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2020 Ford Fusion Overview, Reviews, Ratings & Specs

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Eugene S | September 24, 2025
The 2020 Ford Fusion is a stylish mid-size four-door sedan, marking its final model year for North America. Introduced in 2006, the second generation (2013-2020) was known for its sleek, Aston Martin-esque design and engaging driving dynamics. Key trims included S, SE, SEL, Titanium, Sport, Hybrid, and Energi, with new pricing ranging from approximately $24,000 to over $40,000. It stood out for blending attractive European-inspired styling, a comfortable ride, and available all-wheel drive, offering a strong alternative in a competitive segment.
The Good

The 2020 Ford Fusion boasts a sleek design appealing to emotional buyers, while practical buyers appreciate its spacious comfort. Performance is a highlight, especially with the available 325-hp Sport V6 and all-wheel drive. Excellent efficiency is found in Hybrid and Energi models. With standard Co-Pilot360 safety features and competitive pricing, it offers strong value, balancing sporty feel with everyday usability and reliable ownership.

The Bad

Known weaknesses for the 2020 Ford Fusion include potential for the 1.5L EcoBoost engine to have past oil dilution issues, some owners reporting infotainment glitches, and rear visibility can be somewhat limited. Non-Sport models might feel underpowered compared to rivals, and depreciation is generally average, not segment-leading. Always check for recall completions.

2020 Ford Fusion: Quick Overview

  • Engine Options:
    — 2.5L i-VCT I-4 (175 hp)
    — 1.5L EcoBoost I-4 (181 hp)
    — 2.0L EcoBoost I-4 (245 hp)
    — 2.7L EcoBoost V6 (325 hp, Sport)
    — 2.0L Atkinson-cycle I-4 Hybrid (188 hp total system)
    — 2.0L Atkinson-cycle I-4 Plug-in Hybrid – Energi (188 hp total system)
  • Horsepower: Ranges from 175 hp (2.5L) to 325 hp (2.7L EcoBoost V6 Sport).
  • Fuel Economy (EPA Est. MPG):
    — 2.5L FWD: 21 city/31 highway
    — 1.5L FWD: 23 city/34 highway
    — 2.0L FWD: 21 city/31 highway; AWD: 20 city/29 highway
    — 2.7L V6 AWD (Sport): 17 city/26 highway
    — Hybrid FWD: 43 city/41 highway
    — Energi FWD: 103 MPGe combined, 42 MPG combined (gas only) with 26-mile EV range.
  • 0-60 mph (approximate):
    — 2.5L: ~9.0 seconds
    — 1.5L: ~8.0 seconds
    — 2.0L: ~7.0 seconds
    — 2.7L V6 (Sport): ~5.3 seconds
    — Hybrid/Energi: ~8.5 seconds
  • Towing Capacity: Not officially rated for towing and generally not recommended for mid-size sedans.
  • Trim-Level Features:
    S: 16-inch steel wheels, Ford Co-Pilot360™ (Pre-Collision Assist, BLIS® w/ Cross-Traffic Alert, Lane-Keeping System, Auto High-Beams, Rearview Camera), FordPass Connect.
    SE: 17-inch alloy wheels, power driver's seat, Sync 3 w/ 8-inch touchscreen (optional). Offers 1.5L or 2.0L EcoBoost engines, optional AWD.
    SEL: 17-inch alloy wheels, LED headlights, heated front seats, ActiveX™ seating material, remote start.
    Titanium: 18-inch machine-face aluminum wheels, chrome grille, heated/cooled leather front seats, heated steering wheel, 12-speaker Sony audio, navigation.
    Sport: 19-inch wheels, unique sport styling, 2.7L EcoBoost V6, AWD, continuously controlled damping, leather/Miko® suede seats.
    Hybrid/Energi: Unique gauges, EV modes, specific wheels, Energi includes external charge port and extended EV range.

2020 Ford Fusion Specifications

Vehicle Information
Year 2020
Make Ford
Model Fusion
Trim -
Style -
Type Sedan
Category Minicompact Car
Manufacturing Details
Made In Mexico
Manufacturing City HERMOSILLO
Dimensions
Doors 4-Door
Curb Weight -
Gross Vehicle Weight Rating -
Overall Height -
Overall Length -
Overall Width -
Wheelbase Length -
Standard Seating 5
Engine & Performance
Engine 2.0-L 4V AtK HEV
Engine Size 2L
Engine Cylinders 4
Transmission 6-Speed Automatic
Transmission Type Automatic
Transmission Speeds 6-Speed
Drivetrain Front-Wheel Drive
Additional Features
Anti-Brake System Standard
Steering Type -
Pricing
Manufacturer Suggested Retail Price (MSRP) -
Invoice Price -
Delivery Charges -

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What Problems Does the 2020 Ford Fusion Have?

For the 2020 Ford Fusion, several issues have been reported, although many are less prevalent in this final production year due to iterative improvements. A significant concern historically, particularly with earlier 2013-2016 models equipped with the 1.5L EcoBoost engine, involved coolant intrusion into the cylinders leading to engine failure, or oil dilution. While Ford implemented redesigned parts and extended warranties, buyers of 2020 models with this engine might still monitor it. The 2.0L EcoBoost and 2.5L engines are generally considered more robust and less prone to these specific issues.

Infotainment system (Sync 3) glitches, such as occasional freezing or slow response, have been reported by some owners across various Ford models, though these are typically software-related and often resolved with updates. Some owners have also noted a parasitic battery drain, potentially stemming from the keyless entry system or other electronics, leading to premature battery wear.

Regarding recalls for the 2020 model year specifically, the National Highway Traffic Safety Administration (NHTSA) has listed a few important ones. These include recalls for potential improper attachment of seat belt anchor bolts, a recall for certain vehicles (including Fusion) regarding a fractured transmission bushing that could lead to fluid leaks, and another for front brake hoses that might have a manufacturing defect causing a leak. It is imperative for prospective buyers to check the specific vehicle identification number (VIN) on the NHTSA website to ensure all applicable recalls have been addressed.

In terms of long-term reliability, the 2020 Fusion is generally considered average to above-average for its class. Hybrid models, in particular, often exhibit strong long-term durability due to their less stressed Atkinson-cycle engines and regenerative braking. Consistent and timely maintenance — especially oil changes for EcoBoost engines — is crucial for maximizing its lifespan and preventing common wear-related issues. The 2020 model benefits from being the most refined version of the generation, ironing out many of the earlier model years' kinks.

How long will the 2020 Ford Fusion last?

With diligent maintenance, a 2020 Ford Fusion can reliably achieve 150,000 to 200,000 miles, or approximately 10 to 15 years of service. Many owners report reaching these milestones, underscoring its general durability. The 2.0L EcoBoost and 2.5L engines are known for their longevity when regular oil changes and preventative care are performed. Hybrid models often exceed expectations, benefiting from a less strenuous powertrain.

Over time, typical wear items like suspension components (shocks, struts, bushings), brake parts, and minor electrical components might require attention. While the 1.5L EcoBoost saw improvements by 2020, its historical reputation for oil dilution means some owners might remain cautious. Interior materials and paint generally hold up well, though rust can become an issue in harsh climates if not proactively addressed. Overall, the Fusion demonstrates good long-term durability for its segment, provided consistent maintenance is prioritized.

What Technology & Safety Features are Included?

The 2020 Ford Fusion is well-equipped with built-in tech and entertainment features. Standard on most trims (SE and above) is the user-friendly Ford SYNC 3 infotainment system, boasting an 8-inch capacitive touchscreen. It fully supports Apple CarPlay and Android Auto, offers voice commands, SiriusXM radio compatibility, and available navigation. FordPass Connect is standard across all trims, providing a Wi-Fi hotspot, remote vehicle controls (start, lock/unlock), and vehicle status monitoring via a smartphone app. The base S trim features a smaller 4.2-inch screen with essential audio and Bluetooth. Higher trims like Titanium and Sport can be optioned with a premium 12-speaker Sony audio system, elevating the in-cabin experience.

A significant highlight is the standard Ford Co-Pilot360™ suite of driver-assistance features, which includes: Pre-Collision Assist with Automatic Emergency Braking (with pedestrian detection), Blind Spot Information System (BLIS®) with Cross-Traffic Alert, Lane-Keeping System (with Lane-Keeping Assist, Alert, and Driver Alert System), Auto High-Beam Headlamps, and a Rearview Camera. Optional driver-assistance tech, often available on higher trims, includes Adaptive Cruise Control with Stop-and-Go, Voice-Activated Touchscreen Navigation, Rear Parking Sensors, and Active Park Assist for automated parallel and perpendicular parking.

Safety features are comprehensive, including multiple airbags (front, side-impact, side curtain, driver's knee), AdvanceTrac® with Electronic Stability Control (ESC), a Tire Pressure Monitoring System (TPMS), and the LATCH system for child seats. A perimeter alarm is standard, with an optional SecuriCode™ keyless entry keypad.

Crash-test ratings confirm the Fusion's strong safety credentials. The NHTSA (National Highway Traffic Safety Administration) awarded the 2020 Fusion an overall 5 out of 5 Stars safety rating, with 5 Stars in frontal and side crash tests, and 4 Stars for rollover. The IIHS (Insurance Institute for Highway Safety) gave it "Good" ratings in most crashworthiness categories, "Acceptable" for the small overlap front — driver's side, "Superior" for its standard vehicle-to-vehicle front crash prevention, and "Advanced" for vehicle-to-pedestrian prevention. Headlight ratings varied from "Acceptable" (LED projector) to "Marginal" (Halogen).

What Colors Options are Available?

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2020 Ford Fusion Prices and Market Value

When new, the 2020 Ford Fusion's MSRP ranged from approximately $24,000 for the base S trim, climbing to $34,000-$37,000 for the Titanium, and around $40,000 for the Sport or Energi PHEV models. As of late 2023/early 2024, current used market prices for a 2020 Fusion typically fall between $15,000 and $25,000+, heavily depending on trim, mileage, condition, and options.

Depreciation insights indicate that the Fusion, like many sedans, experiences moderate depreciation. Being the last model year for North America, it might see a slight softening in long-term value compared to segment leaders that are still in production, but its initial competitive pricing means it offers good value on the used market. Factors affecting its resale value include mileage, overall condition, the desirability of the trim (Sport, Hybrid/Energi tend to hold value better), a comprehensive maintenance history, and the presence of features like AWD. The general market shift towards SUVs also contributes to sedan depreciation.

2020 Ford Fusion Cost of Ownership

Insurance costs for the 2020 Ford Fusion are generally average for its class, though Sport trims might incur slightly higher premiums. Fuel costs vary significantly; the 1.5L EcoBoost offers decent efficiency, while Hybrid and Energi models excel in fuel economy. Maintenance is straightforward and affordable, with Ford parts readily available. Expected repair costs are also average, with no widespread, exceptionally expensive common issues for the 2020 model. Overall, the 2020 Ford Fusion is an economical vehicle to own. Its competitive initial purchase price, a range of efficient powertrain options, and reasonable maintenance and repair expenses make it a sensible choice for budget-conscious buyers, especially the fuel-sipping Hybrid versions.

2020 Ford Fusion Fuel Efficiency

Fuel Type Gasoline
Fuel Capacity 14 gallons
City Mileage 23 miles/gallon
Highway Mileage 34 miles/gallon

2020 Ford Fusion Safety Rating

NHTSA
Overall Rating
Overall Frontal Star Rating
Side Overall Star Rating
Overall Rollover Star Rating
Combined Front Seat Rating
Combined Rear Seat Rating
Overall Frontal Star Rating
Frontal Barrier Star Ratings Not Tested
Overall Side Star Rating
Side Barrier Star Ratings
Side Pole Star Rating
Combined Side Barrier And Side Pole Star Ratings Not Tested
Rollover Resistance Star Rating

2020 Ford Fusion Insurance

Insurance for a 2020 Ford Fusion is moderately priced, reflecting its status as a Sedan with strong safety ratings and
reasonable repair costs.

How Does the 2020 Ford Fusion Compare to Other Sedan?

When stacking the 2020 Ford Fusion against key rivals like the Honda Accord, Toyota Camry, Mazda6, Hyundai Sonata, and Kia Optima, a nuanced picture emerges.

Performance: The Fusion stands out with its available all-wheel drive and the powerful 325-hp 2.7L EcoBoost V6 in the Sport trim, offering a more engaging and confident driving experience than many FWD-only competitors. The Accord and Camry offer strong V6 or turbo-four options, providing good acceleration but lack AWD. The Mazda6 is celebrated for its precise handling and premium feel, while the Sonata and Optima offer competent performance.

Features: The Fusion's standard Ford Co-Pilot360™ safety suite across all trims is a major advantage. Its SYNC 3 infotainment system is user-friendly, supporting Apple CarPlay and Android Auto. Rivals like the Accord (Honda Sensing) and Camry (Toyota Safety Sense) also offer comprehensive standard safety features. Hyundai and Kia excel with impressive tech and long warranties, while the Mazda6 boasts a more upscale interior.

Reliability: Fusion reliability is generally average to above-average, with Hybrid models often being quite robust. However, it doesn't quite match the segment-leading reliability reputation of the Toyota Camry or Honda Accord. The Mazda6 also enjoys strong reliability. Hyundai and Kia have significantly improved their reliability, backed by excellent warranties.

Price: The Fusion was competitively priced new and often presents strong value on the used market, sometimes undercutting Japanese rivals for similar features, especially considering it's a discontinued model. Accord and Camry typically command higher resale values, while Sonata and Optima often offer more features for the money initially.

Recommendation: If all-wheel drive, a genuinely sporty V6 engine (Fusion Sport), or a comprehensive standard safety package are top priorities, the 2020 Ford Fusion is a compelling choice. Its Hybrid and Energi variants are also excellent for fuel economy. However, for absolute top-tier reliability and potentially higher resale value, the Toyota Camry or Honda Accord remain strong alternatives. For a more premium driving feel with FWD, consider the Mazda6. For excellent warranty coverage and value-packed features, the Hyundai Sonata or Kia Optima are strong contenders. The Fusion offers a balanced blend of style, available performance, and safety, making it a very good used purchase.

Final Verdict: Is the 2020 Ford Fusion a Good Sedan?

The 2020 Ford Fusion is an ideal choice for buyers seeking a well-rounded mid-size sedan that combines stylish design, comfortable spaciousness, and modern safety technology. It particularly appeals to those desiring available all-wheel drive for diverse weather conditions, or the exceptional fuel economy offered by its Hybrid and Energi (PHEV) powertrains. Performance enthusiasts will find the Fusion Sport's 325-hp V6 and AWD highly engaging.

Yes, the 2020 Ford Fusion is generally worth buying, especially as a used vehicle. As the final model year for North America, it benefits from years of refinement, offering a mature and reliable package at an attractive price point due to natural depreciation. For optimal value and features, the SE or SEL trims are sweet spots. The Sport trim is highly recommended for those prioritizing performance. For maximum efficiency, the Hybrid or Energi models excel. Ensure a comprehensive service history is available, especially for the 1.5L EcoBoost engine, and verify all recalls have been addressed. Under these conditions, the Fusion offers a compelling blend of style, practicality, and safety.

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Eugene S

Eugene is an automotive enthusiast with over 15 years of experience in the used car market. As a writer at VINCheck.info, he brings deep industry insight and a passion for cars, helping readers make smart, informed decisions. Eugene has written hundreds of used car reviews and is known for breaking down complex automotive topics into clear, actionable advice. Over the years, he has driven and worked on a wide range of vehicles—starting with tuning street cars in his early days and eventually focusing on performance upgrades and reliability improvements. Today, he specializes in evaluating used vehicles through the lens of real-world ownership and enthusiast needs. A longtime fan of Porsche, Eugene especially appreciates vehicles that blend durability with driving enjoyment.