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2009 Ford F-550 Overview, Reviews, Ratings & Specs

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Simon A | September 26, 2025
The 2009 Ford F-550 Super Duty is a heavy-duty commercial chassis cab truck, part of the second-generation Super Duty line (2008-2010). Available primarily in XL and XLT trims, it was sold without a bed, designed for custom upfits like dump bodies or tow rigs. New prices typically ranged from $35,000 to over $50,000. It stands out for its immense payload and towing capacities, making it popular for demanding vocational applications where lesser trucks simply won't suffice. Its robust engineering ensures reliability for serious work.
The Good

The 2009 Ford F-550 offers unparalleled performance for heavy-duty tasks, boasting massive towing and payload capacities essential for practical commercial operations. Its robust construction ensures long-term reliability and value. While comfort is functional, the sheer capability and "can-do" attitude appeal emotionally to those needing an unyielding workhorse. It's a practical investment for businesses requiring maximum utility and durability.

The Bad

Key weaknesses for the 2009 Ford F-550 include its notoriously poor fuel economy, particularly with the 6.4L Power Stroke diesel, and a very stiff, utilitarian ride quality. The large turning radius can be challenging in tight spaces. Potential buyers should also watch for specific engine issues common to the 6.4L diesel, which can lead to expensive repairs.

2009 Ford F-550: Quick Overview

Here are the key specifications for the 2009 Ford F-550:

  • Engine Options: The 2009 F-550 was primarily offered with two robust engine choices. The first was a 6.8-liter Triton V10 gasoline engine, known for its strong output and durability. The second, and more popular for heavy commercial applications, was the 6.4-liter Power Stroke V8 turbo-diesel engine, which provided immense torque for demanding tasks.
  • Horsepower: For the 6.8L Triton V10, output was approximately 362 horsepower and 457 lb-ft of torque. The 6.4L Power Stroke diesel produced around 350 horsepower and a substantial 650 lb-ft of torque, critical for its heavy-duty hauling capabilities.
  • Fuel Economy: Official EPA ratings are not available for chassis cab vehicles like the F-550. However, owners typically report very poor fuel economy figures, often in the single digits (MPG) for the diesel under load, and low teens for the gasoline V10. Efficiency is not a primary design focus for this class of vehicle.
  • 0-60 MPH Times: Performance acceleration figures like 0-60 mph times are not relevant for the F-550. This vehicle is engineered for payload and towing, not speed, and its acceleration heavily depends on the upfit and load it carries.
  • Towing Capacity: The F-550's towing capacity is one of its standout features and highly variable. With a Gross Combined Weight Rating (GCWR) often exceeding 33,000 lbs, conventional bumper towing capacities could range up to approximately 16,000 lbs. For fifth-wheel or gooseneck towing, capacities could easily surpass 20,000 to 24,000 lbs, depending on the specific chassis configuration, axle ratio, and installed upfit.
  • Trim-Level Features: The F-550 was typically offered in working trims:
    • XL: This is the base "work truck" trim, featuring vinyl seating, a rubber floor for easy cleaning, manual windows and door locks (power options were sometimes available), and a basic AM/FM radio. It's designed for functionality and durability.
    • XLT: Stepping up, the XLT offered more creature comforts such as cloth upholstery, carpeting (optional), power windows, power door locks, power mirrors, a CD player, cruise control, and air conditioning. It provided a slightly more comfortable cabin for extended workdays.
    • Lariat: While less common for the F-550 chassis cab due to its commercial nature, the Lariat trim added luxury features like leather seating, power-adjustable front seats, an upgraded sound system, automatic climate control, and steering wheel-mounted controls.

2009 Ford F-550 Specifications

Vehicle Information
Year 2009
Make Ford
Model F-550
Trim -
Style Regular Cab 2WD
Type Pickup Truck
Category Medium Truck
Manufacturing Details
Made In United States
Manufacturing City JEFFERSON COUNTY
Dimensions
Doors 2-Door
Curb Weight -
Gross Vehicle Weight Rating -
Overall Height -
Overall Length -
Overall Width -
Wheelbase Length -
Standard Seating -
Engine & Performance
Engine 6.8L V10
Engine Size 6.8L
Engine Cylinders 10
Transmission Automatic
Transmission Type Automatic
Transmission Speeds -
Drivetrain Four-Wheel Drive
Additional Features
Anti-Brake System -
Steering Type -
Pricing
Manufacturer Suggested Retail Price (MSRP) -
Invoice Price -
Delivery Charges -

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What Problems Does the 2009 Ford F-550 Have?

The 2009 Ford F-550, while built for heavy duty, is known for specific long-term reliability concerns, predominantly centered around its 6.4-liter Power Stroke diesel engine. This engine, used from 2008-2010, has several frequently reported problems that potential owners should be aware of:
  • 6.4L Power Stroke Diesel Engine Issues:
    • EGR System Failures: The Exhaust Gas Recirculation (EGR) system is a significant weak point. EGR coolers are notorious for failing, which can lead to coolant loss and potentially engine damage if not addressed promptly. Clogging of the EGR valve is also common, leading to performance issues and "check engine" lights.
    • Diesel Particulate Filter (DPF) Problems: The DPF, part of the emissions system, is prone to clogging, especially with extensive idling or short-trip driving. Forced regenerations or eventual DPF replacement are costly and common.
    • Turbocharger Issues: Failures of the twin-turbocharger setup are not uncommon, often exacerbated by a clogged DPF or other exhaust system issues. Replacing turbos is a very expensive repair.
    • Fuel System Concerns: Problems with the high-pressure fuel pump (HPFP) can occur, and injector issues, while improved from earlier Power Strokes, are still a possibility at higher mileages.
    • Cooling System: The cooling system needs rigorous maintenance, as overheating can accelerate other issues.
  • Transmission Reliability: The TorqShift 5R110W automatic transmission is generally robust but can experience wear and tear under constant heavy loads, requiring diligent fluid and filter changes. Overheating during extreme towing is possible if maintenance is neglected.
  • Suspension and Steering Components: Due to the heavy nature of the F-550 and its typical use in demanding conditions, front-end components like ball joints, tie rods, and wheel bearings tend to wear out faster than in lighter vehicles. Regular inspection and replacement are often necessary to maintain proper handling and safety.
  • Recalls: Several recalls were issued for the 2009 Ford F-550. These include issues related to the steering drag link, which could separate and cause a loss of steering control (NHTSA Campaign Number 09V112000). Another recall addressed potential short circuits in the electronic throttle control leading to an engine shutdown (NHTSA Campaign Number 09V399000). Furthermore, some trucks were recalled for potential issues with the trailer brake controller. It is crucial for prospective buyers to check if all recall campaigns have been performed on any used vehicle.

How long will the 2009 Ford F-550 last?

The 2009 Ford F-550, when properly maintained, exhibits exceptional long-term durability, often serving for well over 10 to 15 years in demanding commercial applications. Many owners report these trucks exceeding 250,000 miles, with numerous examples pushing past 400,000 or even 500,000 miles, particularly with diligent service records. Its robust frame, heavy-duty axles, and generally stout transmission (the TorqShift) are built for endurance. However, long-term weaknesses primarily revolve around the 6.4L Power Stroke diesel's complex emissions system, which can incur significant repair costs over time with DPF and EGR failures. Additionally, front suspension and steering components require regular attention due to constant heavy loads, and rust can become a concern on the chassis and cab in regions exposed to road salt.

What Technology & Safety Features are Included?

The 2009 Ford F-550, being a heavy-duty commercial vehicle, prioritized utility and capability over advanced technology and luxurious features. Its built-in tech and entertainment systems were relatively basic for the era:
  • Entertainment: The base XL trim typically came with a simple AM/FM radio. Higher XLT and the rare Lariat trims offered a single-CD player, and an auxiliary audio input jack was available for connecting external devices. For the 2009 model year, Ford's early SYNC voice-activated communication and entertainment system was an optional upgrade, primarily on XLT and Lariat trims. This system provided Bluetooth connectivity for hands-free calling and music streaming, along with USB input.
  • Driver-Assistance Features: Driver-assistance technology was largely absent, as it was not common in heavy-duty trucks of this vintage. There were no features like lane-keeping assist, blind-spot monitoring, or adaptive cruise control. However, one crucial driver-assistance feature for its intended purpose was the optional factory-integrated trailer brake controller, which provided seamless and powerful braking control for attached trailers, significantly enhancing towing safety. Rear parking sensors were sometimes available but less common on the F-550 chassis cab configurations.
  • Safety Features: Standard safety equipment included dual front airbags for the driver and passenger. The F-550 was equipped with a robust four-wheel anti-lock braking system (ABS) to aid in controlled stopping, especially under heavy loads. A Tire Pressure Monitoring System (TPMS) was also standard, alerting the driver to low tire pressure. Side-impact airbags or side curtain airbags were generally not offered on the F-Series Super Duty trucks, especially the commercial chassis cab models, reflecting their utilitarian design.
  • Crash-Test Ratings: It is important to note that specialized, heavy-duty commercial chassis cab vehicles like the 2009 Ford F-550 are typically not subjected to the standardized crash tests performed by organizations such as the National Highway Traffic Safety Administration (NHTSA) or the Insurance Institute for Highway Safety (IIHS). Their size, weight, and variable upfit configurations make standard testing impractical and the results not comparable to passenger vehicles. As such, official crash-test ratings are not available for this vehicle.

What Colors Options are Available?

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2009 Ford F-550 Prices and Market Value

When new in 2009, a Ford F-550 chassis cab typically retailed from approximately $35,000 to over $50,000, depending on engine, drivetrain, and trim, before any commercial upfit was added. These upfits could often double or triple the initial investment.

Today, in the used market (2024), current prices for a 2009 F-550 are highly variable due to its commercial nature. A high-mileage chassis cab in average condition might range from $10,000 to $20,000. However, well-maintained examples with lower mileage for its class and, crucially, desirable and functional upfits (like a dump body, tow rig, or utility bed) can command prices from $25,000 to upwards of $40,000 or even higher.

Depreciation for commercial vehicles like the F-550 follows a different curve than passenger cars. While the initial drop is present, their value as a vocational tool tends to stabilize and hold strong, especially for specific applications. Factors significantly affecting resale value include the condition and history of the 6.4L Power Stroke diesel engine, comprehensive maintenance records, overall chassis integrity (minimal rust), and the type and condition of the installed commercial upfit. A functional, well-maintained upfit adds substantial value.

2009 Ford F-550 Cost of Ownership

Owning a 2009 Ford F-550 is generally a costly endeavor, reflecting its heavy-duty commercial purpose. Insurance premiums will be significantly higher than for a standard passenger vehicle, often requiring commercial policies. Fuel costs are a major expense, with the 6.4L Power Stroke diesel being notoriously inefficient, consuming large quantities of expensive diesel fuel, especially under load. Maintenance is also considerable, requiring specialized fluids, filters, and more frequent checks due to its demanding use. Repair costs can be exceptionally high, particularly for known issues with the 6.4L diesel's emissions system (EGR, DPF) or turbochargers, where parts and specialized labor run into thousands of dollars. Therefore, while it provides immense capability, the 2009 F-550 is far from economical to own and operates best as a dedicated business asset.

2009 Ford F-550 Fuel Efficiency

Fuel Type Gasoline
Fuel Capacity -
City Mileage -
Highway Mileage -

2009 Ford F-550 Warranty

Basic
Original warranty 0 months / No data
Estimated remaining Expired
Powertrain
Original warranty 0 months / No data
Estimated remaining Expired
Rust
Original warranty 0 months / No data
Estimated remaining Expired

2009 Ford F-550 Insurance

Insurance for a 2009 Ford F-550 is moderately priced, reflecting its status as a Pickup Truck with strong safety ratings and
reasonable repair costs.

How Does the 2009 Ford F-550 Compare to Other Pickup Truck?

The 2009 Ford F-550 operates in a specialized segment dominated by a few key players. Its main rival in the chassis cab market was the Ram 5500 Chassis Cab, which was also introduced around the same era (2008-2010), alongside some heavier-duty offerings from manufacturers like International.

  • Performance: In terms of raw performance, the F-550's 6.4L Power Stroke diesel offered robust torque (650 lb-ft) and horsepower (350 hp), making it highly capable for extreme towing and hauling. The Ram 5500, equipped with the Cummins 6.7L turbo-diesel, provided a formidable rival, often matching or slightly exceeding Ford's torque figures and renowned for its low-end grunt. Both were top performers in their class for their intended purpose.
  • Features: Feature-wise, these vehicles were generally utilitarian. Both Ford and Ram offered basic work truck trims (XL/ST) with vinyl seats and minimal amenities, escalating to more comfortable options (XLT/SLT) with power accessories, cloth, and basic audio. Ford had a slight edge with the optional early SYNC system on higher trims, offering basic voice command and Bluetooth connectivity, which was less common on rivals at this specific model year. Integrated trailer brake controllers were standard or widely available across both platforms.
  • Reliability: This is where the 2009 F-550 faced a significant challenge. The 6.4L Power Stroke diesel, as detailed, had known issues with its EGR, DPF, and turbochargers, leading to potentially expensive and frequent repairs. The Ram 5500 with its Cummins 6.7L diesel, while not entirely without its own emissions-related issues, generally held a stronger reputation for long-term durability and fewer catastrophic failures in this generation, making it a more reliable choice for many operators.
  • Price: New, the F-550 and Ram 5500 were competitively priced within the chassis cab segment, with final costs heavily influenced by chosen upfits. In the used market, their prices remain competitive, though a Ram 5500 with a well-regarded Cummins engine might command a slight premium due to its reliability perception.
Recommended Alternatives:
  • Ram 5500 Chassis Cab (2008-2010): For buyers concerned about the 6.4L Power Stroke's reliability, the Ram 5500 with the Cummins 6.7L diesel is often considered a better alternative, offering similar capability with a generally more robust and less problematic engine for long-term ownership.
  • Newer Generation Ford F-550 (2011+): If budget permits, opting for a 2011 or newer F-550 equipped with the redesigned 6.7L Power Stroke diesel engine offers significant improvements in reliability, power, and efficiency over the 2009 model's 6.4L, resolving many of its predecessor's critical issues.

Final Verdict: Is the 2009 Ford F-550 a Good Pickup Truck?

The 2009 Ford F-550 is an ideal vehicle for specific buyers: businesses, contractors, municipalities, and anyone requiring extreme payload and towing capabilities for vocational tasks. It is unequivocally not suited for personal use due to its size, fuel consumption, and high ownership costs.

As a used vehicle, it can be worth buying, but only under very specific conditions. Prospective buyers must prioritize models with a meticulously documented maintenance history, especially concerning the 6.4L Power Stroke diesel engine. A pre-purchase inspection by a diesel specialist is absolutely essential to assess the health of the engine, turbos, and emissions system, which are prone to expensive failures. Buyers should budget significantly for ongoing maintenance and potential major repairs. While the V10 gasoline engine is simpler, it offers less torque and even worse fuel economy. If its immense capability aligns perfectly with your business needs, and you are prepared for the potential financial demands of its notorious 6.4L diesel, a well-inspected 2009 F-550 can still be a powerful and valuable workhorse.

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Simon A

Simon is a contributor to VinCheck, where he provides articles and reviews on various automotive topics. His work focuses on delivering accurate and up-to-date information about used cars, helping readers make informed decisions.