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2022 Honda TRX520 FM Overview, Reviews, Ratings & Specs

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Jovan | March 25, 2026
The 2022 Honda TRX520 FM is a highly capable ATV, part of Honda's long-standing Foreman line. As a utility ATV, it's renowned for its ruggedness and versatility, serving riders from model year 2020 onwards. Key trims like the FM2 (manual shifting with independent rear suspension) and FM6 (automatic transmission) cater to different preferences. It typically sits in a mid-range price bracket for its class, making it a popular choice for its blend of performance and value. Its enduring popularity stems from Honda's reputation for reliability and robust engineering.
The Good

The 2022 Honda TRX520 FM excels with its legendary Honda reliability, powerful and responsive engine, and comfortable rider ergonomics. Its rugged design inspires confidence for tough jobs, while its efficient operation offers practical value for long days of work or recreation. This combination appeals to both the sensible need for a dependable tool and the emotional desire for an enjoyable riding experience.

The Bad

Potential owners of the 2022 Honda TRX520 FM should be aware of a few points. While generally robust, some users report the electronic power steering (EPS) can occasionally feel less intuitive than competitors' systems. Additionally, while ample, the stock suspension might require upgrades for extremely aggressive off-roading or heavy loads.

2022 Honda TRX520 FM: Quick Overview

  • Engine: The 2022 Honda TRX520 FM is powered by a 518cc liquid-cooled, fuel-injected OHV longitudinally mounted 4-stroke engine.
  • Horsepower: While exact horsepower figures are not officially published by Honda for ATVs, industry estimates place it in the range of approximately 38-40 horsepower. This provides ample power for hauling, towing, and trail riding.
  • Fuel Economy: Fuel economy varies significantly based on riding conditions and usage. However, the fuel injection system contributes to generally good efficiency for its class, with owners often reporting mileage in the range of 25-35 miles per gallon.
  • 0-60 Times: Specific 0-60 mph times are not a primary metric for utility ATVs like the TRX520 FM, as their focus is on torque and low-end power. Acceleration is brisk enough for its intended purposes.
  • Towing Capacity: The 2022 Honda TRX520 FM boasts an impressive towing capacity of up to 1,322 pounds (600 kg). This makes it highly capable for farm work, hauling trailers, or moving equipment.
  • Payload Capacity: It also features front and rear racks with substantial payload capacities, typically around 99 lbs (45 kg) for the front rack and 198 lbs (90 kg) for the rear rack.
  • Trim-Level Features:
    TRX520FM2 (4x4 ES): This trim features Honda's Electronic Shift Program (ESP) for on-the-fly manual gear selection, independent front suspension (IFS) for a smoother ride, and selectable 2WD/4WD. It includes Electric Power Steering (EPS) for reduced steering effort.
    TRX520FM6 (4x4 EPS AT): This higher-end trim offers a fully automatic transmission (AT) with torque converter, in addition to EPS, IFS, and selectable 2WD/4WD. It aims for maximum rider comfort and ease of operation, especially in demanding conditions. Both trims share the core robust chassis, durable drivetrain, and practical utility features.

2022 Honda TRX520 FM Specifications

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Vehicle History Report

What Problems Does the 2022 Honda TRX520 FM Have?

The 2022 Honda TRX520 FM, like most Honda products, generally enjoys a reputation for excellent long-term reliability and few widespread, significant issues. Owners frequently praise its robust construction and dependable engine. However, as with any complex machine, some minor concerns have been noted by users across various model years within the TRX520 generation (which began in 2020). One area that sometimes comes up is the Electronic Power Steering (EPS) system. While beneficial for reducing fatigue, some riders have reported it can occasionally feel less sensitive or nuanced compared to competitor systems, particularly at higher speeds or during aggressive maneuvering. This isn't a failure, but more a matter of subjective feel.

Another point, though not necessarily a 'problem,' is that the stock suspension, while comfortable for general use and moderate trails, might be perceived as a bit soft by riders who engage in very demanding off-roading or consistently carry heavy loads. Upgrading the shocks can be a common modification for such users. Regarding recalls, Honda issues recalls periodically for safety-related issues across its product lines. For the 2022 TRX520 FM specifically, it is essential to check the official Honda Powersports website or the NHTSA database for any issued recalls that might apply to this model year. Generally, these recalls are addressed proactively by Honda through authorized dealers.

Long-term reliability concerns are minimal for this model. The powertrain, drivetrain, and chassis are built to endure demanding work and recreational use. Regular and proper maintenance, as outlined in the owner's manual, is key to ensuring longevity. Issues that might arise over many years are typically related to wear and tear on components like bearings, bushings, or suspension parts, which is normal for any ATV subjected to significant use. There are no prevalent, model-specific major failures that are frequently reported for the 2022 TRX520 FM. Its design prioritizes durability and simplicity in many areas.

How long will the 2022 Honda TRX520 FM last?

Based on owner feedback and the inherent durability of Honda's engineering, the 2022 Honda TRX520 FM is built to last. With diligent maintenance, including regular oil changes, filter replacements, and proper lubrication, owners can reasonably expect to accumulate 10,000 to 15,000 miles or even more over its service life, often spanning 10-15 years of moderate to heavy use. Some dedicated riders have reported reaching significantly higher mileage. The primary areas that might show wear over extended periods are suspension components (bushings, shocks) and potentially drivetrain elements like bearings if subjected to extreme conditions or lack of service. However, these are generally repairable, and the core engine and transmission are known for exceptional longevity. The lack of significant widespread weaknesses points to excellent long-term durability for this model.

What Technology & Safety Features are Included?

The 2022 Honda TRX520 FM prioritizes utility and rugged performance over advanced tech and entertainment features, which is typical for its class. It is designed as a workhorse, not a luxury vehicle. Therefore, you won't find integrated infotainment systems, touchscreens, or advanced audio setups. The technology present is focused on performance and rider control.

Key Tech Features:
  • Programmed Fuel Injection (PGM-FI): This system ensures optimal fuel delivery for crisp throttle response, improved fuel efficiency, and reliable starting in various conditions.
  • Electronic Shift Program (ESP) (on FM2 trim): Allows riders to upshift and downshift using handlebar-mounted buttons, providing manual control without a clutch lever for added convenience and performance tuning.
  • Automatic Transmission (AT) (on FM6 trim): Offers a torque-converter automatic transmission for smooth, seamless shifting, reducing rider fatigue during long rides or demanding work.
  • Selectable 2WD/4WD System: Easily switch between two-wheel drive for tighter turning and four-wheel drive for enhanced traction when needed.
  • Electric Power Steering (EPS): Significantly reduces steering effort, especially at low speeds and when navigating rough terrain or carrying heavy loads, minimizing rider fatigue.
  • Digital Meter/Display: Provides essential information such as speedometer, odometer, trip meter, clock, fuel gauge, and 4WD indicator.
Driver-Assistance & Safety Features:
ATVs are not subject to automotive-style crash testing and do not receive crash-test ratings from organizations like NHTSA or IIHS. Safety is primarily derived from the vehicle's design and the rider's protective gear. The TRX520 FM includes:
  • Integrated Trailer Hitch: For utility and towing purposes.
  • Durable Frame and Bodywork: Designed to withstand the rigors of off-road use.
  • Engine Braking: Provides a degree of braking assistance when descending hills.
Optional features typically revolve around accessories like winches, cargo racks, brush guards, lighting upgrades, and storage solutions, rather than integrated electronic systems. The focus remains on functional enhancements for work and outdoor activities.

What Colors Options are Available?

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2022 Honda TRX520 FM Prices and Market Value

When new, the 2022 Honda TRX520 FM typically retailed in the range of $8,000 to $9,500 USD, depending on the specific trim level (e.g., FM2 vs. FM6) and any dealer-added options. Used market prices for the 2022 model can vary significantly based on mileage, overall condition, maintenance history, and location. However, you can generally expect to find well-maintained units in the range of $6,000 to $8,500. Honda ATVs, especially the Foreman series, are known for holding their value exceptionally well due to their reputation for reliability and durability. Depreciation is relatively slow compared to many other powersports vehicles. Factors affecting resale value include the presence of desirable accessories (like a winch or upgraded suspension), low hours/mileage, immaculate cosmetic condition, and a documented service history. Extreme wear and tear or cosmetic damage will, of course, reduce its market value.

2022 Honda TRX520 FM Cost of Ownership

The 2022 Honda TRX520 FM is generally considered economical to own over the long term. Insurance costs are typically moderate, often falling under powersports insurance policies which are less expensive than automotive insurance. Fuel costs are reasonable, benefiting from the efficient fuel-injected engine, with most owners spending around $100-$200 per month depending on usage. Routine maintenance, including oil changes and filter replacements, is straightforward and inexpensive, especially if performed by the owner. Repair costs are also generally manageable, as parts are readily available and Honda's reliability minimizes unexpected major repairs. Overall, the TRX520 FM offers excellent value and cost-effective ownership.

2022 Honda TRX520 FM Fuel Efficiency

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2022 Honda TRX520 FM Insurance

Insurance for a 2022 Honda TRX520 FM is moderately priced, reflecting its status as a Vehicle with strong safety ratings and
reasonable repair costs.

How Does the 2022 Honda TRX520 FM Compare to Other Vehicle?

The 2022 Honda TRX520 FM competes in the robust mid-size utility ATV segment against strong contenders like the Yamaha Kodiak 450, Polaris Sportsman 570, and Can-Am Outlander 570.

Performance: The TRX520 FM's 518cc engine offers strong mid-range torque and capable hauling power, making it competitive. Yamaha's Kodiak 450 might feel slightly less powerful but offers nimble handling. The Polaris Sportsman 570 generally boasts more horsepower and a smoother ride thanks to its independent suspension. The Can-Am Outlander 570 also provides strong performance, often with more premium features.

Features: Honda's TRX520 FM offers a good balance with available EPS and automatic transmission options, plus its renowned selectable 2WD/4WD. The Polaris Sportsman 570 often leads in suspension travel and ride comfort with its IRS. Can-Am's Outlander usually packs more creature comforts and advanced electronics. Yamaha's Kodiak 450 is more basic but incredibly durable.

Reliability: This is where Honda truly shines. The TRX520 FM is legendary for its bulletproof reliability and durability, often surpassing its competitors in long-term dependability and fewer reported issues. While Polaris and Can-Am have improved significantly, Honda continues to set the benchmark. Yamaha is also very reliable, but Honda's engineering often gives it an edge in longevity.

Price: The TRX520 FM typically sits in the mid-to-upper end of its class price-wise when new, reflecting its premium build quality and reputation. Its strong resale value helps offset this. Competitors like the Sportsman 570 or Kodiak 450 might be slightly more affordable upfront, while the Outlander 570 can sometimes be priced higher depending on its configuration.

Recommendations:
  • Similar Alternative: If you prioritize proven, no-nonsense reliability above all else and need solid work capability, the 2022 Yamaha Kodiak 450 is a very close competitor, though with less power.
  • Better Alternative (for comfort/features): If you want a more plush ride, more modern features, and potentially more power for trail riding, consider the 2022 Polaris Sportsman 570.
  • Consider if budget allows (for premium feel): For those seeking a more premium experience with potentially more power and features, the 2022 Can-Am Outlander 570 is a strong contender.
However, if your absolute top priority is decades of dependable service with minimal fuss, the 2022 Honda TRX520 FM remains an exceptional choice.

Final Verdict: Is the 2022 Honda TRX520 FM a Good Vehicle?

The 2022 Honda TRX520 FM is an ideal choice for individuals who prioritize legendary reliability, robust build quality, and dependable performance for both work and recreational trail riding. It's perfect for farmers, ranchers, hunters, or anyone needing a trustworthy ATV for demanding tasks. Its excellent resale value makes it a sound investment, whether purchased new or used. For those seeking the utmost in durability and a machine that will likely last for many years with proper care, it is absolutely worth buying. Specific trims like the FM2 (with EPS and ESP) offer enhanced comfort for longer rides, while the FM6 (with automatic transmission) caters to those who prefer maximum ease of operation. Buying used can offer significant savings, provided the vehicle has been well-maintained, making it an even more compelling value proposition.

2022 Honda TRX520 FM Owner Reviews

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Jovan

Jovan specializes in interpreting vehicle records and making sense of VIN data. With over 10 years of experience in the automotive data industry, his work ensures that every report is clear, accurate, and useful for car buyers.