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2004 Lincoln Navigator Overview, Reviews, Ratings & Specs

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Drew B | March 31, 2025
The 2004 Lincoln Navigator is a full-size luxury SUV, part of the second generation (2003-2006). It offers a spacious cabin, powerful V8 engine, and opulent features. Key trims included the base model and the Ultimate trim. Originally priced in the $50,000 range, used models now range from around $4,000 to $12,000 depending on condition and mileage. It stood out for its imposing size, comfortable ride, and status symbol appeal as a luxurious American SUV.
The Good

The 2004 Navigator offers a smooth, powerful ride thanks to its V8 engine, appealing to those seeking performance. The spacious, luxurious interior provides ample comfort for passengers. While fuel efficiency isn't a strong point, its current affordability makes it a value proposition for buyers needing a large, capable SUV on a budget. Its bold design still turns heads.

The Bad

The 2004 Navigator's weaknesses include poor fuel economy and potentially high maintenance costs due to its age and complexity. Watch out for air suspension issues, transmission problems, and rust, especially in areas with harsh winters. Electrical problems are also commonly reported. Thorough inspection before purchase is crucial.

2004 Lincoln Navigator: Quick Overview

  • Engine Options:
    • 5.4L Triton V8 (standard)
  • Horsepower:
    • 300 hp
  • Fuel Economy (EPA Estimated):
    • 13 mpg city / 18 mpg highway (2WD)
    • 12 mpg city / 17 mpg highway (4WD)
  • 0-60 mph Time:
    • Around 8.5 seconds
  • Towing Capacity:
    • Up to 8,600 lbs (depending on configuration)
  • Trim-Level Features (Base):
    • Leather upholstery
    • Power-adjustable front seats
    • Automatic climate control
    • Premium audio system
    • Power-folding third-row seats
    • Rear parking sensors
    • 17-inch alloy wheels
  • Trim-Level Features (Ultimate - adds to Base):
    • Heated and cooled front seats
    • Navigation system
    • Rear-seat entertainment system (DVD player)
    • Upgraded leather
    • Chrome exterior trim
    • Sunroof
    • Available power running boards

2004 Lincoln Navigator Specifications

Vehicle Information
Year 2004
Make Lincoln
Model Navigator
Trim -
Style 2WD
Type Limousine
Category Standard Sport Utility Vehicle
Manufacturing Details
Made In United States
Manufacturing City WAYNE
Dimensions
Doors 4-Door
Curb Weight 6041 pounds
Gross Vehicle Weight Rating 7450 pounds
Overall Height -
Overall Length -
Overall Width -
Wheelbase Length -
Standard Seating -
Engine & Performance
Engine 5.4-L V-8 SOHC 24V
Engine Size 5.4L
Engine Cylinders 8
Transmission 6-Speed Automatic
Transmission Type Automatic
Transmission Speeds 6-Speed
Drivetrain Rear-Wheel Drive
Additional Features
Anti-Brake System -
Steering Type -
Pricing
Manufacturer Suggested Retail Price (MSRP) $56,140
Invoice Price $49,151
Delivery Charges $795

Vehicle History Report

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Open Lien
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Past Sale
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Market Price
Analysis

What Problems Does the 2004 Lincoln Navigator Have?

The 2004 Lincoln Navigator has several frequently reported problems. Air suspension failure is common, leading to a bouncy or uncomfortable ride and expensive repairs. Transmission issues, including slipping or rough shifting, are also noted, potentially requiring a rebuild or replacement. Electrical problems, such as malfunctioning power windows, door locks, and audio systems, are also frequently reported. Engine issues, including spark plug problems and oil leaks, are also concerns.

Rust can be a significant problem, especially in northern climates, affecting the body, frame, and undercarriage components. Premature wear of suspension components, such as ball joints and tie rod ends, is also reported. Some recalls may have been issued over the years; it is essential to check the NHTSA website with the VIN to see if any recalls apply to a specific vehicle. Given the vehicle's age, maintenance history is critical, and neglecting regular maintenance can exacerbate these issues, leading to costly repairs and reduced reliability over the long term. Check for prior accident damage as well.

How long will the 2004 Lincoln Navigator last?

With proper maintenance, a 2004 Lincoln Navigator can potentially reach 200,000 miles or more. However, achieving this lifespan depends heavily on consistent servicing and preventative maintenance. Expect significant repairs to be necessary as mileage increases. Weaknesses over time include rust, particularly in colder climates, air suspension failure, and potential transmission issues. The key to long-term durability lies in addressing problems promptly and sticking to a rigorous maintenance schedule, including regular fluid changes and inspections. Neglecting these areas will significantly shorten the vehicle’s lifespan and increase ownership costs.

What Technology & Safety Features are Included?

The 2004 Lincoln Navigator featured a decent array of technology for its time. Standard features included a premium audio system (often Alpine), automatic climate control, and power-adjustable seats. Upper trims like the Ultimate offered a navigation system, a rear-seat DVD entertainment system, and heated/cooled front seats.

Driver-assistance features were limited compared to modern vehicles, but rear parking sensors were standard. Safety features included anti-lock brakes (ABS), traction control, and front and side airbags. Optional features included power-folding running boards.

Crash test ratings from the NHTSA (National Highway Traffic Safety Administration) typically showed decent results for frontal impacts but could be less impressive in side-impact tests. It's important to note that safety standards have evolved significantly since 2004, so while it had acceptable safety features for its time, it wouldn't meet today's standards. The navigation system, while available, was basic compared to modern systems, and the DVD entertainment system only supported DVDs.

What Colors Options are Available?

Exterior Colors
Black Clearcoat
Silver Birch Clearcoat Metallic
Light Stone Clearcoat Metallic
Dark Blue Pearl Clearcoat Metallic
Redfire Clearcoat Metallic
Arizona Beige Clearcoat Metallic
Dark Shadow Grey Clearcoat Metallic
Interior Colors
Medium Parchment
Black

2004 Lincoln Navigator Prices and Market Value

The 2004 Lincoln Navigator had a starting MSRP in the low $50,000s when new. Current used market prices range from approximately $4,000 to $12,000, depending on condition, mileage, and location. The Navigator has experienced significant depreciation due to its age, fuel economy, and potential maintenance costs. Factors affecting resale value include overall condition, a clean title, low mileage, and a documented maintenance history. Models with higher trim levels and desirable options like the rear-seat entertainment system may command slightly higher prices, but the primary driver of value is condition.

2004 Lincoln Navigator Cost of Ownership

The 2004 Lincoln Navigator is not economical to own. Insurance costs can be moderate, but fuel costs are high due to poor fuel economy. Maintenance and repair costs can be significant, especially as the vehicle ages. Parts may be more expensive than those for mainstream vehicles, and repairs can be complex. Long-term ownership costs are above average due to the combination of fuel consumption, potential repairs, and the age-related decline in reliability. Budgeting for potential repairs is crucial.

2004 Lincoln Navigator Fuel Efficiency

Fuel Type Gasoline
Fuel Capacity 28 gallons
City Mileage -
Highway Mileage -

2004 Lincoln Navigator Safety Rating

NHTSA
Side Driver Rating
Frontal Passenger Rating
Rollover Rating
Side Rear Passenger Rating
Frontal Driver Rating
Side Driver Rating
Frontal Passenger Rating
Rollover Rating
Side Rear Passenger Rating
Frontal Driver Rating
IIHS
Roof Strength Test Results Not Tested
Rear Crash Protection/Head Restraint Ratings Not Tested
Moderate Overlap Front Test Results Not Tested
Side Impact Test Results Not Tested
Roof Strength Test Results Not Tested
Rear Crash Protection/Head Restraint Ratings Not Tested
Moderate Overlap Front Test Results Not Tested
Side Impact Test Results Not Tested

2004 Lincoln Navigator Warranty

Basic
Original warranty 0 months / No data
Estimated remaining Expired
Powertrain
Original warranty 0 months / No data
Estimated remaining Expired
Rust
Original warranty 0 months / No data
Estimated remaining Expired

2004 Lincoln Navigator Insurance

Insurance for a 2004 Lincoln Navigator is moderately priced, reflecting its status as a Limousine with strong safety ratings and
reasonable repair costs.

How Does the 2004 Lincoln Navigator Compare to Other Limousine?

The 2004 Lincoln Navigator competed with SUVs like the Cadillac Escalade, Lexus LX 470, and Infiniti QX56. The Navigator offered comparable performance to the Escalade, but the Escalade often had a flashier image. The Lexus LX 470 was known for superior reliability, though it might lack some of the Navigator's features. The Infiniti QX56 was another strong competitor, offering a similar blend of luxury and performance.

Compared to its rivals, the Navigator's reliability is generally considered lower than the Lexus but comparable to the Cadillac and Infiniti. Its price point in the used market is often lower than the Lexus but similar to the Cadillac and Infiniti.

Alternatives to the 2004 Navigator include a newer, more fuel-efficient SUV or a crossover with better reliability ratings. If reliability is a top priority, a used Lexus LX 470 (though more expensive) would be a better choice. If you need a large SUV with similar features but potentially lower maintenance costs, consider a newer Chevrolet Tahoe or GMC Yukon, understanding you lose some of the luxury features. Ultimately, the Navigator's appeal lies in its low price and the availability of luxury features for that price.

Ranks #3 Limousine

Final Verdict: Is the 2004 Lincoln Navigator a Good Limousine?

The 2004 Lincoln Navigator is ideal for budget-conscious buyers who need a large SUV and are willing to accept potential maintenance challenges. It's worth buying *only* if it's been meticulously maintained, thoroughly inspected by a mechanic, and priced accordingly. Avoid models with known issues like air suspension problems or rust. The Ultimate trim offers more features but may also come with added maintenance complexities. A comprehensive pre-purchase inspection is *essential*. This vehicle is not recommended for those seeking a reliable, low-maintenance daily driver; it's more suitable as a project car or occasional-use vehicle for someone comfortable with potential repairs and upkeep. Don't overpay; factor in potential repair costs when negotiating.

2004 Lincoln Navigator Owner Reviews

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Drew B

Drew is a seasoned automotive expert and contributor to VinCheck.info. With nearly 15 years of experience as a former Porsche technician, he brings a wealth of hands-on knowledge to his writing. Born in North Carolina, a region renowned for its deep-rooted NASCAR culture, Drew developed a passion for cars early in life, often building and working on vehicles from a young age. At VINCheck, Drew leverages his extensive technical background to provide in-depth analyses of various vehicles. His articles often focus on engine performance, reliability, and maintenance insights, offering readers practical information grounded in real-world experience. Some of his notable contributions include reviews on the Mazda CX-5's longevity and detailed examinations of engine options for models like the 2011 Toyota Camry and Tacoma