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2021 BMW 540 Overview, Reviews, Ratings & Specs

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Jovan | September 24, 2025
The 2021 BMW 540i is part of the seventh-generation (G30) 5 Series, a lineage known for blending luxury and performance. This mid-size sedan offers a sleek, sophisticated design. Model years for this generation run from 2017 onwards. Key trims include the 540i and 540i xDrive (all-wheel drive). Pricing for a new 2021 model ranged roughly from $60,000 to $70,000, depending on options. The 540i stands out for its smooth and powerful inline-6 engine, delivering a refined driving experience.
The Good

The 2021 BMW 540i offers a compelling blend of performance and comfort. Its powerful engine delivers exhilarating acceleration, while the refined interior and smooth ride ensure a comfortable experience. Practical buyers appreciate its reasonable fuel efficiency for its class and BMW's reputation for build quality. Emotionally, the 540i appeals with its luxurious feel, sporty handling, and prestigious badge.

The Bad

Potential weaknesses of the 2021 BMW 540i include higher maintenance costs compared to non-luxury brands. Some owners have reported issues with the electronics and iDrive system. Also, be aware that certain options can significantly inflate the purchase price. Prospective buyers should ensure all software updates have been performed and inspect for any signs of electrical malfunctions. Depreciation can also be a factor.

2021 BMW 540: Quick Overview

  • Engine Options: 3.0-liter turbocharged inline-6 (B58 engine)
  • Horsepower: 335 hp @ 5,500-6,500 rpm
  • Torque: 332 lb-ft @ 1,380-5,200 rpm
  • Fuel Economy (EPA Estimated):
    • Rear-wheel drive: 25 mpg city / 33 mpg highway / 28 mpg combined
    • All-wheel drive (xDrive): 22 mpg city / 31 mpg highway / 25 mpg combined
  • 0-60 mph Time:
    • Rear-wheel drive: Approximately 4.9 seconds
    • All-wheel drive (xDrive): Approximately 4.6 seconds
  • Towing Capacity: Not recommended or officially rated for towing in North American markets.
  • Trim-Level Features (Highlights):
    • 540i (Base): Leather upholstery, power-adjustable front seats, sunroof, dual-zone automatic climate control, 12.3-inch infotainment display with iDrive, Apple CarPlay and Android Auto compatibility, navigation system, premium audio system, adaptive LED headlights, and a suite of driver-assistance features (see below).
    • 540i xDrive: Adds BMW's xDrive all-wheel-drive system for enhanced traction and stability.
    • Optional Packages & Features:
      • M Sport Package: Adds a sporty appearance package with unique exterior trim, an M steering wheel, sport seats, and a sport-tuned suspension.
      • Premium Package: Includes features like a head-up display, wireless charging, and gesture control.
      • Executive Package: Adds features such as a panoramic sunroof, ceramic controls, and parking assistant plus.
      • Driver Assistance Plus Package: Adaptive cruise control, lane keeping assist, and other advanced safety features.
      • Individual options like upgraded leather, premium audio systems (e.g., Harman Kardon or Bowers & Wilkins), and adaptive suspension are also available.

2021 BMW 540 Specifications

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Vehicle History Report

What Problems Does the 2021 BMW 540 Have?

While the 2021 BMW 540i is generally considered reliable, some frequently reported problems and potential long-term reliability concerns exist. Some owners have reported issues with the iDrive infotainment system, including glitches, freezes, and connectivity problems. Electrical issues, such as sensor malfunctions and problems with the car's various electronic modules, have also been noted, though they are not widespread.
Specific to the B58 engine, some owners have reported issues related to the cooling system (water pump, thermostat) and oil leaks as the car ages and accumulates mileage. Regular maintenance and inspections are crucial to mitigate these risks.
Recalls for the 2021 5 Series (including the 540i) should be checked via the NHTSA website using the VIN. Recalls can address safety-related defects that need to be fixed by the manufacturer free of charge. It's vital to verify if any recalls apply to a specific vehicle before purchase.
Long-term reliability can be affected by adherence to the recommended maintenance schedule. Neglecting oil changes, fluid flushes, and other routine services can accelerate wear and tear and increase the likelihood of mechanical problems. Overall, while the 2021 540i is a well-built vehicle, potential buyers should be aware of these potential issues and ensure a thorough pre-purchase inspection is performed.

How long will the 2021 BMW 540 last?

With proper maintenance, a 2021 BMW 540i can realistically provide 150,000 to 200,000 miles or 10-15 years of service. Regular oil changes, timely replacement of wear-and-tear items (brakes, tires), and adherence to the recommended service intervals are critical for longevity. Potential long-term weaknesses include the aforementioned cooling system components and potential oil leaks. The electronic components, while generally reliable, could also become a source of issues as the car ages. Cars with documented maintenance history and diligent upkeep tend to last longer and retain their value better. Neglecting maintenance will significantly shorten the lifespan.

What Technology & Safety Features are Included?

The 2021 BMW 540i boasts a wealth of technology, entertainment, driver-assistance, and safety features. Standard tech includes a 12.3-inch infotainment display with BMW's iDrive system, Apple CarPlay and Android Auto compatibility, navigation, and a premium audio system. Driver-assistance features include forward collision warning, automatic emergency braking, lane departure warning, and blind-spot monitoring.
Optional features include adaptive cruise control, lane keeping assist, parking assistant plus (automatic parking), a head-up display, gesture control, wireless charging, and upgraded audio systems like Harman Kardon or Bowers & Wilkins. These optional packages enhance both convenience and safety.
Crash-test ratings from the NHTSA (National Highway Traffic Safety Administration) and IIHS (Insurance Institute for Highway Safety) are generally excellent for the 2021 BMW 5 Series. Check the specific agency websites for the most up-to-date ratings, as they can vary slightly depending on the testing methodology. Generally, the 5 Series earns high marks for its crashworthiness and safety features, contributing to its appeal as a safe and family-friendly luxury sedan.
The iDrive system is intuitive, providing seamless access to various functions. The advanced driver-assistance systems offer a high degree of automation, making long drives more relaxed.

What Colors Options are Available?

Exterior Colors
Alpine White
Black Sapphire Metallic
Dark Graphite Metallic
Bluestone Metallic
Phytonic Blue Metallic
Bernina Grey Amber Effect
M Carbon Black Metallic
Atlas Cedar Metallic
Glacier Silver Metallic
Mediterranean Blue Metallic
Crystal White Pearl Metallic
Interior Colors
Cognac Vernasca Leather
Black Dakota Leather
Ivory White Dakota Leather
Black Nappa Leather
Merino Tartufo
Merino Caramel
Cashmere Beige
Red Leather
Smoke White

2021 BMW 540 Prices and Market Value

The 2021 BMW 540i had a starting MSRP of around $60,000-$65,000 when new, with higher prices depending on options and packages. Current used market prices typically range from $35,000 to $50,000, depending on mileage, condition, and equipment. Depreciation is moderate for a luxury vehicle.
Factors affecting resale value include mileage, condition, service history, and the presence of desirable options (e.g., M Sport Package, Premium Package). Cars with clean titles and documented maintenance records command higher prices. Color also plays a role, with neutral colors (black, white, silver) generally being more desirable. Higher mileage examples and those with accident history will depreciate more quickly.

2021 BMW 540 Cost of Ownership

The 2021 BMW 540i is moderately costly to own long-term. Insurance premiums are higher than average due to its luxury status and performance capabilities. Fuel costs are reasonable for its class, but premium fuel is required. Maintenance and repair costs can be significant, especially as the car ages, due to the complexity of its systems and the use of specialized parts. Budgeting for regular maintenance and potential repairs is essential. While not the most economical choice, the 540i offers a premium experience that justifies the higher ownership costs for many buyers.

2021 BMW 540 Fuel Efficiency

No records to be displayed

2021 BMW 540 Insurance

Insurance for a 2021 BMW 540 is moderately priced, reflecting its status as a Vehicle with strong safety ratings and
reasonable repair costs.

How Does the 2021 BMW 540 Compare to Other Vehicle?

The 2021 BMW 540i competes with the Mercedes-Benz E450, Audi A6 55 TFSI, and Volvo S90 T6. The 540i offers a sharper, more engaging driving experience than the E450, though the Mercedes boasts a more luxurious interior. The Audi A6 provides similar technology and performance, but the BMW arguably has a more refined engine. The Volvo S90 excels in safety and comfort but lacks the BMW's sporty driving dynamics.
In terms of reliability, the Audi and Volvo may have a slight edge, while the Mercedes-Benz is considered comparable. Price-wise, the 540i is generally competitive within its class. Features are similar across the board, with each brand offering unique options and packages.
Alternatives to consider: if maximum luxury is paramount, the Mercedes-Benz E450 is a strong contender. For a focus on safety and Scandinavian design, the Volvo S90 is a compelling option. If all-weather performance is essential, the Audi A6 55 TFSI with Quattro all-wheel drive is worth considering. Ultimately, the best choice depends on individual priorities and preferences. Test driving each model is highly recommended.

Final Verdict: Is the 2021 BMW 540 a Good Vehicle?

The 2021 BMW 540i is ideal for buyers seeking a balanced blend of performance, luxury, and technology in a mid-size sedan. It's worth buying if you appreciate a sporty driving experience and are willing to accept higher maintenance costs. A used 2021 540i offers excellent value, especially if it has a documented service history and desirable options like the M Sport or Premium packages. Consider a pre-purchase inspection to identify potential issues. Weigh the pros and cons against rivals like the Mercedes-Benz E450 or Audi A6 based on your individual needs and preferences. It's a great car, if you can afford to maintain it.

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Jovan

Jovan specializes in interpreting vehicle records and making sense of VIN data. With over 10 years of experience in the automotive data industry, his work ensures that every report is clear, accurate, and useful for car buyers.