasts a powerful yet smooth B58 inline-six engine offering exhilarating performance and engaging driving dynamics, appealing to emotional buyers. Practically, it delivers a comfortable, quiet ride, a sophisticated design, and respectable fuel efficiency for its class. Its premium interior and advanced technology also contribute to strong overall value and a desirable ownership experience.
The Bad
Known weaknesses for the 2020 BMW 540 include potentially high ownership costs spanning maintenance, repairs, and insurance. Some drivers might find the optional M Sport suspension a bit stiff for daily comfort. While intuitive, the iDrive system can have a learning curve, and certain interior plastics in lower cabin areas could feel less premium than expected for the price point. Significant depreciation from its new price is also a factor.
2020 BMW 540: Quick Overview
- Engine Options: The 2020 BMW 540 is exclusively equipped with BMW's B58 3.0-liter turbocharged inline-six cylinder engine.
- Horsepower: This potent engine produces a robust 335 horsepower and 332 lb-ft of torque, delivered through an 8-speed automatic transmission.
- Fuel Economy: EPA estimates for the 540i typically hover around 25 mpg combined (23 city/30 highway) for the rear-wheel-drive (RWD) variant, and 25 mpg combined (22 city/29 highway) for the xDrive all-wheel-drive (AWD) model. These figures are impressive for a luxury performance sedan of its size.
- 0-60 Times: The 540i is quick, with 0-60 mph acceleration times generally in the range of 4.6 to 4.9 seconds, depending on drivetrain (RWD vs. xDrive) and testing conditions.
- Towing Capacity: BMW 5 Series sedans are not typically rated for significant towing capacity in the North American market, nor is it generally recommended. It's not designed for this purpose.
- Trim-Level Features (Standard for 540i):
- SensaTec simulated leather upholstery
- 12-speaker audio system
- iDrive 7 infotainment system with 10.25-inch touchscreen display
- Navigation system
- Wireless Apple CarPlay and Android Auto compatibility
- LED headlights and taillights
- Power-adjustable front sport seats
- Power moonroof
- Dynamic Cruise Control
- Active Driving Assistant (includes Lane Departure Warning, Blind Spot Detection, Rear Cross-Traffic Alert, Forward Collision Warning with City Collision Mitigation)
- Front and rear parking sensors
- 18-inch V-spoke light-alloy wheels
- Key Optional Features: These can significantly enhance the vehicle's luxury and capability, and include:
- Dakota or Nappa leather upholstery
- Premium audio systems (Harman Kardon Surround Sound, Bowers & Wilkins Diamond Surround Sound)
- M Sport Package (sport steering wheel, aerodynamic kit, specific wheels, M Sport suspension)
- Driving Assistance Professional Package (full-speed adaptive cruise control, lane-keeping assist, traffic jam assist)
- Luxury Seating Package (ventilated front seats, massage function)
- Parking Assistance Package (automated parking assist, surround view camera)
- Adaptive M Suspension or Adaptive Drive (active roll stabilization)
- Gesture Control
- Wireless charging and WiFi hotspot
2020 BMW 540 Specifications
Vehicle Information
| Year | 2020 |
| Make | BMW |
| Model | 5-Series |
| Trim | - |
| Style | Sedan Rear-Wheel Drive |
| Type | Sedan |
| Category | Mid-Size Car |
Manufacturing Details
| Made In | Germany |
| Manufacturing City | DINGOLFING |
Dimensions
| Doors | 4-Door |
| Curb Weight | 3847 pounds |
| Gross Vehicle Weight Rating | - |
| Overall Height | 58.20 inches |
| Overall Length | 194.60 inches |
| Overall Width | 73.50 inches |
| Wheelbase Length | 117.10 inches |
| Standard Seating | 5 |
Engine & Performance
| Engine | 3.0-L I6 |
| Engine Size | 3L |
| Engine Cylinders | 6 |
| Transmission | 8-Speed Automatic |
| Transmission Type | Automatic |
| Transmission Speeds | 8-Speed |
| Drivetrain | Rear-Wheel Drive |
Additional Features
| Anti-Brake System | 4-Wheel ABS |
| Steering Type | Rack & Pinion |
Pricing
| Manufacturer Suggested Retail Price (MSRP) | $59,450 |
| Invoice Price | $55,790 |
| Delivery Charges | $995 |
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What Problems Does the 2020 BMW 540 Have?
The 2020 BMW 540, equipped with the B58 engine, generally enjoys a reputation for strong reliability, with the B58 being considered one of BMW's most robust powertrains in recent history. Major engine or transmission failures are uncommon, especially for this model year which benefits from prior refinements to the B58. However, like any complex luxury vehicle, specific issues and recalls have been noted.
Frequently Reported Problems:
While the 2020 model year had fewer widespread "common" issues compared to earlier G30 iterations, minor electronic glitches or sensor malfunctions can occur, which is typical for modern vehicles laden with technology. Some owners might report issues with the iDrive system freezing or requiring a reset, though these are often resolved with software updates.
Recalls for the 2020 BMW 5 Series (applicable to 540i):
Several recalls were issued that could affect the 2020 BMW 5 Series. These include:
Owners should always verify if these, or any other, recalls have been addressed for a specific VIN. Long-term reliability concerns often shift towards the high cost of maintaining sophisticated components out of warranty, such as adaptive suspension systems, advanced driver-assistance sensors, and electronic modules. Regular, diligent maintenance is crucial for optimal longevity and preventing more significant issues down the line.
Frequently Reported Problems:
While the 2020 model year had fewer widespread "common" issues compared to earlier G30 iterations, minor electronic glitches or sensor malfunctions can occur, which is typical for modern vehicles laden with technology. Some owners might report issues with the iDrive system freezing or requiring a reset, though these are often resolved with software updates.
Recalls for the 2020 BMW 5 Series (applicable to 540i):
Several recalls were issued that could affect the 2020 BMW 5 Series. These include:
- NHTSA Campaign Number: 20V454000 (July 2020): Rear Seat Belt Tensioners Not Activating Correctly. Incorrectly manufactured pyrotechnic tensioners for the rear seat belts may not deploy as intended during a crash, increasing the risk of injury.
- NHTSA Campaign Number: 20V082000 (February 2020): Rearview Camera Image May Not Display. A software error could prevent the rearview camera image from displaying, reducing the driver's visibility and increasing the risk of a crash.
- NHTSA Campaign Number: 20V126000 (March 2020): Front Seat Belt Retractors May Not Lock. The front seat belt retractors may not properly lock during a crash due to a manufacturing defect, increasing the risk of injury.
- NHTSA Campaign Number: 20V171000 (April 2020): Headlights May Fail. This recall involved specific vehicles where a connector could be incorrectly assembled, leading to headlight failure.
Owners should always verify if these, or any other, recalls have been addressed for a specific VIN. Long-term reliability concerns often shift towards the high cost of maintaining sophisticated components out of warranty, such as adaptive suspension systems, advanced driver-assistance sensors, and electronic modules. Regular, diligent maintenance is crucial for optimal longevity and preventing more significant issues down the line.
How long will the 2020 BMW 540 last?
With proper and diligent maintenance, a 2020 BMW 540 can reliably achieve 150,000 to 200,000 miles, translating to 10-15 years of service based on average annual driving. The B58 engine and ZF 8-speed automatic transmission are renowned for their robustness and are often considered highly durable components. This powertrain combination contributes significantly to the vehicle's long-term potential.
However, long-term durability is heavily influenced by owner habits and adherence to service schedules. Over time, typical weaknesses may emerge, including the eventual wear of suspension components like control arm bushings or adaptive damper failures (if equipped), which can be costly. Electrical gremlins, such as malfunctioning sensors or control modules, can also become more prevalent with age. Interior materials, while high-quality, will show wear, especially on high-touch surfaces. Proactive maintenance and addressing minor issues promptly are key to maximizing its lifespan and mitigating expensive repairs later.
However, long-term durability is heavily influenced by owner habits and adherence to service schedules. Over time, typical weaknesses may emerge, including the eventual wear of suspension components like control arm bushings or adaptive damper failures (if equipped), which can be costly. Electrical gremlins, such as malfunctioning sensors or control modules, can also become more prevalent with age. Interior materials, while high-quality, will show wear, especially on high-touch surfaces. Proactive maintenance and addressing minor issues promptly are key to maximizing its lifespan and mitigating expensive repairs later.
What Technology & Safety Features are Included?
The 2020 BMW 540 comes equipped with a sophisticated array of built-in technology, entertainment, driver-assistance, and safety features, reflecting its luxury segment position.
Tech & Entertainment:
At its core is the iDrive 7 infotainment system, featuring a responsive 10.25-inch touchscreen display, natural language voice control, and a tactile rotary controller on the center console. Standard features include integrated navigation, Bluetooth connectivity, USB ports, and wireless Apple CarPlay integration. Android Auto, while not standard at launch, became available via an over-the-air update. Optional upgrades elevate the experience further with features like gesture control, a wireless charging pad, a Wi-Fi hotspot, and premium audio systems such as the Harman Kardon Surround Sound System or the ultimate Bowers & Wilkins Diamond Surround Sound System.
Driver-Assistance:
Standard driver-assistance technologies include BMW's Active Driving Assistant, which encompasses Lane Departure Warning, Blind Spot Detection, Rear Cross-Traffic Alert, and Forward Collision Warning with City Collision Mitigation. For enhanced semi-autonomous capabilities, the optional Driving Assistance Professional Package adds features like adaptive cruise control with stop & go functionality, active lane-keeping assist, traffic jam assist, and an automatic lane change assistant.
Safety Features:
Standard safety provisions include a comprehensive airbag system (front, side, knee, and head airbags), anti-lock brakes (ABS), Dynamic Stability Control (DSC), traction control, a rearview camera, and front/rear parking sensors.
Crash-Test Ratings:
The 2020 BMW 5 Series, including the 540i, received strong endorsements from safety agencies:
Tech & Entertainment:
At its core is the iDrive 7 infotainment system, featuring a responsive 10.25-inch touchscreen display, natural language voice control, and a tactile rotary controller on the center console. Standard features include integrated navigation, Bluetooth connectivity, USB ports, and wireless Apple CarPlay integration. Android Auto, while not standard at launch, became available via an over-the-air update. Optional upgrades elevate the experience further with features like gesture control, a wireless charging pad, a Wi-Fi hotspot, and premium audio systems such as the Harman Kardon Surround Sound System or the ultimate Bowers & Wilkins Diamond Surround Sound System.
Driver-Assistance:
Standard driver-assistance technologies include BMW's Active Driving Assistant, which encompasses Lane Departure Warning, Blind Spot Detection, Rear Cross-Traffic Alert, and Forward Collision Warning with City Collision Mitigation. For enhanced semi-autonomous capabilities, the optional Driving Assistance Professional Package adds features like adaptive cruise control with stop & go functionality, active lane-keeping assist, traffic jam assist, and an automatic lane change assistant.
Safety Features:
Standard safety provisions include a comprehensive airbag system (front, side, knee, and head airbags), anti-lock brakes (ABS), Dynamic Stability Control (DSC), traction control, a rearview camera, and front/rear parking sensors.
Crash-Test Ratings:
The 2020 BMW 5 Series, including the 540i, received strong endorsements from safety agencies:
- IIHS (Insurance Institute for Highway Safety): The 2020 5 Series earned a "Top Safety Pick+" award when equipped with specific headlights that achieved a "Good" rating. It received "Good" ratings in all six crashworthiness tests (small overlap front: driver-side, small overlap front: passenger-side, moderate overlap front, side, roof strength, head restraints & seats). Its standard front crash prevention system also earned a "Superior" rating for vehicle-to-vehicle and vehicle-to-pedestrian mitigation.
- NHTSA (National Highway Traffic Safety Administration): The 2020 5 Series received an overall 5-star safety rating. This included 5 stars for frontal crash, 5 stars for side crash, and 4 stars for rollover resistance.
What Colors Options are Available?
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2020 BMW 540 Prices and Market Value
When new, the 2020 BMW 540i had a base Manufacturer's Suggested Retail Price (MSRP) of approximately $61,745 for the rear-wheel-drive model, with fully optioned variants easily reaching upwards of $75,000. In the current used market (as of mid-2024), a 2020 BMW 540i can typically be found ranging from $30,000 to $45,000, depending heavily on mileage, condition, optional packages, and geographical location.
BMW 5 Series models, like many luxury sedans, experience significant depreciation, with the steepest drops occurring in the first three to five years. This makes them attractive propositions on the used market. Factors positively affecting resale value include low mileage, a clean title, comprehensive service records, desirable options such as the M Sport package, Driving Assistance Professional Package, premium sound systems, and xDrive all-wheel drive. Conversely, high mileage, a history of accidents, or a lack of maintenance documentation will negatively impact its value. The 540i, with its excellent B58 engine, generally holds its value slightly better than the base 530i.
BMW 5 Series models, like many luxury sedans, experience significant depreciation, with the steepest drops occurring in the first three to five years. This makes them attractive propositions on the used market. Factors positively affecting resale value include low mileage, a clean title, comprehensive service records, desirable options such as the M Sport package, Driving Assistance Professional Package, premium sound systems, and xDrive all-wheel drive. Conversely, high mileage, a history of accidents, or a lack of maintenance documentation will negatively impact its value. The 540i, with its excellent B58 engine, generally holds its value slightly better than the base 530i.
2020 BMW 540 Cost of Ownership
Owning a 2020 BMW 540 entails premium long-term costs. Insurance rates are higher than average due to its luxury status, performance capabilities, and the cost of parts/labor for repairs. It requires premium unleaded fuel, which, while offering good efficiency for its class, still adds up. Maintenance, especially at a BMW dealership, can be expensive, covering routine services like oil changes, brake jobs, and fluid flushes. Out-of-warranty repairs can be substantial, particularly for complex electronics, adaptive suspension components, or engine accessories. Therefore, the 2020 BMW 540 is a costly vehicle to own long-term, not an economical choice, reflecting its luxury and performance pedigree. Prospective owners should budget accordingly for these expenses.
2020 BMW 540 Fuel Efficiency
Fuel Type
Gasoline
Fuel Capacity
25 gallons
City Mileage
22 miles/gallon
Highway Mileage
30 miles/gallon
2020 BMW 540 Safety Rating
NHTSA
2020 BMW 540 Warranty
Basic
Original warranty
48 months / 50,000 miles
Estimated remaining
Expired
Powertrain
Original warranty
48 months / 50,000 miles
Estimated remaining
Expired
Rust
Original warranty
144 months / unlimited miles
Estimated remaining
84 months / unlimited miles
2020 BMW 540 Insurance
Insurance for a 2020 BMW 540 is moderately priced, reflecting its status as a Sedan with strong safety ratings and
reasonable repair costs.
reasonable repair costs.
How Does the 2020 BMW 540 Compare to Other Sedan?
The 2020 BMW 540 competes fiercely in the luxury mid-size sedan segment against formidable rivals like the Mercedes-Benz E450, Audi A6 3.0T, and to some extent, the Lexus GS 350 or newer Genesis G80 3.5T.
Performance: The 540i, with its 335-hp B58 inline-six, strikes an excellent balance between potent acceleration and engaging handling. It generally feels more athletic and driver-focused than the Mercedes-Benz E450, which prioritizes ride comfort, or the Audi A6 3.0T, which, while capable with standard Quattro AWD, can feel a bit more detached. The Lexus GS 350 (pre-discontinuation) is less performance-oriented, while the Genesis G80 3.5T offers strong power but less dynamic feedback.
Features: The 540i's iDrive 7 system, wireless Apple CarPlay, and comprehensive optional driver-assistance features are highly competitive. The E450 boasts the MBUX system with its "Hey Mercedes" voice assistant and a more opulent interior design. The Audi A6 stands out with its Virtual Cockpit and dual-screen MMI infotainment setup, offering a tech-forward cabin. The Genesis G80 often provides an impressive suite of standard features for a lower price point.
Reliability: Historically, Lexus holds the edge in long-term reliability and lower maintenance costs. BMW, Mercedes, and Audi have improved significantly, but typically incur higher repair and service expenses out of warranty. The B58 engine in the 540i is considered very reliable for a German luxury engine, often outperforming some competitor engines in durability ratings.
Price: New, the 540i, E450, and A6 3.0T had comparable pricing. On the used market, depreciation patterns are similar for the German trio, with BMW and Mercedes often holding slightly better value in the early years. The Lexus GS and Genesis G80 typically offer greater "bang for your buck" as used purchases due to faster initial depreciation.
Recommended Alternatives:
Performance: The 540i, with its 335-hp B58 inline-six, strikes an excellent balance between potent acceleration and engaging handling. It generally feels more athletic and driver-focused than the Mercedes-Benz E450, which prioritizes ride comfort, or the Audi A6 3.0T, which, while capable with standard Quattro AWD, can feel a bit more detached. The Lexus GS 350 (pre-discontinuation) is less performance-oriented, while the Genesis G80 3.5T offers strong power but less dynamic feedback.
Features: The 540i's iDrive 7 system, wireless Apple CarPlay, and comprehensive optional driver-assistance features are highly competitive. The E450 boasts the MBUX system with its "Hey Mercedes" voice assistant and a more opulent interior design. The Audi A6 stands out with its Virtual Cockpit and dual-screen MMI infotainment setup, offering a tech-forward cabin. The Genesis G80 often provides an impressive suite of standard features for a lower price point.
Reliability: Historically, Lexus holds the edge in long-term reliability and lower maintenance costs. BMW, Mercedes, and Audi have improved significantly, but typically incur higher repair and service expenses out of warranty. The B58 engine in the 540i is considered very reliable for a German luxury engine, often outperforming some competitor engines in durability ratings.
Price: New, the 540i, E450, and A6 3.0T had comparable pricing. On the used market, depreciation patterns are similar for the German trio, with BMW and Mercedes often holding slightly better value in the early years. The Lexus GS and Genesis G80 typically offer greater "bang for your buck" as used purchases due to faster initial depreciation.
Recommended Alternatives:
- For Enhanced Sportiness: Consider the Audi S6 or Mercedes-AMG E53 if budget allows for higher performance.
- For Ultimate Comfort and Luxury: The Mercedes-Benz E450 is a strong contender.
- For Value and Features: The Genesis G80 3.5T offers a compelling package for less money.
- For Unquestionable Reliability & Lower Ownership Costs (less sporty): A Lexus ES 350.
Final Verdict: Is the 2020 BMW 540 a Good Sedan?
The 2020 BMW 540 is ideal for the discerning buyer who desires a sophisticated, performance-oriented luxury sedan that masterfully blends engaging driving dynamics with premium comfort and advanced technology. It suits professionals, small families, or enthusiasts who appreciate refined German engineering and a balanced driving experience without venturing into the full M-car territory.
It is absolutely worth buying, especially as a **used vehicle**. The significant depreciation from its new price makes it a fantastic value proposition after just a few years. When buying used, target well-maintained examples with complete service records and consider models equipped with desirable packages like the M Sport or Driving Assistance Professional Package for enhanced enjoyment and safety. The 540i trim itself is often considered the "sweet spot" in the 5 Series lineup, offering robust power and excellent efficiency. Buyers should, however, be prepared for the premium costs associated with luxury vehicle ownership, including maintenance and potential repairs. A thorough pre-purchase inspection is highly recommended to ensure long-term satisfaction.
It is absolutely worth buying, especially as a **used vehicle**. The significant depreciation from its new price makes it a fantastic value proposition after just a few years. When buying used, target well-maintained examples with complete service records and consider models equipped with desirable packages like the M Sport or Driving Assistance Professional Package for enhanced enjoyment and safety. The 540i trim itself is often considered the "sweet spot" in the 5 Series lineup, offering robust power and excellent efficiency. Buyers should, however, be prepared for the premium costs associated with luxury vehicle ownership, including maintenance and potential repairs. A thorough pre-purchase inspection is highly recommended to ensure long-term satisfaction.
Eugene S
Eugene is an automotive enthusiast with over 15 years of experience in the used car market. As a writer at VINCheck.info, he brings deep industry insight and a passion for cars, helping readers make smart, informed decisions. Eugene has written hundreds of used car reviews and is known for breaking down complex automotive topics into clear, actionable advice. Over the years, he has driven and worked on a wide range of vehicles—starting with tuning street cars in his early days and eventually focusing on performance upgrades and reliability improvements. Today, he specializes in evaluating used vehicles through the lens of real-world ownership and enthusiast needs. A longtime fan of Porsche, Eugene especially appreciates vehicles that blend durability with driving enjoyment.