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2004 BMW X3 Overview, Reviews, Ratings & Specs

Rating: 4.39
Based on 38 Owner Reviews
Eugene S | March 31, 2025
The 2004 BMW X3 marked BMW's entry into the compact luxury SUV market. It's a five-door SUV. The first generation (E83) X3 was produced from 2003 to 2010. Key trims included the 2.5i and 3.0i, differentiated primarily by engine size. When new, pricing ranged from around $30,000 to $37,000. Its sporty handling, characteristic of BMW, and its smaller footprint compared to the X5 made it a popular choice for urban drivers seeking a premium driving experience.
The Good

The 2004 BMW X3 offers a sporty, engaging driving experience thanks to its responsive handling and powerful engine options. It provides a comfortable ride and a well-appointed interior. A practical buyer will appreciate its cargo space and all-wheel-drive capability, while an emotional buyer will connect with the BMW badge and the dynamic driving feel. The X3 provides good value for its class.

The Bad

Common weaknesses of the 2004 BMW X3 include potential issues with the cooling system (leaks), transfer case problems, and electronic component failures. Oil leaks are frequently reported. Suspension components, particularly bushings and control arms, can wear out. Repair costs can be higher than average due to the vehicle's complexity and BMW parts prices. Check for rust, especially in areas with harsh winters.

2004 BMW X3: Quick Overview

  • Engine Options:
    • 2.5L Inline-6 (2.5i): 184 hp
    • 3.0L Inline-6 (3.0i): 225 hp
  • Horsepower:
    • 2.5i: 184 hp @ 6000 rpm
    • 3.0i: 225 hp @ 5900 rpm
  • Fuel Economy (EPA Estimated):
    • 2.5i: 17 mpg city / 24 mpg highway
    • 3.0i: 16 mpg city / 23 mpg highway
  • 0-60 Times:
    • 2.5i: 8.9 seconds (approximate)
    • 3.0i: 7.2 seconds (approximate)
  • Towing Capacity: Approximately 3,500 lbs (with proper equipment).
  • Trim Level Features (Common):
    • 2.5i: Leatherette upholstery, automatic climate control, power windows and locks, premium sound system, alloy wheels.
    • 3.0i: Adds leather upholstery, wood trim, panoramic sunroof, upgraded sound system (often Harman Kardon), automatic headlights.
  • Drivetrain: All-Wheel Drive (xDrive) standard on all models.
  • Transmission: Available with either a 5-speed manual or a 5-speed automatic transmission.

2004 BMW X3 Specifications

Vehicle Information
Year 2004
Make BMW
Model X3
Trim -
Style -
Type Wagon
Category Minivan Medium Truck
Manufacturing Details
Made In Germany
Manufacturing City -
Dimensions
Doors 4-Door
Curb Weight -
Gross Vehicle Weight Rating -
Overall Height -
Overall Length -
Overall Width -
Wheelbase Length -
Standard Seating -
Engine & Performance
Engine 3.0 L 6-Cyl.
Engine Size 3L
Engine Cylinders 6
Transmission -
Transmission Type -
Transmission Speeds -
Drivetrain All-Wheel Drive
Additional Features
Anti-Brake System -
Steering Type -
Pricing
Manufacturer Suggested Retail Price (MSRP) -
Invoice Price -
Delivery Charges -

Vehicle History Report

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Analysis

What Problems Does the 2004 BMW X3 Have?

The 2004 BMW X3 is known for several frequently reported problems. Cooling system issues are common, including radiator leaks, thermostat housing failures, and water pump malfunctions. These can lead to overheating if not addressed promptly. The transfer case is another area of concern, with reports of premature wear and failure, especially in models that have not had regular fluid changes. Oil leaks, particularly from the valve cover gasket and oil filter housing, are also frequent.
Electrical issues can manifest as problems with the power windows, door locks, or the vehicle's computer system. Suspension components, such as control arm bushings and ball joints, are prone to wear and can result in a clunking noise or vibrations. Rust can be a problem, especially in regions where road salt is used.
While specific recalls may vary depending on the region, it's crucial to check the vehicle's VIN for any outstanding recall notices. Long-term reliability can be affected by these issues if they are not properly maintained and addressed. Considering the age of the vehicle, preventative maintenance is key to mitigating potential problems.

How long will the 2004 BMW X3 last?

Given its age, a 2004 BMW X3 will likely have accumulated significant mileage. Well-maintained examples can easily exceed 200,000 miles, suggesting 15-20 years of service. However, longevity heavily depends on consistent maintenance, including timely oil changes, fluid flushes, and addressing any mechanical issues promptly. Long-term durability is often challenged by the aforementioned cooling system, transfer case, and suspension issues. Neglecting maintenance can drastically shorten its lifespan, leading to expensive repairs and premature component failure. The quality of replacement parts also impacts long-term reliability.
Positive Owner Reviews
Trevor
2004 BMW X3, $4900 or best offer, automatic transmission, excellent condition, heated seats, everything works, very low mileage, only 97000 miles. The price is negotiable, first come first served
TL
This has been a great car for me. Reliable, fun to drive, hugs the road (all wheel drive). Routine maintenance is all that I've needed to do for the 13 years I've owned it.
JZ
15 years after this great little SUV came out and it's still the most comfortable vehicle I've ever sat in! Highly recommend for anyone wanting a smooth ride!
Negative Owner Reviews
Adriana
No one can guarentee the condition of a used vehicle. In my first month having this vehicle i have investead at least $700 in matenance and mechanical issues. Till this day my radiator light comes on and off, as well as the check engine light. Moonroof and other small defects dont work. You can deffinatly feel the quality in the vehicles BMW makes but if bought used your taking a risk on any vehicle, and it might end up costing you more to fix .
BMW Enthusiast
THE VEHICLE HANDLES LIKE A bmw SHOULD. HAVE HAD TROUBLE WITH THE MOONROOF SINCE I BOUGHT IT. AND BMW CAN'T SEEM TO CORRECT IT. THE RIDE AND INTERIOR ARE NOT UP TO WHAT YOU WOULD EXSPECT IN A CAR in THIS PRICE RANGE.

What Technology & Safety Features are Included?

The 2004 BMW X3 offered a reasonable level of technology for its time. Standard features included a premium sound system, automatic climate control, and power windows and locks. Higher trims often included features like a Harman Kardon sound system, a panoramic sunroof, and leather upholstery.
In terms of safety, it came standard with anti-lock brakes (ABS), dynamic stability control (DSC), and a suite of airbags, including front and side airbags. Driver-assistance features were limited compared to modern vehicles; however, some models included optional features such as parking sensors.
Entertainment features centered around the sound system, with a CD player being standard. Navigation was an available option, though it was a relatively basic system compared to modern GPS systems. There were no advanced driver-assistance systems (ADAS) like lane departure warning or automatic emergency braking.
Crash test ratings from the IIHS (Insurance Institute for Highway Safety) and NHTSA (National Highway Traffic Safety Administration) should be researched based on the specific model year to understand the vehicle's performance in standardized crash tests. Keep in mind that crash test standards have evolved significantly since 2004. Availability of side curtain airbags could vary by trim and should be verified when considering purchase.

What Colors Options are Available?

Exterior Colors
Alpine White
Black Sapphire Metallic
Silver Gray Metallic
Steel Blue Metallic
Topaz Blue Metallic
Titanium Silver Metallic
Jet Black
Interior Colors
Sand Beige Leather
Black Leather
Gray Leather

2004 BMW X3 Prices and Market Value

When new, the 2004 BMW X3 had a MSRP ranging from approximately $30,000 to $37,000, depending on the trim and options. In today's used market, expect to find them priced anywhere from $3,000 to $8,000 or slightly more, depending on condition, mileage, and location. Depreciation has been significant, typical for a luxury vehicle of this age. Factors affecting resale value include the vehicle's mechanical condition, its service history, any prior accidents, and the overall cosmetic appearance. Models with lower mileage and a well-documented maintenance record will command a higher price. Rust and significant mechanical issues will severely impact resale value.

2004 BMW X3 Cost of Ownership

The 2004 BMW X3 is generally considered costly to own long-term. Insurance premiums are typically higher than average for its class. Fuel economy is moderate, but premium fuel is recommended. Maintenance and repair costs can be significant due to the vehicle's complexity and the price of BMW parts. Expect to pay more for specialized repairs. Common issues like cooling system failures and transfer case problems can lead to substantial repair bills. Budgeting for regular maintenance and potential repairs is crucial for long-term ownership.

2004 BMW X3 Fuel Efficiency

Fuel Type Gasoline
Fuel Capacity -
City Mileage -
Highway Mileage -

2004 BMW X3 Safety Rating

NHTSA
Overall Rating Not Tested
Overall Frontal Star Rating Not Tested
Side Overall Star Rating Not Tested
Overall Rollover Star Rating Not Tested
Combined Front Seat Rating Not Tested
Combined Rear Seat Rating Not Tested
Overall Frontal Star Rating Not Tested
Frontal Barrier Star Ratings Not Tested
Side Barrier Star Ratings Not Tested
Rollover Resistance Star Rating Not Tested

2004 BMW X3 Recalls & Defects

AIR Bags:frontal
Recall date 2008-08-05
Recall no. 08v384000
Source NHTSA
Summary BMW IS Recalling 200,000 MY 2006 3 Series Sport Seat, MY 2004-2006 5 Series Standard and Sport Seat, and MY 2004-2006 X3 Passenger Vehicles. Depending ON THE Manner and Frequency OF THE Front Passenger's Entry and Exit, Small Cracks Have Developed IN THE Mat. IF This Occurs, THE Front Passenger AIR Bags, With THE Exception OF THE Head Protection System, Will BE Deactivated and THE AIR BAG Warning Lamp AS Well AS THE Passenger AIR BAG "on-off" Lamp Will BE Illuminated.
Consequence IN This Situation THE Front Passenger AIR Bags Will NOT Deploy Even IF A Sufficiently Severe Accident Would Occur and Occupant Protection Provided BY THE System Would NOT BE Possible.
Remedy Dealers Will Rework THE Front Passenger Seat Sensor MAT SO That External Force Application TO THE Seat Does NOT Cause A Crack TO THE Mat. THE Recall Began ON November 6, 2008. BMW Will Also Extend THE Warranty ON These Vehicles TO 10 Years From First Registration Without ANY Mileage Limit. Owners MAY Contact BMW AT 1-800-525-7417.
Notes BMW IS Extending THE Warranty TO 10 Years From First Registration Without ANY Mileage Limit TO THE Following Vehicles:my 2006 6-Series, 3-Series (Standard Seat), MY 2004-2005 Z4, MY 2004-2006 7-series, MY 2006 X5, and MY 2004-2006 5-series (Comfort Seat).under THE Extended Warranty Program, THE Occupant Detection MAT IN A Vehicle That Experiences This Specific Issue Will BE Replaced AT NO Charge TO THE Customer.customers MAY Also Contact THE National Highway Traffic Safety Administration's Vehicle Safety Hotline AT 1-888-327-4236 (tty 1-800-424-9153), or GO TO Http://Www.safercar.gov.

2004 BMW X3 Insurance

Insurance for a 2004 BMW X3 is moderately priced, reflecting its status as a Wagon with strong safety ratings and
reasonable repair costs.

How Does the 2004 BMW X3 Compare to Other Wagon?

The 2004 BMW X3 competed against vehicles like the Acura RDX, Lexus RX, Infiniti FX, and Volvo XC60 (though some of these models came later in the X3's production run). In terms of performance, the X3 offered a sportier driving experience than many rivals, with responsive handling and powerful engine options. However, its reliability record is not as strong as some competitors, particularly the Lexus RX and Acura RDX.
In terms of features, the X3 offered a comparable level of equipment, although some rivals may have had more advanced technology features available. Price-wise, the X3 was generally competitive within the luxury compact SUV segment when new.
Alternatives to the 2004 BMW X3 might include the Acura RDX for its reliability and the Lexus RX for its comfort and dependability. The Infiniti FX offered a similar sporty driving experience, but its reliability is also a consideration. Depending on priorities, these alternatives may offer a better balance of performance, reliability, and cost of ownership. Consider carefully before purchasing.

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4 2024 Mazda CX-90 PHEV (0.0★)
5 2024 Subaru Crosstrek (5.0★)
6 2024 BMW iX (0.0★)
7 2023 Ford Bronco Sport (5.0★)
8 2023 Mercedes-Benz EQB (0.0★)
9 2024 Chevrolet Trax (5.0★)
10 2023 Audi A4 allroad (0.0★)
11 2023 Hyundai Kona N (0.0★)
12 2023 Nissan ARIYA (5.0★)
687 2004 BMW X3 (5.0★)

Final Verdict: Is the 2004 BMW X3 a Good Wagon?

The 2004 BMW X3 is ideal for someone who prioritizes a sporty driving experience and is willing to accept potential reliability challenges. It might be worth buying if you find a well-maintained example at a low price and are prepared to invest in preventative maintenance and potential repairs. A pre-purchase inspection by a qualified mechanic is highly recommended. Given the age of the vehicle, buying a lower-mileage example with a comprehensive service history is crucial. It is not recommended for buyers seeking utmost reliability or low running costs. If maintenance records are absent or the vehicle shows signs of neglect, it's best to consider other options.

2004 BMW X3 Owner Reviews

4.39
Consumer Rating, Based on 38 Consumer Reviews
Overall rating
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Satisfied owner on September 7, 2022

Great car

Solid and reliable. Maneuvers well. Looks new. Plenty of acceleration, even with the 2.5 engine. Taller than sedans, so you can see farther ahead. Roomy trunk.

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KeishaK on September 30, 2020

Great Car

Great car, a little small. Not much leg room in the back and not much space in the back. Easy drive, lots of power, great mileage

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Tom BJJ on August 26, 2020

Rides well handles like a car.

This car has one of the best motors BMW ever made. (6 Cylinder) It rides and handles like a new car. The motor is quit and smooth without a turbo.

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Trevor on December 15, 2019

The most reliable car I've owned

2004 BMW X3, $4900 or best offer, automatic transmission, excellent condition, heated seats, everything works, very low mileage, only 97000 miles. The price is negotiable, first come first served

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2ManyWhipsNC on November 15, 2019

A solid compact SUV

My 2004 X3 2.5i currently has 184k miles now. We purchased it 5 years ago with 130k on it. We bought it because we were looking for an AWD vehicle with a manual transmission (that wasn’t a Jeep). This is one of the few vehicles that ticks all of those marks. Plus it’s a BMW with BMW comforts. It has had more service items than a Toyota or Honda, but nothing too extreme. Coilpacks and plugs, but also the DISA valve, fuel filter (replaced the fuel pump at the same time), some evap solenoids and pumps, rear wheel speed sensor, the CCV, and the most expensive repair was a new driveshaft. This was a Midwest car, but isn’t all rusted out surprisingly, though I blame that for the issue with the driveshaft. Currently the only issue is the sunroof, the plastics for the panoramic have cracked and broken, and made it unusable. I hope to repair that in The spring Overall though, it has never broken down or left us stranded. Has started up every time I put the key in. Has been solid in any weather conditions thrown at it, including a couple of feet of snow from last winter (with just regular all season tires). The ride is comfortable, just slightly on the stiff side. And outside of the sound from the sunroof currently, very quiet. The downsides being cost for parts and labor higher than Japanese/Korean competitors, and premium gas with not great gas mileage. I get the same mileage in this as I do my 2016 Dodge Charger RT with the 5.7 liter Hemi v8. But I won’t drive that in the snow. The car is holding up with the abuse of teaching a teenager how to drive a manual as well, another plus. We love our X3. It will be our daughters car once she gets her license, and we are already considering buying another one for ourselves when that happens. It has that German sports sedan feel with the take you almost anywhere capability. And it tows. 3500 isn’t a lot, but I’ve used it to dolly compact cars and shuttle around truck frames.

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Bimmer Grampy on August 27, 2019

2004 X3 is a worthwhile used car value.

I bought this X3 as a CPO from a BMW dealer. It had a very advantageous extended warranty and a decent price point. It ran flawlessly until about 65 K miles, then had to have a total AC overhaul and a whole sunroof cassette, two very expensive repairs that were covered by the extended warranty. It also leaked somewhere in the drivers side rear pillar, but I engineered a cheap fix by removing the rubber plugs beneath the battery tray and that solved the aquarium effect. From 85 to 110K, it was dogged by left bank code failures that ultimately were due to a bad O ring on the

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TL on June 24, 2019

Excellent BMW SUV

This has been a great car for me. Reliable, fun to drive, hugs the road (all wheel drive). Routine maintenance is all that I've needed to do for the 13 years I've owned it.

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Adam on June 1, 2019

Best car I’ve ever owned but had a couple issues

I recently sold my 2004 x3 3.0i. i sold it with 90k miles on it, and its handling is amazing and its very fun to drive! Had a couple of problems with the navigation system, sometimes it would just suddenly not respond, and it would stay like that for like a couple of hours and sometimes a day! The transfer case had problems at about 75k miles, moonroof worked for a while then stopped, the CD box would sometimes not work, had a couple of electrical issues but I really loved that car, and for a “mini suv” its heavy on gas.

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JZ on May 21, 2019

The most comfortable vehicle I've driven

15 years after this great little SUV came out and it's still the most comfortable vehicle I've ever sat in! Highly recommend for anyone wanting a smooth ride!

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Coolcar on March 15, 2018

It is a very stylish car

The car is very comfortable, it has a stylish look to i, it is very easy to park and is very smooth to drive. I think if you wlike BMW and like SUV but don?t like very big cars this is the perfect size.

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Eugene S

Eugene is an automotive enthusiast with over 15 years of experience in the used car market. As a writer at VINCheck.info, he brings deep industry insight and a passion for cars, helping readers make smart, informed decisions. Eugene has written hundreds of used car reviews and is known for breaking down complex automotive topics into clear, actionable advice. Over the years, he has driven and worked on a wide range of vehicles—starting with tuning street cars in his early days and eventually focusing on performance upgrades and reliability improvements. Today, he specializes in evaluating used vehicles through the lens of real-world ownership and enthusiast needs. A longtime fan of Porsche, Eugene especially appreciates vehicles that blend durability with driving enjoyment.