The 1995 Ford Mustang represents the second year of the "SN95" generation, a significant redesign from the Fox Body platform. Available as a stylish 2-door coupe or convertible, this era spanned from the 1994 to 2004 model years. Key trims included the V6 Base, the performance-oriented GT, and the limited-production SVT Cobra. With new prices ranging approximately from $14,500 to $27,000, its modernized styling, improved handling, and classic American V8 power made it a standout and enduringly popular pony car.
The Good
The 1995 Mustang offers an iconic design and the exhilarating rumble of a 5.0L V8 for emotional buyers. Practically, it boasts an affordable sports car experience, robust aftermarket support, and good value retention. While not class-leading in efficiency, it provides decent fuel economy for a V8, and its simple mechanics contribute to accessible maintenance and reliability.
The Bad
Known weaknesses include its somewhat cheap interior plastics and the underpowered 3.8L V6, which is notorious for head gasket failures. GT models, while fun, aren't cutting-edge performance-wise. Owners should watch out for rust in common areas, convertible top mechanism issues, and general age-related electrical gremlins typical of a car from this era.
1995 Ford Mustang: Quick Overview
- Engine Options:
- 3.8-liter "Essex" V6
- 5.0-liter "Windsor" High Output (HO) V8 (GT)
- 5.0-liter "Cobra" V8 (modified Windsor for SVT Cobra)
- Horsepower:
- V6: 145 hp @ 4000 rpm, 215 lb-ft torque @ 2500 rpm
- GT (5.0L HO V8): 215 hp @ 4200 rpm, 285 lb-ft torque @ 3400 rpm
- Cobra (5.0L V8): 240 hp @ 4800 rpm, 285 lb-ft torque @ 4000 rpm
- Fuel Economy (EPA estimated):
- V6: Approx. 18-20 MPG city / 26-28 MPG highway
- GT/Cobra V8: Approx. 15-17 MPG city / 23-25 MPG highway
- 0-60 MPH Times (approx.):
- V6: 8.5-9.5 seconds
- GT: 6.0-6.5 seconds
- Cobra: 5.8-6.2 seconds
- Towing Capacity: The 1995 Mustang is generally not rated or recommended for significant towing. Small, light trailers (under 1,000 lbs) might be possible, but it is not designed for this purpose.
- Trim-Level Features:
- Base (V6): Standard 3.8L V6 engine, 5-speed manual or optional 4-speed automatic transmission, 15-inch steel wheels with wheel covers, cloth bucket seats, AM/FM stereo, power windows, power door locks, dual airbags.
- GT (5.0L V8): Includes 5.0L HO V8 engine, sport-tuned suspension, larger front disc brakes, fog lights, rear spoiler, unique GT body styling, sport seats, 16-inch alloy wheels (17-inch optional), premium sound system options (e.g., Mach 460), air conditioning, cruise control.
- Cobra (SVT 5.0L V8): The highest performance trim, featuring the SVT-tuned 5.0L V8, unique Cobra-specific front and rear fascias, hood, side skirts, and spoiler, upgraded suspension components, larger 13-inch front disc brakes, 17-inch SVT alloy wheels, leather interior, and a more comprehensive premium sound system. It was often a limited-production model.
1995 Ford Mustang Specifications
Vehicle Information
| Year | 1995 |
| Make | Ford |
| Model | Mustang |
| Trim | - |
| Style | Coupe 5-Speed Manual |
| Type | Coupe |
| Category | Subcompact Car |
Manufacturing Details
| Made In | United States |
| Manufacturing City | DEARBORN |
Dimensions
| Doors | 2-Door |
| Curb Weight | 3124 pounds |
| Gross Vehicle Weight Rating | - |
| Overall Height | 53.00 inches |
| Overall Length | 181.50 inches |
| Overall Width | 71.80 inches |
| Wheelbase Length | 101.30 inches |
| Standard Seating | 4 |
Engine & Performance
| Engine | 3.8-L V-6 OHV 12V |
| Engine Size | 3.8L |
| Engine Cylinders | 6 |
| Transmission | 5-Speed Manual |
| Transmission Type | Manual |
| Transmission Speeds | 5-Speed |
| Drivetrain | Rear-Wheel Drive |
Additional Features
| Anti-Brake System | Non-ABS 4-Wheel ABS |
| Steering Type | Rack & Pinion |
Pricing
| Manufacturer Suggested Retail Price (MSRP) | $14,530 |
| Invoice Price | - |
| Delivery Charges | - |
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What Problems Does the 1995 Ford Mustang Have?
The 1995 Ford Mustang, like most vehicles of its age, has several frequently reported problems and long-term reliability concerns that prospective owners should be aware of. Perhaps the most infamous issue specific to the V6 models from this era (and throughout the 1990s in various Ford vehicles) is the pervasive 3.8L V6 head gasket failure. This common problem can lead to coolant leaks, overheating, and significant engine damage if not addressed, often requiring an expensive repair or engine replacement. This makes V6 models a riskier proposition unless proof of a professional head gasket replacement exists.
Beyond the V6 engine, the automatic transmission, specifically the AOD-E, can experience issues such as harsh shifting, slipping, or premature failure, especially if neglected or subjected to hard driving. Power window motors and regulators are also common failure points, leading to sluggish or inoperable windows. Convertible models often face problems with the electric top mechanism, including failed motors, sensors, or leaky hydraulic lines, making operation difficult or impossible.
Interior components, particularly the HVAC blend door actuator, are known to break, resulting in inconsistent temperature control or air direction within the cabin. Rust is another concern, especially in regions with road salt, often appearing on rocker panels, wheel arches, and chassis components. Age-related electrical gremlins are also common, affecting everything from dashboard lights to minor sensor malfunctions.
Regarding recalls, the 1995 Mustang had several, though not all were universally severe. Recalls for the SN95 generation included issues such as potential corrosion of the parking brake cable, certain headlight switch failures that could lead to fire risk, and seat belt latch concerns. Owners should always check a specific vehicle's VIN for any open recalls. Despite these issues, the 5.0L V8 in the GT and Cobra models is generally robust and reliable if properly maintained, giving those trims a better long-term reliability outlook than their V6 counterparts.
Beyond the V6 engine, the automatic transmission, specifically the AOD-E, can experience issues such as harsh shifting, slipping, or premature failure, especially if neglected or subjected to hard driving. Power window motors and regulators are also common failure points, leading to sluggish or inoperable windows. Convertible models often face problems with the electric top mechanism, including failed motors, sensors, or leaky hydraulic lines, making operation difficult or impossible.
Interior components, particularly the HVAC blend door actuator, are known to break, resulting in inconsistent temperature control or air direction within the cabin. Rust is another concern, especially in regions with road salt, often appearing on rocker panels, wheel arches, and chassis components. Age-related electrical gremlins are also common, affecting everything from dashboard lights to minor sensor malfunctions.
Regarding recalls, the 1995 Mustang had several, though not all were universally severe. Recalls for the SN95 generation included issues such as potential corrosion of the parking brake cable, certain headlight switch failures that could lead to fire risk, and seat belt latch concerns. Owners should always check a specific vehicle's VIN for any open recalls. Despite these issues, the 5.0L V8 in the GT and Cobra models is generally robust and reliable if properly maintained, giving those trims a better long-term reliability outlook than their V6 counterparts.
How long will the 1995 Ford Mustang last?
Well-maintained 1995 Ford Mustangs, particularly those with the 5.0L V8 engine, can achieve impressive longevity, often exceeding 150,000 to 200,000 miles. Many are still on the road today, a testament to their fundamental durability over 25 years later. The 5.0L "Windsor" V8 is legendary for its robustness and tolerance for various modifications.
However, the 3.8L V6 models face a significant durability weakness due to the well-documented head gasket failures; if not addressed, these can drastically shorten engine life. Over time, all models are susceptible to rust, especially in the rocker panels and around the rear wheel wells in salty climates. Interior plastics can become brittle and crack, and rubber seals and suspension bushings will degrade. Automatic transmissions might show wear, while power accessory motors (windows, convertible top) often fail. Proper, consistent maintenance is key to maximizing service life and mitigating these age-related weaknesses.
However, the 3.8L V6 models face a significant durability weakness due to the well-documented head gasket failures; if not addressed, these can drastically shorten engine life. Over time, all models are susceptible to rust, especially in the rocker panels and around the rear wheel wells in salty climates. Interior plastics can become brittle and crack, and rubber seals and suspension bushings will degrade. Automatic transmissions might show wear, while power accessory motors (windows, convertible top) often fail. Proper, consistent maintenance is key to maximizing service life and mitigating these age-related weaknesses.
What Technology & Safety Features are Included?
The 1995 Ford Mustang, being a product of the mid-nineties, features "built-in tech" that is rudimentary by today's standards. The dashboard is primarily analog, with classic gauges for speed, RPM, fuel, temperature, oil pressure, and voltage. There are no advanced digital displays or infotainment screens.
For entertainment, the standard offering was an AM/FM stereo, often with a cassette player. Optional upgrades included a single-disc CD player or a trunk-mounted CD changer. Ford's premium sound systems, such as the Mach 460 or Mach 1000, were significant upgrades for the time, providing enhanced audio quality with multiple speakers and external amplifiers.
Driver-assistance features are virtually non-existent. This era predates modern active safety systems like adaptive cruise control, lane-keeping assist, or blind-spot monitoring. Drivers had traditional manual controls for nearly all vehicle functions.
Safety features were more focused on passive restraints and basic active safety. Standard features included dual front airbags for the driver and passenger, which was a relatively modern addition for its time. Three-point seatbelts were present for front and outboard rear passengers, along with basic side-impact protection beams integrated into the doors.
Optional safety features included Anti-lock Braking System (ABS), which was available on GT and Cobra models and provided enhanced braking control in slippery conditions. Other notable optional comfort features often included leather upholstery, a power-adjustable driver's seat, cruise control, air conditioning, and full power accessories (windows, locks, mirrors), which were sometimes standard on higher trims.
Crash-test ratings from the National Highway Traffic Safety Administration (NHTSA) for the 1995 Mustang (coupe) were:
For entertainment, the standard offering was an AM/FM stereo, often with a cassette player. Optional upgrades included a single-disc CD player or a trunk-mounted CD changer. Ford's premium sound systems, such as the Mach 460 or Mach 1000, were significant upgrades for the time, providing enhanced audio quality with multiple speakers and external amplifiers.
Driver-assistance features are virtually non-existent. This era predates modern active safety systems like adaptive cruise control, lane-keeping assist, or blind-spot monitoring. Drivers had traditional manual controls for nearly all vehicle functions.
Safety features were more focused on passive restraints and basic active safety. Standard features included dual front airbags for the driver and passenger, which was a relatively modern addition for its time. Three-point seatbelts were present for front and outboard rear passengers, along with basic side-impact protection beams integrated into the doors.
Optional safety features included Anti-lock Braking System (ABS), which was available on GT and Cobra models and provided enhanced braking control in slippery conditions. Other notable optional comfort features often included leather upholstery, a power-adjustable driver's seat, cruise control, air conditioning, and full power accessories (windows, locks, mirrors), which were sometimes standard on higher trims.
Crash-test ratings from the National Highway Traffic Safety Administration (NHTSA) for the 1995 Mustang (coupe) were:
- Frontal Driver: 4 out of 5 stars
- Frontal Passenger: 4 out of 5 stars
- Side Impact Driver: 2 out of 5 stars (due to the absence of side airbags, which were not available)
- Side Impact Rear Passenger: 2 out of 5 stars
What Colors Options are Available?
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In the meantime, feel free to explore the other sections for more content.
In the meantime, feel free to explore the other sections for more content.
1995 Ford Mustang Prices and Market Value
When new in 1995, the Ford Mustang was an accessible sports car. A base V6 coupe had an MSRP around $14,500, while a GT coupe started closer to $18,500. The top-tier SVT Cobra coupe commanded prices in the $24,500 to $27,000 range, with convertible options adding a few thousand to each trim.
Today, current used market prices vary wildly based on condition, mileage, and trim. Base V6 models typically range from $2,000 to $8,000. GT models are more sought after, fetching $5,000 to $15,000+, with exceptional examples going higher. SVT Cobras, especially clean, low-mileage originals, are considered collector's items and can command $10,000 to $30,000+, with rare pristine examples exceeding that.
Depreciation insights show the initial rapid depreciation common for most vehicles. However, for well-preserved GTs and Cobras, depreciation has largely bottomed out, and their value as modern classics is now slowly appreciating. Factors affecting resale value include the overall condition (rust, interior wear), documented maintenance history, original mileage, trim level (Cobra > GT > V6), and the presence of tasteful vs. ill-advised modifications. Manual transmissions often hold better value among enthusiasts.
Today, current used market prices vary wildly based on condition, mileage, and trim. Base V6 models typically range from $2,000 to $8,000. GT models are more sought after, fetching $5,000 to $15,000+, with exceptional examples going higher. SVT Cobras, especially clean, low-mileage originals, are considered collector's items and can command $10,000 to $30,000+, with rare pristine examples exceeding that.
Depreciation insights show the initial rapid depreciation common for most vehicles. However, for well-preserved GTs and Cobras, depreciation has largely bottomed out, and their value as modern classics is now slowly appreciating. Factors affecting resale value include the overall condition (rust, interior wear), documented maintenance history, original mileage, trim level (Cobra > GT > V6), and the presence of tasteful vs. ill-advised modifications. Manual transmissions often hold better value among enthusiasts.
1995 Ford Mustang Cost of Ownership
Ownership costs for a 1995 Ford Mustang can be surprisingly reasonable, making it a relatively economical classic sports car. Insurance premiums are generally low due to its age, though GT and Cobra models might be slightly higher than base V6s. Fuel costs are moderate; the V6 is efficient, and the 5.0L V8, while thirstier, isn't exorbitant by performance car standards. Maintenance is generally affordable, with parts widely available and many tasks being DIY-friendly due to the car's simple mechanical nature. Repair costs are usually manageable, though major issues like the V6 head gasket or transmission rebuilds can be significant expenses. Long-term, if you avoid neglected examples, particularly with the problematic V6, the Mustang is quite affordable to own. Its robust aftermarket support also helps keep costs down.
1995 Ford Mustang Fuel Efficiency
Fuel Type
Gasoline
Fuel Capacity
15.40 gallons
City Mileage
19 miles/gallon
Highway Mileage
29 miles/gallon
1995 Ford Mustang Safety Rating
NHTSA
IIHS
1995 Ford Mustang Warranty
Basic
Original warranty
0 months / No data
Estimated remaining
Expired
Powertrain
Original warranty
0 months / No data
Estimated remaining
Expired
Rust
Original warranty
0 months / No data
Estimated remaining
Expired
1995 Ford Mustang Insurance
Insurance for a 1995 Ford Mustang is moderately priced, reflecting its status as a Coupe with strong safety ratings and
reasonable repair costs.
reasonable repair costs.
How Does the 1995 Ford Mustang Compare to Other Coupe?
The 1995 Ford Mustang competed in a diverse landscape, with primary rivals including the Chevrolet Camaro Z28/Pontiac Firebird Trans Am (F-body), and to a lesser extent, more technologically advanced (and expensive) Japanese sports cars like the Nissan 300ZX or Mitsubishi 3000GT, and European alternatives such as the BMW 3-Series (E36).
In terms of Performance, the Mustang GT and Cobra, with their 5.0L V8s, offered strong straight-line acceleration and an iconic exhaust note. However, the F-body rivals (e.g., Camaro Z28 with its LT1 V8) often had a slight edge in raw horsepower and torque (275 hp) and typically offered a more sophisticated suspension (short-long arm front, torque arm rear vs. Mustang's MacPherson strut front/live axle rear), resulting in superior handling dynamics out-of-the-box. The Mustang V6 was significantly outmatched by nearly all competitors, including the V6 F-body.
Regarding Features, the Mustang was a traditional American muscle car – relatively spartan interior plastics and basic creature comforts compared to its Japanese and European counterparts. While it offered good optional sound systems (Mach 460), rivals like the 300ZX boasted more luxurious interiors, advanced electronics, and even available twin-turbos or active aerodynamics in the 3000GT. The F-body models were on par with the Mustang for interior quality and available features.
Reliability of the Mustang's 5.0L V8 is generally excellent, known for its robustness. However, the 3.8L V6's infamous head gasket issues were a major weakness. F-body LT1 engines were also reliable, though the Optispark distributor was a common failure point. Japanese rivals like the 300ZX were reliable but, being more complex with turbos and advanced electronics, could incur higher repair costs as they aged.
Price was where the Mustang truly shined. It offered the most affordable V8, rear-wheel-drive sports car experience on the market. F-body cars were similarly priced and offered comparable value. The Japanese and European alternatives were significantly more expensive when new, and their higher complexity often translated to greater maintenance and repair costs in the long term.
Recommended alternatives: If superior handling and slightly more power for a similar price are desired, a 1993-1997 Chevrolet Camaro Z28 or Pontiac Firebird Trans Am is a direct and often compelling alternative. For a more refined, precise driving experience and higher build quality, a BMW 3-Series (E36) could be considered, albeit with less raw V8 power and higher maintenance costs. For those wanting a simpler, lighter, and even more raw V8 experience, an older Fox Body Mustang (1987-1993 GT/LX 5.0) is another excellent option.
In terms of Performance, the Mustang GT and Cobra, with their 5.0L V8s, offered strong straight-line acceleration and an iconic exhaust note. However, the F-body rivals (e.g., Camaro Z28 with its LT1 V8) often had a slight edge in raw horsepower and torque (275 hp) and typically offered a more sophisticated suspension (short-long arm front, torque arm rear vs. Mustang's MacPherson strut front/live axle rear), resulting in superior handling dynamics out-of-the-box. The Mustang V6 was significantly outmatched by nearly all competitors, including the V6 F-body.
Regarding Features, the Mustang was a traditional American muscle car – relatively spartan interior plastics and basic creature comforts compared to its Japanese and European counterparts. While it offered good optional sound systems (Mach 460), rivals like the 300ZX boasted more luxurious interiors, advanced electronics, and even available twin-turbos or active aerodynamics in the 3000GT. The F-body models were on par with the Mustang for interior quality and available features.
Reliability of the Mustang's 5.0L V8 is generally excellent, known for its robustness. However, the 3.8L V6's infamous head gasket issues were a major weakness. F-body LT1 engines were also reliable, though the Optispark distributor was a common failure point. Japanese rivals like the 300ZX were reliable but, being more complex with turbos and advanced electronics, could incur higher repair costs as they aged.
Price was where the Mustang truly shined. It offered the most affordable V8, rear-wheel-drive sports car experience on the market. F-body cars were similarly priced and offered comparable value. The Japanese and European alternatives were significantly more expensive when new, and their higher complexity often translated to greater maintenance and repair costs in the long term.
Recommended alternatives: If superior handling and slightly more power for a similar price are desired, a 1993-1997 Chevrolet Camaro Z28 or Pontiac Firebird Trans Am is a direct and often compelling alternative. For a more refined, precise driving experience and higher build quality, a BMW 3-Series (E36) could be considered, albeit with less raw V8 power and higher maintenance costs. For those wanting a simpler, lighter, and even more raw V8 experience, an older Fox Body Mustang (1987-1993 GT/LX 5.0) is another excellent option.
Final Verdict: Is the 1995 Ford Mustang a Good Coupe?
The 1995 Ford Mustang is ideal for enthusiasts seeking an affordable entry into classic American muscle car ownership, drivers who appreciate iconic styling, strong aftermarket support, and a relatively simple, robust platform. It's a great choice for a weekend cruiser, a first project car, or someone wanting an engaging driving experience without breaking the bank.
It is absolutely worth buying, but under specific conditions. As a used vehicle, thorough due diligence is paramount. The GT trim represents the sweet spot for most, offering a great balance of performance, value, and reliability with its 5.0L V8. The SVT Cobra is excellent for collectors or those desiring the top-tier performance of the era, though at a higher price. The V6 model is generally less recommended due to its infamous head gasket issues, unless documented proof of a professional repair exists. Always opt for a pre-purchase inspection to check for rust, engine health, and transmission condition, and ideally, choose a manual transmission for a more engaging and enthusiast-preferred experience. Avoid heavily modified or neglected examples unless you're prepared for significant restoration.
It is absolutely worth buying, but under specific conditions. As a used vehicle, thorough due diligence is paramount. The GT trim represents the sweet spot for most, offering a great balance of performance, value, and reliability with its 5.0L V8. The SVT Cobra is excellent for collectors or those desiring the top-tier performance of the era, though at a higher price. The V6 model is generally less recommended due to its infamous head gasket issues, unless documented proof of a professional repair exists. Always opt for a pre-purchase inspection to check for rust, engine health, and transmission condition, and ideally, choose a manual transmission for a more engaging and enthusiast-preferred experience. Avoid heavily modified or neglected examples unless you're prepared for significant restoration.
Jovan
Jovan specializes in interpreting vehicle records and making sense of VIN data. With over 10 years of experience in the automotive data industry, his work ensures that every report is clear, accurate, and useful for car buyers.