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2004 BMW 5-Series Overview, Reviews, Ratings & Specs

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Eugene S | September 25, 2025
The 2004 BMW 5-Series (E60) represents the fifth generation of BMW's executive car, known for its blend of sportiness and luxury. It's a four-door sedan with model years spanning from 2003 to 2010. Key trims include the 525i, 530i, 545i, and the high-performance M5. When new, pricing ranged from around $40,000 to $70,000+. Its sharper styling, advanced technology, and engaging driving dynamics made it a popular choice in its class.
The Good

The 2004 BMW 5-Series offers a compelling blend of performance and luxury. Its responsive engines and balanced handling provide an engaging driving experience. The comfortable interior and refined design appeal to emotional buyers, while practical advantages include decent fuel efficiency for its class and a reputation (though somewhat debated) for solid engineering and resale value.

The Bad

The 2004 BMW 5-Series has known weaknesses, primarily centered around its electrical systems and some engine components. Watch out for issues with the iDrive system, sensor failures, oil leaks (especially valve cover and oil pan), and cooling system problems. Maintenance can be expensive, and some repairs require specialized knowledge.

2004 BMW 5-Series: Quick Overview

  • Engine Options:
    • 525i: 2.5L Inline-6 (M54)
    • 530i: 3.0L Inline-6 (M54)
    • 545i: 4.4L V8 (N62)
  • Horsepower:
    • 525i: 184 hp
    • 530i: 225 hp
    • 545i: 325 hp
  • Fuel Economy (EPA Estimated):
    • 525i: 20 mpg city / 29 mpg highway (may vary)
    • 530i: 19 mpg city / 28 mpg highway (may vary)
    • 545i: 16 mpg city / 24 mpg highway (may vary)
  • 0-60 Times:
    • 525i: Approximately 7.9 seconds
    • 530i: Approximately 6.8 seconds
    • 545i: Approximately 5.8 seconds
  • Towing Capacity: Not generally recommended or advertised for the 5-Series.
  • Trim Level Features:
    • 525i: Standard features include automatic climate control, power front seats, premium sound system, leatherette upholstery, and alloy wheels.
    • 530i: Adds to the 525i with features like upgraded interior trim, premium leather options, and potentially sportier suspension tuning.
    • 545i: Includes all the features of the lower trims plus a more powerful V8 engine, larger brakes, sport suspension (often), and more luxurious interior appointments, such as upgraded leather and wood trim.
  • Common Options: Sport Package (sport seats, sport suspension, upgraded wheels), Premium Package (leather upholstery, sunroof), Cold Weather Package (heated seats, headlight washers), Navigation System (iDrive), and upgraded audio systems.

2004 BMW 5-Series Specifications

Vehicle Information
Year 2004
Make BMW
Model 5-Series
Trim -
Style 6-Speed Manual
Type Sedan
Category Compact Car
Manufacturing Details
Made In Germany
Manufacturing City DINGOLFING
Dimensions
Doors 4-Door
Curb Weight 1579.86 kg
Gross Vehicle Weight Rating -
Overall Height 147.32 cm
Overall Length 484.12 cm
Overall Width 184.66 cm
Wheelbase Length 288.8 cm
Standard Seating 5
Engine & Performance
Engine 3.0-L L-6 DOHC 24V
Engine Size 3L
Engine Cylinders 6
Transmission 6-Speed Manual
Transmission Type Manual
Transmission Speeds 6-Speed
Drivetrain Rear-Wheel Drive
Additional Features
Anti-Brake System 4-Wheel ABS
Steering Type Rack & Pinion
Pricing
Manufacturer Suggested Retail Price (MSRP) $44,900 USD
Invoice Price $41,020 USD
Delivery Charges $695 USD

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Analysis

What Problems Does the 2004 BMW 5-Series Have?

The 2004 BMW 5-Series (E60) is known for several frequently reported problems. Electrical issues are common, particularly related to the iDrive system, which can experience glitches or complete failures. Sensor failures, including oxygen sensors and mass airflow sensors, are also frequent and can lead to poor engine performance. Oil leaks, especially from the valve cover gasket and oil pan gasket, are a recurring concern. Cooling system problems, such as radiator leaks and thermostat failures, can lead to overheating if not addressed promptly.

Recalls for the 2004 model year included issues related to fuel pump malfunctions and potential battery cable connection problems. Long-term reliability concerns often revolve around the complex electronic systems, which can become increasingly prone to failures as the car ages. The automatic transmission can also develop issues over time, requiring costly repairs or replacement. Models with the V8 engine (545i) may experience timing chain issues, which can be a significant expense to repair. Preventative maintenance and careful monitoring of fluid levels are crucial for mitigating these potential problems. Owners should also be aware of potential issues with the adaptive headlights (if equipped) and the sunroof mechanism.

How long will the 2004 BMW 5-Series last?

A well-maintained 2004 BMW 5-Series can easily exceed 200,000 miles or provide 15+ years of service. However, longevity heavily depends on consistent maintenance. Neglecting repairs or skipping scheduled services will significantly shorten its lifespan. Long-term durability is generally good for the engine and transmission with proper care, but the electrical systems and plastic components are known weaknesses. Expect to address issues like sensor failures, oil leaks, and cooling system problems as the car ages. Rust can also become a concern in colder climates with salted roads, particularly around the wheel wells and undercarriage.

What Technology & Safety Features are Included?

The 2004 BMW 5-Series boasted advanced technology for its time. Standard features included automatic climate control, a premium sound system, and power-adjustable seats. The centerpiece was the iDrive system, which controlled many of the vehicle's functions through a central display screen and rotary dial. While innovative, the early iDrive system could be complex and less intuitive than modern infotainment systems.

Entertainment options included a CD player and available satellite radio. Driver-assistance features were relatively limited compared to today's standards, but included features like dynamic stability control (DSC) and anti-lock brakes (ABS). Optional features included a navigation system integrated with iDrive, park distance control (parking sensors), and adaptive cruise control. Safety features comprised multiple airbags (front, side, and curtain), and a robust chassis design.

Crash-test ratings from the Insurance Institute for Highway Safety (IIHS) and the National Highway Traffic Safety Administration (NHTSA) were generally favorable for the 2004 5-Series. The IIHS gave it a "Good" rating in frontal offset crash tests, and the NHTSA awarded it four or five stars in various crash tests, depending on the specific test and seating position. These ratings indicate a strong level of occupant protection for its era. Keep in mind that safety technology has significantly advanced since 2004.

What Colors Options are Available?

Exterior Colors
Black Sapphire Metallic
Silver Gray Metallic
Titanium Silver Metallic
Orient Blue Metallic
Alpine White
Oxford Green Metallic
Deep Green Metallic
Tasman Green Metallic
Imola Red
Champagne Quartz Metallic
Interior Colors
Sand Beige
Black
Gray
Natural Brown

2004 BMW 5-Series Prices and Market Value

When new, the 2004 BMW 5-Series ranged from approximately $40,000 for a base 525i to upwards of $70,000 for a fully equipped 545i. Current used market prices vary widely based on condition, mileage, and trim level. Expect to find examples ranging from $3,000 to $10,000, with lower mileage, well-maintained examples commanding a premium. Depreciation has been significant, as expected for a luxury vehicle of this age. Factors affecting resale value include overall condition, service history, наличие desirable options (like the Sport Package or Navigation), and geographic location. Models with extensive deferred maintenance will be worth considerably less.

2004 BMW 5-Series Cost of Ownership

The 2004 BMW 5-Series is generally considered costly to own. Insurance rates are higher than average due to its luxury status and repair costs. Fuel economy is decent but requires premium gasoline. Maintenance and repair costs can be substantial, especially for DIYers who aren't familiar with BMWs. Parts can be expensive, and labor rates are often higher at specialized BMW repair shops. Long-term ownership requires a proactive approach to maintenance to prevent major issues. Expect to spend significantly more on upkeep compared to a non-luxury vehicle.

2004 BMW 5-Series Fuel Efficiency

Fuel Type Gasoline (Required)
Fuel Capacity 70.03 liters
City Mileage 8.08 km/l
Highway Mileage 12.33 km/l

2004 BMW 5-Series Safety Rating

NHTSA
Side Driver Rating
Frontal Passenger Rating
Rollover Rating
Side Rear Passenger Rating
Frontal Driver Rating
IIHS
Rear Crash Protection/Head Restraint Ratings Poor
Moderate Overlap Front Test Results Good
Side Impact Test Results Not Tested

2004 BMW 5-Series Recalls & Defects

Power Train:automatic Transmission:control Module (Tcm/Pcm/Tecm)
Recall date 2004-07-14
Recall no. 04v344000
Source NHTSA
Summary ON Certain Passenger Vehicles Equipped With 8 and 12 Cylinder Engines, THE Digital Engine Management Control (Emc) Units Were NOT Produced According TO Specifications.
Consequence AS A Result, Engine Stalling Will Occur After A Short Period OF Operation. THE Vehicle MAY NOT BE Able TO Restart. Also, A Loss OF Power Steering And, After Repeated Actuation OF THE Brake Pedal, A Loss OF Brake Power Assist Will Occur. These Conditions Could Result IN A Vehicle Crash.
Remedy Dealers Will Install A NEW Digital Engine Management Control Unit. THE Recall Began ON July 16, 2004. Owners Should Contact BMW AT 1-800-831-1117.
Notes Customers CAN Contact THE National Highway Traffic Safety Administration's Auto Safety Hotline AT 1-888-Dash-2-dot (1-888-327-4236).
Seats:front Assembly:seat Heater/Cooler
Recall date 2004-12-06
Recall no. 04v575000
Source NHTSA
Summary ON Certain Passenger Vehicles Equipped With Front Seat Heating Systems, Upon Entering and Exiting THE Vehicle, Excessive Contact With THE Side Bolster That IS Contained IN THE Seat's Backrest MAY Damage THE Heating MAT Located IN This Area. IF Such Damage Were TO Occur, With THE System Turned ON, THE Vehicle Occupant MAY Feel Excessive Heat From This Area.
Consequence IT IS Possible That THE Heating MAT IN THE Backrest's Side Bolster Could Overheat and Damage, or Melt A Small Hole IN, This Area OF THE Seat Cover. IF This Happened, IT Could Lead TO AN Occupant Being Burned.
Remedy Dealers Will Modify THE Seat Heating Circuit. THE Recall IS Expected TO Begin During December 2004. Owners Should Contact BMW AT 1-800-831-1117.
Notes Customers CAN Also Contact THE National Highway Traffic Safety Administration's Auto Safety Hotline AT 1-888-Dash-2-dot (1-888-327-4236).
Fuel System, Gasoline
Recall date 2004-06-23
Recall no. 04v303000
Source NHTSA
Summary ON Certain Passenger Vehicles Equipped With 8-Cylinder Engines, A Circular Retention Clip AT THE Quick-Release Coupling Along THE Fuel Supply Line WAS Inadvertently NOT Installed.
Consequence IN THE Event OF A Severe Frontal Crash, THE Quick-Release Coupling Could Separate Causing Fuel Leakage. Fuel Leakage, IN THE Presence OF AN Ignition Source, Could Result IN A Fire.
Remedy Dealers Will Install A Circular Retention Clip AT THE Quick-Release Coupling Along THE Fuel Supply Line. THE Recall Began ON July 5, 2004. Owners Should Contact BMW AT 1-800-831-1117.
Notes Customers CAN Also Contact THE National Highway Traffic Safety Administration Auto Safety Hotline AT 1-888-Dash-2-dot (1-888-327-4236).
Service Brakes, Hydraulic:power Assist:vacuum
Recall date 2010-10-01
Recall no. 10v446000
Source NHTSA
Summary BMW IS Recalling Certain Model Year 2004-2010 5-Series, 6-series, and Model Year 2002-2008 7-series Vehicles. A Check Valve OF THE Brake Vacuum Pump MAY Leak A Small Amount OF Lubricating Oil. Over Time This Could Result IN Contamination OF THE Brake Booster.
Consequence Power Assist Braking Performance Could BE Adversely Affected. IN Extreme Cases There Could BE A Complete Loss OF Power Assist Braking. AN Unexpected Reduction or Loss IN Power Braking Assist MAY Increase THE Risk OF A Crash.
Remedy BMW Will Notify Owners and Dealers Will Repair THE Vehicles Free OF Charge. THE Safety Recall Began ON November 24, 2010. Owners MAY Contact BMW AT 1-800-525-7417.
Notes Owners MAY Also Contact THE National Highway Traffic Safety Administration's Vehicle Safety Hotline AT 1-888-327-4236 (Tty 1-800-424-9153), or GO TO <A Href=http://Www.safercar.gov>http://www.safercar.gov</a> .
AIR Bags:frontal
Recall date 2008-08-05
Recall no. 08v384000
Source NHTSA
Summary BMW IS Recalling 200,000 MY 2006 3 Series Sport Seat, MY 2004-2006 5 Series Standard and Sport Seat, and MY 2004-2006 X3 Passenger Vehicles. Depending ON THE Manner and Frequency OF THE Front Passenger's Entry and Exit, Small Cracks Have Developed IN THE Mat. IF This Occurs, THE Front Passenger AIR Bags, With THE Exception OF THE Head Protection System, Will BE Deactivated and THE AIR BAG Warning Lamp AS Well AS THE Passenger AIR BAG "on-off" Lamp Will BE Illuminated.
Consequence IN This Situation THE Front Passenger AIR Bags Will NOT Deploy Even IF A Sufficiently Severe Accident Would Occur and Occupant Protection Provided BY THE System Would NOT BE Possible.
Remedy Dealers Will Rework THE Front Passenger Seat Sensor MAT SO That External Force Application TO THE Seat Does NOT Cause A Crack TO THE Mat. THE Recall Began ON November 6, 2008. BMW Will Also Extend THE Warranty ON These Vehicles TO 10 Years From First Registration Without ANY Mileage Limit. Owners MAY Contact BMW AT 1-800-525-7417.
Notes BMW IS Extending THE Warranty TO 10 Years From First Registration Without ANY Mileage Limit TO THE Following Vehicles:my 2006 6-Series, 3-Series (Standard Seat), MY 2004-2005 Z4, MY 2004-2006 7-series, MY 2006 X5, and MY 2004-2006 5-series (Comfort Seat).under THE Extended Warranty Program, THE Occupant Detection MAT IN A Vehicle That Experiences This Specific Issue Will BE Replaced AT NO Charge TO THE Customer.customers MAY Also Contact THE National Highway Traffic Safety Administration's Vehicle Safety Hotline AT 1-888-327-4236 (tty 1-800-424-9153), or GO TO Http://Www.safercar.gov.
Engine and Engine Cooling:cooling System:fan
Recall date 2012-08-10
Recall no. 12e029000
Source NHTSA
Summary This Recall Involves Aftermarket Parts Sold BY Valeo. Valeo IS Recalling Certain Engine Cooling Fans, Part Numbers 696121, 696273, and 696275, Used AS Service Replacement Parts FOR Model Year 2008-2011 BMW 1-Series, 2006-2011 BMW 3-series, 2000-2009 BMW 5-series, 2004-2005 BMW 6-series, and 2006-2007 BMW 7-series Vehicles. A Metal-oxide Semiconductor MAY Overheat DUE TO Insufficient Screwing OF THE Semiconductor ON THE Aluminum Heat Sink. This Primary Failure Could Cause Adjacent Components ON THE FAN Assembly Motor Circuit Board TO Overheat and Short.
Consequence This Condition Could Cause THE FAN Motor TO Become Inoperative, or Cause THE Motor Circuit Board IN THE Assembly TO Overheat, Potentially Leading TO A Fire IN THE Engine Compartment.
Remedy Valeo Will Notify Owners and Replace THE Fans Free OF Charge. THE Safety Recall Began ON August 22, 2012. This Recall IS Being Conducted BY Valeo, NOT BY Bmw. FOR Further Information, Owners MAY Contact Valeo AT 1-888-718-2536.
Notes Owners MAY Also Contact THE National Highway Traffic Safety Administration Vehicle Safety Hotline AT 1-888-327-4236 (Tty 1-800-424-9153), or GO TO Www.safercar.gov.
Electrical System:12v/24v/48v Battery:cables
Recall date 2012-03-26
Recall no. 12v126000
Source NHTSA
Summary BMW IS Recalling Certain Model Year 2004-2010 5-Series, Model Year 2004-2010 6-series, Model Year 2006-2010 M5, and Model Year 2007-2010 M6 Vehicles. THE Insulated Bulkhead Connector FOR THE Positive Battery Cable MAY Have Been Incorrectly Attached TO THE Trunk Floor Panel, Which CAN Lead TO A Loosening OF THE Bolt Connection. AS IT Loosens, AN Increase IN Electrical Resistance AT This Cable Connection IS Possible and Could Cause THE Cable Connection TO Overheat.
Consequence Overheating Could Lead TO A Fire, Even While THE Vehicle IS NOT IN Use. AS A Precaution, Owners ARE Advised TO Park Outside Until THE Remedy HAS Been Made.
Remedy BMW Will Notify Owners, and Dealers Will Inspect and Secure THE Battery Bolt Cable Connection AS Necessary, Free OF Charge. THE Safety Recall Began ON April 30, 2012. Owners MAY Contact BMW Customer Relations and Services AT 1-800-525-7417.
Notes Customers MAY Contact THE National Highway Traffic Safety Administration's Vehicle Safety Hotline AT 1-888-327-4236 (Tty: 1-800-424-9153); or GO TO Http://Www.safercar.gov.
Steering:linkages:rod:relay:connecting
Recall date 2019-08-28
Recall no. 19e058000
Source NHTSA
Summary ZF Group North America Operations (Zf) IS Recalling Certain Lemforder Steering Center Rods Sold AS Aftermarket Parts FOR 1996-2004 BMW 5-Series (E39) Vehicles. THE Steering Center Rods MAY Have AN Insufficient Ball PIN Pull Force That MAY Allow THE Rods TO Detach From THE Steering Knuckle.
Consequence IF THE Steering ROD Detaches From THE Steerable Wheel Knuckle, IT CAN Cause Sudden Loss OF Steering Control, Increasing THE Risk OF A Crash.
Remedy ZF HAS Notified THE Parts Distributors, Instructing Them TO Inform THE END Customer. ZF Will Reimburse Them FOR THE Affected Parts. THE Recall Began August 28, 2019.
Notes Owners MAY Also Contact THE National Highway Traffic Safety Administration Vehicle Safety Hotline AT 1-888-327-4236 (Tty 1-800-424-9153), or GO TO Www.safercar.gov.

2004 BMW 5-Series Warranty

Basic
Original warranty 48 months / 50,000 miles
Estimated remaining Expired
Powertrain
Original warranty 48 months / 50,000 miles
Estimated remaining Expired
Rust
Original warranty 72 months / unlimited miles
Estimated remaining Expired

2004 BMW 5-Series Insurance

Insurance for a 2004 BMW 5-Series is moderately priced, reflecting its status as a Sedan with strong safety ratings and
reasonable repair costs.

How Does the 2004 BMW 5-Series Compare to Other Sedan?

The 2004 BMW 5-Series competed against rivals like the Mercedes-Benz E-Class (W211), Audi A6 (C6), and Lexus GS. In terms of performance, the BMW offered a sportier driving experience than the Mercedes, with sharper handling and more responsive engines. The Audi A6 provided a similar level of performance with the added benefit of available quattro all-wheel drive. The Lexus GS, while not as dynamically engaging, offered superior reliability.

Features were comparable across these models, with each offering a range of luxury amenities and technology options. However, the early iDrive system in the BMW was often criticized for its complexity compared to the Mercedes' COMAND system or the Lexus' simpler interface. Reliability is where the BMW falls short compared to the Lexus GS, which consistently ranks higher in reliability surveys. The Mercedes E-Class also has its share of potential issues, though perhaps fewer than the BMW.

In terms of used prices, the 2004 5-Series is generally comparable to its rivals. If reliability is a primary concern, the Lexus GS is a better alternative. If you prefer a more comfortable ride and luxurious interior, the Mercedes-Benz E-Class might be a better fit. For those seeking a balance of performance and luxury with available all-wheel drive, the Audi A6 is a strong contender.

Final Verdict: Is the 2004 BMW 5-Series a Good Sedan?

The 2004 BMW 5-Series is ideal for enthusiasts who appreciate a sporty driving experience and are willing to accept potentially higher maintenance costs. It's worth buying *used* if you find a well-maintained example with a comprehensive service history and have a trusted mechanic familiar with BMWs. Opting for a lower-mileage 530i might be a good balance of performance and reliability compared to the more complex 545i. Thoroughly inspect any potential purchase for common issues like oil leaks, electrical problems, and cooling system concerns. If you prioritize reliability above all else, other alternatives might be more suitable. Ultimately, the decision hinges on your budget, mechanical aptitude, and tolerance for potential repairs.

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Eugene S

Eugene is an automotive enthusiast with over 15 years of experience in the used car market. As a writer at VINCheck.info, he brings deep industry insight and a passion for cars, helping readers make smart, informed decisions. Eugene has written hundreds of used car reviews and is known for breaking down complex automotive topics into clear, actionable advice. Over the years, he has driven and worked on a wide range of vehicles—starting with tuning street cars in his early days and eventually focusing on performance upgrades and reliability improvements. Today, he specializes in evaluating used vehicles through the lens of real-world ownership and enthusiast needs. A longtime fan of Porsche, Eugene especially appreciates vehicles that blend durability with driving enjoyment.