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2020 Volvo XC40 Overview, Reviews, Ratings & Specs

Rating: 4.86
Based on 50 Owner Reviews â–¶
Simon A | March 31, 2025
The 2020 Volvo XC40 is a compact luxury SUV that debuted as part of Volvo's push into smaller, more youthful segments. Its distinctive Scandinavian design, characterized by clean lines and a boxy silhouette, sets it apart. Key trims include Momentum, R-Design, and Inscription. Pricing ranged from approximately $36,000 to $45,000 when new. It's popular for its stylish looks, comfortable interior, and abundance of safety features.
The Good

The 2020 Volvo XC40 offers a blend of performance and comfort, with a turbocharged engine providing adequate power. Its stylish Scandinavian design appeals to emotional buyers, while its comfortable interior, advanced safety features, and reasonable fuel efficiency cater to practical needs. While not the most reliable, it is a generally safe and enjoyable vehicle.

The Bad

Potential weaknesses of the 2020 Volvo XC40 include a somewhat stiff ride on certain road surfaces. Some owners have reported issues with the infotainment system, particularly its responsiveness. The rear cargo area is smaller than some competitors. Reliability has been a concern for some owners, so checking maintenance records is key.

2020 Volvo XC40: Quick Overview

  • Engine Options: The 2020 XC40 primarily features two versions of a 2.0-liter turbocharged four-cylinder engine. The T4 is a front-wheel-drive configuration, while the T5 is an all-wheel-drive configuration.
  • Horsepower:
    • T4: Approximately 187 horsepower
    • T5: Approximately 248 horsepower
  • Fuel Economy (T5 AWD): Approximately 23 mpg city / 31 mpg highway (EPA estimates may vary).
  • 0-60 Times (T5 AWD): Approximately 6.1-6.3 seconds. The T4 is slightly slower.
  • Towing Capacity: The 2020 XC40 has a towing capacity of around 3,500 pounds when properly equipped.
  • Trim-Level Features:
    • Momentum: Standard features include a 9-inch touchscreen infotainment system, Apple CarPlay and Android Auto compatibility, a rearview camera, lane keeping assist, and automatic emergency braking.
    • R-Design: Adds a sportier appearance with unique exterior styling, sport seats, a sport steering wheel, and a stiffer suspension.
    • Inscription: Focuses on luxury with features such as leather upholstery, wood trim, a panoramic sunroof, and upgraded interior accents.
  • Optional Features: Available options across the trims include a premium sound system (Harman Kardon), a 360-degree surround-view camera, adaptive cruise control, blind-spot monitoring, and park assist.

2020 Volvo XC40 Specifications

Vehicle Information
Year 2020
Make Volvo
Model XC40
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Vehicle History Report

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Analysis

What Problems Does the 2020 Volvo XC40 Have?

Frequently reported problems for the 2020 Volvo XC40 often revolve around the infotainment system. Owners have cited issues with responsiveness, system freezes, and connectivity problems with Apple CarPlay and Android Auto. Some electrical glitches, such as sensor malfunctions or issues with the automatic braking system, have also been reported, though less frequently.

Recalls for the 2020 XC40 have been issued for various reasons, including potential issues with the braking system, airbag deployment, and fuel delivery. It's essential to check the vehicle's VIN against the NHTSA database to ensure all applicable recalls have been addressed.

Long-term reliability is a moderate concern. While Volvo has a reputation for safety, the XC40, being a relatively new model, has shown some instances of premature wear on certain components. Turbocharger issues and some transmission hesitation have been noted by a small percentage of owners. Scheduled maintenance is crucial to mitigating these risks. Early model years might be more susceptible to these initial design and manufacturing quirks.

How long will the 2020 Volvo XC40 last?

With good maintenance, a 2020 Volvo XC40 can realistically provide 150,000 to 200,000 miles or 10-12 years of service. Regular oil changes, timely replacement of wear items (brakes, tires), and addressing any electronic issues promptly are crucial. Long-term durability hinges on proper care; neglecting maintenance can lead to premature component failure. Potential weaknesses include continued infotainment glitches and potential turbocharger or transmission issues as mileage increases, especially if servicing is overlooked.
Positive Owner Reviews
Richard C
A great car. It checked most of the boxes that I had when looking for cars at the time. I ponied up for the Polestar software upgrade and wow did that make a difference. A few reviews had said that the car was underpowered. Not any more. There are some great details and some strange ones too, but overall it's one of my favorite vehicles. Like any car these days, there are a few niggling things that Vovo can't seem to fix. The hood doesn't seem to fit correctly no matter what Vovo did. It "bangs" when you lean against it (cleaning the windscreen, etc) and when the car is jolted (potholes, etc). No amount of work seems to properly address the issue. It's 2.5 years and I've been through a set (2) batteries (main and stop/start). It is now giving me the feeling that the main battery is failing again. The stop/start has not worked consistently since I got the car. Vovo tells me I don't drive it enough to keep the battery charged. Well, I do 5 to 6K a year and if that's not enough they should say so up front. Seems to me that there is something up (or down) with the charging system. Again, I'm impressed.
Josef A. Serrano
I just purchased this car, very beautiful and it performs well. Confortable, quiet, reliable, seats up to 5 comfortably. I am very happy with it.
SFrench1
This car meets all my needs. It’s sporty plenty of room inside with all the bells and whistles. It has a great back up camera the screen size is awesome.
Negative Owner Reviews
ST
My wife owns the Inscription. I drive a 2020 Ram 1500 Limited but with high gas prices been having fun with our X40. I've owned a 2006 XC90 V8 back in the day (great SUV) extremely well built and SOLID. Also, we've owned a couple of Cross Country wagons in the early 2000s. There is CLEARLY a quality decline with the newer Volvo's. Maybe it's b/c they're owned by China (Geely) or maybe because people are interested in technology only and quality isnt a priority with most Volvo buyers anymore. The XC40 is a fun car with touch screens, cool LED interior, and exterior lights. It's feature-rich but the build quality is POOR. Most people wouldnt notice the short cuts and cheap material and workmanship but a car person quickly notices Volvo/Geely are not building old school high-quality Volvo's that are built to last anymore. You will see very few of these newer XC40, XC90's with high miles on the road in 15 plus years. I love cruising around in our XC40 Inscription. It's a super cool design and looks like a piece of art. But it only has 15,000 miles and I guaruntee you it wont hit the 200,000 miles like our 2006 XC90.

What Technology & Safety Features are Included?

The 2020 Volvo XC40 boasts a strong suite of built-in tech, entertainment, driver-assistance, and safety features.

Tech and Entertainment: A standard 9-inch Sensus touchscreen infotainment system integrates navigation, audio controls, climate settings, and vehicle functions. It includes Apple CarPlay and Android Auto compatibility. Higher trims offer a Harman Kardon premium sound system.

Driver-Assistance: Standard driver-assistance features include lane keeping assist, automatic emergency braking with pedestrian and cyclist detection, and road sign information. Optional features include adaptive cruise control, blind-spot monitoring with cross-traffic alert, park assist, and a 360-degree surround-view camera.

Safety: Volvo is renowned for its safety, and the XC40 is no exception. It features a high-strength steel safety cage and numerous airbags. The City Safety system can detect and automatically brake for pedestrians, cyclists, and large animals.

Crash-Test Ratings: The 2020 Volvo XC40 generally receives excellent crash-test ratings from both the NHTSA (National Highway Traffic Safety Administration) and the IIHS (Insurance Institute for Highway Safety). The IIHS often awards it a "Top Safety Pick" designation. These ratings are, however, dependent on specific model configurations and testing criteria, so always verify the specific ratings for the model you're considering.

What Colors Options are Available?

Exterior Colors
Crystal White Metallic
Onyx Black Metallic
Denim Blue Metallic
Bursting Blue Metallic
Fusion Red Metallic
Thunder Grey Metallic
Glacier Silver Metallic
Pine Grey Metallic
Oxide Red Metallic
Pebble Grey Metallic
Sage Green Metallic
Interior Colors
R-Design Nubuck Textile/Nappa Leather Charcoal
Momentum Textile/Leatherette Charcoal
Momentum Textile/Leatherette Blond
Inscription Leather Charcoal
Inscription Leather Blond
R-Design Leather/Nubuck Charcoal Connect Suede Textile
Leather Charcoal
Leather Blond
City Weave Textile/Leatherette

2020 Volvo XC40 Prices and Market Value

The 2020 Volvo XC40 had a starting MSRP of around $36,000 when new, with higher trims reaching upwards of $45,000. Current used market prices typically range from $22,000 to $35,000, depending on mileage, condition, and trim. Depreciation is moderate for a luxury SUV. Factors affecting resale value include mileage, condition, maintenance history, trim level (R-Design and Inscription tend to hold value better), and the presence of desirable options like the premium sound system and advanced driver-assistance features. Lower mileage and a clean title significantly increase resale value.

2020 Volvo XC40 Cost of Ownership

Insurance costs for the 2020 Volvo XC40 are typically moderate for its class. Fuel costs are reasonable, especially with the T4 engine. Maintenance can be slightly higher than average due to it being a luxury vehicle with some specialized parts. Repairs can also be more expensive than non-luxury brands. Long-term ownership costs are moderately expensive, primarily due to potential repair expenses and the cost of premium fuel recommended for optimal performance.

2020 Volvo XC40 Fuel Efficiency

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2020 Volvo XC40 Safety Rating

NHTSA
Overall Rating
Overall Frontal Star Rating
Side Overall Star Rating
Overall Rollover Star Rating
Combined Front Seat Rating
Combined Rear Seat Rating
Overall Frontal Star Rating
Frontal Barrier Star Ratings Not Tested
Overall Side Star Rating
Side Barrier Star Ratings
Side Pole Star Rating
Combined Side Barrier And Side Pole Star Ratings Not Tested
Rollover Resistance Star Rating

2020 Volvo XC40 Recalls & Defects

Forward Collision Avoidance:software:pedestrian/Cyclist/Object/obstacle/ Recognition
Recall date 2020-03-12
Recall no. 20v144000
Source NHTSA
Summary Volvo Cars USA LLC (Volvo Cars) IS Recalling Certain 2019-2020 S60, V60, V60 Cross Country, S90l, V90, V90 Cross Country, Xc40, Xc60, and Xc90 Vehicles. DUE TO A Software/Hardware Incompatibility, THE Automatic Emergency Brake (Aeb) System MAY NOT Detect Obstacles and Engage AS Intended.
Consequence IF THE Automatic Emergency Braking System Does NOT Engage AS Intended, IT CAN Increase THE Risk OF A Crash.
Remedy Volvo Will Notify Owners, and Dealers Will Update THE Active Safety Domain Master (Asdm) Software, Free OF Charge. THE Recall Began April 9, 2020. Owners MAY Contact Volvo Customer Service AT 1-800-458-1552. Volvo's Number FOR This Recall IS R29998.
Notes Owners MAY Also Contact THE National Highway Traffic Safety Administration Vehicle Safety Hotline AT 1-888-327-4236 (Tty 1-800-424-9153), or GO TO Www.safercar.gov.
Forward Collision Avoidance: Automatic Emergency Braking
Recall date 2020-03-12
Recall no. 20v144000
Source NHTSA
Summary Volvo Cars USA LLC (Volvo Cars) IS Recalling Certain 2019-2020 S60, V60, V60 Cross Country, S90l, V90, V90 Cross Country, Xc40, Xc60, and Xc90 Vehicles. DUE TO A Software/Hardware Incompatibility, THE Automatic Emergency Brake (Aeb) System MAY NOT Detect Obstacles and Engage AS Intended.
Consequence IF THE Automatic Emergency Braking System Does NOT Engage AS Intended, IT CAN Increase THE Risk OF A Crash.
Remedy Volvo Will Notify Owners, and Dealers Will Update THE Active Safety Domain Master (Asdm) Software, Free OF Charge. THE Recall Began April 9, 2020. Owners MAY Contact Volvo Customer Service AT 1-800-458-1552. Volvo's Number FOR This Recall IS R29998.
Notes Owners MAY Also Contact THE National Highway Traffic Safety Administration Vehicle Safety Hotline AT 1-888-327-4236 (Tty 1-800-424-9153), or GO TO Www.safercar.gov.

2020 Volvo XC40 Insurance

Insurance for a 2020 Volvo XC40 is moderately priced, reflecting its status as a Vehicle with strong safety ratings and
reasonable repair costs.

How Does the 2020 Volvo XC40 Compare to Other Vehicle?

The 2020 Volvo XC40 competes with the BMW X1, Audi Q3, Mercedes-Benz GLA, and Lexus UX. In terms of performance, the XC40 offers adequate power but isn't as sporty as the BMW X1. Features are comparable across the board, with the XC40 shining in standard safety tech. Reliability is where the XC40 lags somewhat behind the Lexus UX and BMW X1, which generally have better track records. Price-wise, the XC40 is competitive.

Alternatives to consider include:
  • BMW X1: More engaging driving dynamics but potentially higher maintenance costs.
  • Audi Q3: Stylish interior and refined driving experience, but potentially pricier.
  • Lexus UX: Excellent reliability and fuel economy but less powerful engine.
  • Mercedes-Benz GLA: Luxurious interior and advanced technology, but can be expensive with options.
Depending on priorities (performance, reliability, features, or price), buyers may find a better fit with one of these alternatives. The Lexus UX stands out for reliability, while the BMW X1 offers superior driving enjoyment.

Ranks #1276 SUV

1 2023 Toyota 4Runner (5.0★)
2 2023 Honda CR-V Hybrid (5.0★)
3 2023 Lexus GX (0.0★)
4 2024 Mazda CX-90 PHEV (0.0★)
5 2024 Subaru Crosstrek (5.0★)
6 2024 BMW iX (0.0★)
7 2023 Ford Bronco Sport (3.0★)
8 2023 Mercedes-Benz EQB (0.0★)
9 2024 Chevrolet Trax (5.0★)
10 2023 Audi A4 allroad (0.0★)
11 2023 Hyundai Kona N (0.0★)
12 2023 Nissan ARIYA (5.0★)
1276 2020 Volvo XC40 (5.0★)

Final Verdict: Is the 2020 Volvo XC40 a Good Vehicle?

The 2020 Volvo XC40 is ideal for individuals or small families seeking a stylish and safe compact luxury SUV. It's a good choice for urban dwellers who appreciate its manageable size and available all-wheel drive. Whether it's worth buying depends on individual priorities. If reliability is paramount, other options might be better. A used 2020 XC40 can be a good value, especially if it has a well-documented maintenance history and addresses any outstanding recalls. The R-Design trim offers a sportier aesthetic, while the Inscription trim provides a more luxurious experience. Thoroughly inspect any used XC40 and consider a pre-purchase inspection by a trusted mechanic.

2020 Volvo XC40 Owner Reviews

4.86
Consumer Rating, Based on 50 Consumer Reviews
Overall rating
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Ben on December 8, 2022

Nice car.

Very comfortable and easy getting around town after trading my big xxx Mercedes. Display and interaction very easily followed. First Volvo was 1969 that lasted 20 years. Glad to be back in a Volvo.

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Richard C on July 12, 2022

One of my favorites

A great car. It checked most of the boxes that I had when looking for cars at the time. I ponied up for the Polestar software upgrade and wow did that make a difference. A few reviews had said that the car was underpowered. Not any more. There are some great details and some strange ones too, but overall it's one of my favorite vehicles. Like any car these days, there are a few niggling things that Vovo can't seem to fix. The hood doesn't seem to fit correctly no matter what Vovo did. It "bangs" when you lean against it (cleaning the windscreen, etc) and when the car is jolted (potholes, etc). No amount of work seems to properly address the issue. It's 2.5 years and I've been through a set (2) batteries (main and stop/start). It is now giving me the feeling that the main battery is failing again. The stop/start has not worked consistently since I got the car. Vovo tells me I don't drive it enough to keep the battery charged. Well, I do 5 to 6K a year and if that's not enough they should say so up front. Seems to me that there is something up (or down) with the charging system. Again, I'm impressed.

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ST on March 21, 2022

Super Cool BUT the build quality is poor

My wife owns the Inscription. I drive a 2020 Ram 1500 Limited but with high gas prices been having fun with our X40. I've owned a 2006 XC90 V8 back in the day (great SUV) extremely well built and SOLID. Also, we've owned a couple of Cross Country wagons in the early 2000s. There is CLEARLY a quality decline with the newer Volvo's. Maybe it's b/c they're owned by China (Geely) or maybe because people are interested in technology only and quality isnt a priority with most Volvo buyers anymore. The XC40 is a fun car with touch screens, cool LED interior, and exterior lights. It's feature-rich but the build quality is POOR. Most people wouldnt notice the short cuts and cheap material and workmanship but a car person quickly notices Volvo/Geely are not building old school high-quality Volvo's that are built to last anymore. You will see very few of these newer XC40, XC90's with high miles on the road in 15 plus years. I love cruising around in our XC40 Inscription. It's a super cool design and looks like a piece of art. But it only has 15,000 miles and I guaruntee you it wont hit the 200,000 miles like our 2006 XC90.

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Josef A. Serrano on March 8, 2021

Beautiful and reliable

I just purchased this car, very beautiful and it performs well. Confortable, quiet, reliable, seats up to 5 comfortably. I am very happy with it.

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SFrench1 on February 5, 2021

Most Reliable and Safe car I’ve ever owned

This car meets all my needs. It’s sporty plenty of room inside with all the bells and whistles. It has a great back up camera the screen size is awesome.

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Downsizing Volvo on January 23, 2021

xc 90 to xc 60 to xc40

I have owned the 90,60 and now the 40. It is a great car to drive. Getting over 30mph on highway and about 23 in the city. Car has all the safety features you need. I have 2 older sons and they have plenty of leg and headroom in the back. The gear shift does taken getting used to. As does the center screen. Read the manual and you should not have any problems. Front seats are very comfortable. Cargo space in the back is adequate-- got 4 suitcases in there with no problem. Car handles great on the highway. Engine is quiet and very peppy . My 2 problems with the car--

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Val on January 18, 2021

How do I end my lease after 5 months

This car drives me crazy. I hate the push button for park. Why it couldn’t be incorporated into the other drives is beyond me. The fact that the radio stays on when the engine is off Is confusing. I was told the car gets 34 mp gallon. I have not gotten more than 27. The voice control NEVER works. But the main reason I want to end my lease is because the GPS is not at all user friendly. I have had to pull over, and shut he car off In order to get back to the main screen. I use this all of the time and it is a big deal for me. It is not a Garmin system and one cannot be put in. The trunk space only fits two suitcases. I’m very unhappy with this car but these issues are specific to my needs. I do love the safety bells and whistles. Twice, the automatic braking system stopped me from hitting a dear. The styling is beautiful and I am comfortable driving it. The gps is a game changer for me.

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Steve’s volvo on December 24, 2020

Very happy!

This car is all I hoped for and a high quality small SUV. Only had it for a month so we’ll see . Very happy with this car and love driving it.

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Volvo Enthusiast on November 1, 2020

I love this car.....

Exactly what I wanted. Comfortable, reliable, great styling.....I only wish I could have driven more in this first year. I do intend to take more trips, once Covid19 is under control.

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MarksTech on October 11, 2020

A great, comfortable car.

I recently purchased the 2021 Volvo XC 40 T4 momentum with a few upgrades. I have had the car for two weeks, and it is definitely one of the most comfortable cars I’ve sat in for the money. It drives great, great fuel economy ( I’m getting 26 city and about 35 highway ) If you guys are planning on picking one up, I highly recommend getting the Harman Kardon sound system - The base Soundsystem that I own, is subpar. Not horrible, but definitely not something to brag about. In fact my amplifier overheated, and I have to take it into service to see what can be done. Other than that small negative thing, the car is perfect.

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Simon A

Simon is a contributor to VinCheck, where he provides articles and reviews on various automotive topics. His work focuses on delivering accurate and up-to-date information about used cars, helping readers make informed decisions.