The 2020 Ford F-550 is a heavy-duty pickup truck built for demanding work and commercial applications. As part of Ford's Super Duty line, it has a long history of robust performance and capability. The F-550 is exclusively offered as a chassis cab, allowing for customized upfitting. Key trims typically include the XL and Lariat. Pricing for a new 2020 model started around $50,000 and could significantly increase with options and body configurations. Its popularity stems from its unmatched towing and hauling prowess, making it a favorite for businesses and those needing extreme utility.
The Good
The 2020 Ford F-550 excels in raw performance and unwavering reliability, offering immense towing and hauling capabilities that inspire confidence for any task. Its robust construction provides a sense of security, while available comfort features make long workdays more bearable. It represents a sound value for businesses needing a workhorse that won't quit.
The Bad
Potential buyers should be aware of the 2020 Ford F-550's high operating costs, including fuel and maintenance. Its sheer size can make it cumbersome to maneuver in tight spaces, and the ride quality, while improved, is still firmer than lighter-duty trucks. Interior materials in base trims can feel basic.
2020 Ford F-550: Quick Overview
- Engine Options: The 2020 Ford F-550 came standard with a 6.2L V8 gasoline engine and offered an optional 6.7L Power Stroke V8 turbodiesel.
- Horsepower: The 6.2L V8 engine produced approximately 385 horsepower, while the 6.7L Power Stroke turbodiesel delivered around 330 horsepower.
- Fuel Economy: Specific EPA fuel economy ratings for the F-550 are generally not provided due to its commercial nature and variable configurations. However, expect significantly lower MPG than light-duty trucks, especially when under load. The diesel engine is generally more efficient under heavy use.
- 0-60 Times: 0-60 mph times are not a primary performance metric for the F-550 and are heavily dependent on the upfitted body, payload, and trailer weight. It is not designed for rapid acceleration.
- Towing Capacity: The F-550 boasts exceptional towing and hauling capabilities. Its Gross Combination Weight Rating (GCWR) can exceed 40,000 pounds, enabling it to tow very heavy trailers. Maximum towing capacity is typically around 30,000 pounds when properly configured, and payload capacity can exceed 10,000 pounds depending on the specific chassis and upfit.
- Trim-Level Features:
- XL: This is the base trim, focused on functionality and durability. It typically includes vinyl seating, basic instrumentation, steel wheels, and a straightforward infotainment system. It's designed as a workhorse platform.
- XLT: The XLT adds a few creature comforts and conveniences over the XL. Features might include power windows and locks, cruise control, a more advanced audio system, and possibly some appearance upgrades like chrome accents.
- Lariat: This is the most luxurious trim, offering premium features. It typically includes leather seating, a larger touchscreen infotainment system with navigation, advanced driver-assistance features, heated and ventilated front seats, and more.
2020 Ford F-550 Specifications
Vehicle Information
| Year | 2020 |
| Make | Ford |
| Model | F-550 |
| Trim | - |
| Style | Crew Cab 2WD |
| Type | Pickup Truck |
| Category | Heavy Truck |
Manufacturing Details
| Made In | United States |
| Manufacturing City | JEFFERSON COUNTY |
Dimensions
| Doors | 4-Door |
| Curb Weight | - |
| Gross Vehicle Weight Rating | - |
| Overall Height | - |
| Overall Length | - |
| Overall Width | - |
| Wheelbase Length | - |
| Standard Seating | - |
Engine & Performance
| Engine | 6.7-L V-8 OHV 16V Diesel |
| Engine Size | 6.7L |
| Engine Cylinders | 8 |
| Transmission | - |
| Transmission Type | - |
| Transmission Speeds | - |
| Drivetrain | Rear-Wheel Drive |
Additional Features
| Anti-Brake System | - |
| Steering Type | - |
Pricing
| Manufacturer Suggested Retail Price (MSRP) | - |
| Invoice Price | - |
| Delivery Charges | - |
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What Problems Does the 2020 Ford F-550 Have?
For the 2020 Ford F-550, issues are generally less about common mechanical failures and more about the inherent nature of a heavy-duty work vehicle. One area that owners sometimes report concerns about is the diesel particulate filter (DPF) system in the 6.7L Power Stroke engine. If the truck is not regularly driven at highway speeds or used for its intended purpose (towing/hauling), the DPF can become clogged, leading to performance issues and increased maintenance. This is a common characteristic of modern diesel emissions systems. Some owners have also reported occasional electronic glitches, such as infotainment system unresponsiveness or minor sensor issues, though these are not widespread. Electrical system issues, while rare, can be complex to diagnose and repair on such a highly integrated vehicle.
Recalls for the 2020 F-550 are typically related to specific components that affect a batch of vehicles. These can include issues with braking systems, steering components, or even airbag systems. It is crucial for owners to stay updated on recall notices issued by Ford and ensure any necessary repairs are performed promptly.
In terms of long-term reliability, the F-550 platform is generally considered very robust and built to withstand demanding use. The engines and transmissions are designed for heavy loads. However, like any vehicle, regular and diligent maintenance is paramount. Neglecting fluid changes, filter replacements, or proper care for the emissions system will inevitably lead to premature wear and costly repairs. Owners who use their F-550 for its intended purpose and adhere to the recommended maintenance schedule tend to experience excellent long-term durability. Issues that might arise over many years could include wear on suspension components due to heavy loads, or exhaust system issues, particularly with the DPF if not managed correctly.
Recalls for the 2020 F-550 are typically related to specific components that affect a batch of vehicles. These can include issues with braking systems, steering components, or even airbag systems. It is crucial for owners to stay updated on recall notices issued by Ford and ensure any necessary repairs are performed promptly.
In terms of long-term reliability, the F-550 platform is generally considered very robust and built to withstand demanding use. The engines and transmissions are designed for heavy loads. However, like any vehicle, regular and diligent maintenance is paramount. Neglecting fluid changes, filter replacements, or proper care for the emissions system will inevitably lead to premature wear and costly repairs. Owners who use their F-550 for its intended purpose and adhere to the recommended maintenance schedule tend to experience excellent long-term durability. Issues that might arise over many years could include wear on suspension components due to heavy loads, or exhaust system issues, particularly with the DPF if not managed correctly.
How long will the 2020 Ford F-550 last?
The 2020 Ford F-550 is a workhorse designed for longevity. With consistent, proper maintenance, owners can expect this vehicle to serve reliably for well over 200,000 miles, and many will surpass 300,000 miles. Commercial use often involves higher annual mileage than personal vehicles, with some F-550s accumulating 40,000-60,000 miles per year. The powertrain, particularly the diesel engine, is engineered for durability. Long-term weaknesses, if they arise, are often related to components subjected to extreme stress, such as suspension parts, brakes, and drivetrain components, especially if regularly operated at maximum capacity. The diesel particulate filter system requires diligent care to avoid long-term issues. However, overall, the F-550 demonstrates impressive durability when treated with respect and maintained according to its service schedule.
What Technology & Safety Features are Included?
The 2020 Ford F-550, especially in its higher trims like the Lariat, offers a suite of modern technology, driver assistance, and safety features, though its primary focus remains on functionality. Standard on most models is Ford's SYNC infotainment system, which in higher trims can be an 8-inch touchscreen with Apple CarPlay and Android Auto integration. This allows for seamless connectivity for navigation, music, and communication. Optional premium audio systems are available for enhanced sound.
Driver-assistance features provide an added layer of safety and convenience. These can include Trailer Sway Control, a crucial system for a vehicle with its towing capacity, and Hill Start Assist. Higher trims may offer more advanced options such as a rearview camera system (essential for maneuvering large vehicles), front and rear parking sensors, and even adaptive cruise control. Blind-spot monitoring, while not always standard, is a valuable optional feature given the F-550's size.
Safety is addressed through a robust structure and a comprehensive airbag system, including front airbags and available side-curtain airbags for enhanced occupant protection. Electronic Stability Control (ESC) and Anti-lock Braking System (ABS) are standard to help maintain control under various driving conditions.
It's important to note that specific safety and crash-test ratings for heavy-duty commercial vehicles like the F-550 are often evaluated differently than passenger vehicles by organizations like the NHTSA and IIHS. While Ford designs these trucks with substantial safety in mind, direct comparative crash-test scores to smaller trucks may not be readily available or as extensive. The primary safety design philosophy for the F-550 centers on its sheer size, heavy-duty frame, and advanced electronic stability systems to prevent accidents and protect occupants in challenging scenarios.
Driver-assistance features provide an added layer of safety and convenience. These can include Trailer Sway Control, a crucial system for a vehicle with its towing capacity, and Hill Start Assist. Higher trims may offer more advanced options such as a rearview camera system (essential for maneuvering large vehicles), front and rear parking sensors, and even adaptive cruise control. Blind-spot monitoring, while not always standard, is a valuable optional feature given the F-550's size.
Safety is addressed through a robust structure and a comprehensive airbag system, including front airbags and available side-curtain airbags for enhanced occupant protection. Electronic Stability Control (ESC) and Anti-lock Braking System (ABS) are standard to help maintain control under various driving conditions.
It's important to note that specific safety and crash-test ratings for heavy-duty commercial vehicles like the F-550 are often evaluated differently than passenger vehicles by organizations like the NHTSA and IIHS. While Ford designs these trucks with substantial safety in mind, direct comparative crash-test scores to smaller trucks may not be readily available or as extensive. The primary safety design philosophy for the F-550 centers on its sheer size, heavy-duty frame, and advanced electronic stability systems to prevent accidents and protect occupants in challenging scenarios.
What Colors Options are Available?
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In the meantime, feel free to explore the other sections for more content.
In the meantime, feel free to explore the other sections for more content.
2020 Ford F-550 Prices and Market Value
When new, the 2020 Ford F-550 chassis cab typically started in the $50,000 to $60,000 range for base XL models. However, with higher trims like the Lariat, optional engines, and significant upfitting for specific commercial needs, the price could easily climb to $70,000, $80,000, or even over $100,000.
Currently, the used market prices for a 2020 Ford F-550 vary widely based on mileage, condition, specific upfit (e.g., utility body, dump bed), and trim level. You might find examples ranging from $40,000 to $70,000+. These trucks generally hold their value well, especially those in good condition with lower mileage for their class and equipped for desirable commercial applications. Depreciation is slower for well-maintained work trucks compared to light-duty consumer vehicles. Key factors affecting resale value include the remaining lifespan of the tires and brakes, the condition of the chassis and powertrain, and the desirability of any specialized equipment attached.
Currently, the used market prices for a 2020 Ford F-550 vary widely based on mileage, condition, specific upfit (e.g., utility body, dump bed), and trim level. You might find examples ranging from $40,000 to $70,000+. These trucks generally hold their value well, especially those in good condition with lower mileage for their class and equipped for desirable commercial applications. Depreciation is slower for well-maintained work trucks compared to light-duty consumer vehicles. Key factors affecting resale value include the remaining lifespan of the tires and brakes, the condition of the chassis and powertrain, and the desirability of any specialized equipment attached.
2020 Ford F-550 Cost of Ownership
Owning a 2020 Ford F-550 is generally considered costly, especially when compared to smaller vehicles. Insurance premiums will be higher due to its size, capabilities, and commercial classification. Fuel costs, particularly for the gasoline V8, can be substantial, though the diesel offers better MPG for heavy use. Maintenance is critical; regular fluid changes, filter replacements, and potential DPF servicing add up. Repairs can also be expensive due to the heavy-duty components involved. This is not an economical vehicle to own for casual use; its cost is justified by its immense work capabilities.
2020 Ford F-550 Fuel Efficiency
Fuel Type
Diesel
Fuel Capacity
-
City Mileage
-
Highway Mileage
-
2020 Ford F-550 Recalls & Defects
Seats:front Assembly:recliner
Recall date
2019-08-28
Recall no.
19v633000
Source
NHTSA
Summary
Ford Motor Company (Ford) IS Recalling Certain 2018-2020 F-150 and 2019-2020 F-250, F-350, F-450, and F-550 Super Duty Pickup Trucks, and 2018-2019 Ford Explorer, 2019-2020 Expedition, and 2020 Escape Vehicles Equipped With Driver And/Or Passenger's Manual Front Seat Back Recliner Mechanisms. Also Included ARE Certain 2020 Ford Explorer and Lincoln Aviator Vehicles Equipped With Rear Outboard Seats and Manual Seat Back Recliner Mechanisms. THE Recliner Mechanisms MAY BE Missing THE Third Pawl Required FOR Seat Back Strength, Resulting IN A Loose Seat Back. AS Such, These Vehicles Fail TO Comply With THE Requirements OF Federal Motor Vehicle Safety Standard (Fmvss) Numbers 202, "head Restraints" and 207, "seating Systems."
Consequence
A Seat Back With AN Improperly Assembled Recliner Mechanism MAY Have Reduced Strength and MAY NOT Adequately Restrain AN Occupant IN A Crash, Increasing THE Risk OF Injury.
Remedy
Ford Will Notify Owners, and Ford and Lincoln Dealers Will Inspect THE Seat Structure and Replace Them, AS Necessary, Free OF Charge. THE Recall Began October 21, 2019. Owners MAY Contact Ford Customer Service AT 1-866-436-7332. Ford's Number FOR This Recall IS 19c07.
Notes
Owners MAY Also Contact THE National Highway Traffic Safety Administration Vehicle Safety Hotline AT 1-888-327-4236 (Tty 1-800-424-9153), or GO TO Www.safercar.gov.
Seats:mid/Rear Assembly
Recall date
2019-08-28
Recall no.
19v633000
Source
NHTSA
Summary
Ford Motor Company (Ford) IS Recalling Certain 2018-2020 F-150 and 2019-2020 F-250, F-350, F-450, and F-550 Super Duty Pickup Trucks, and 2018-2019 Ford Explorer, 2019-2020 Expedition, and 2020 Escape Vehicles Equipped With Driver And/Or Passenger's Manual Front Seat Back Recliner Mechanisms. Also Included ARE Certain 2020 Ford Explorer and Lincoln Aviator Vehicles Equipped With Rear Outboard Seats and Manual Seat Back Recliner Mechanisms. THE Recliner Mechanisms MAY BE Missing THE Third Pawl Required FOR Seat Back Strength, Resulting IN A Loose Seat Back. AS Such, These Vehicles Fail TO Comply With THE Requirements OF Federal Motor Vehicle Safety Standard (Fmvss) Numbers 202, "head Restraints" and 207, "seating Systems."
Consequence
A Seat Back With AN Improperly Assembled Recliner Mechanism MAY Have Reduced Strength and MAY NOT Adequately Restrain AN Occupant IN A Crash, Increasing THE Risk OF Injury.
Remedy
Ford Will Notify Owners, and Ford and Lincoln Dealers Will Inspect THE Seat Structure and Replace Them, AS Necessary, Free OF Charge. THE Recall Began October 21, 2019. Owners MAY Contact Ford Customer Service AT 1-866-436-7332. Ford's Number FOR This Recall IS 19c07.
Notes
Owners MAY Also Contact THE National Highway Traffic Safety Administration Vehicle Safety Hotline AT 1-888-327-4236 (Tty 1-800-424-9153), or GO TO Www.safercar.gov.
Power Train:driveline:driveshaft
Recall date
2020-02-21
Recall no.
20v099000
Source
NHTSA
Summary
Ford Motor Company (Ford) IS Recalling Certain 2020 F-550 and 2021 E-350 and E-450 Vehicles. THE Rear Axle Differential Fluid MAY BE Below THE Minimum Level, Possibly Resulting IN A Failure OF THE Rear Axle Assembly and Driveshaft Separation.
Consequence
IF THE Driveshaft Separates, There MAY BE A Loss OF Drive, Increasing THE Risk OF Crash. Additionally, IF THE Parking Brake IS NOT Applied, Unintended Vehicle Movement CAN Occur and Increase THE Risk OF Injury or Crash.
Remedy
Ford Will Notify Owners, and Dealers Will Inspect THE Rear Axle Differential Fluid Level and Adjust IT, or Replace THE Rear Axle AS Necessary, Free OF Charge. THE Recall Began March 19, 2020. Owners MAY Contact Ford Customer Service AT 1-866-436-7332. Ford's Number FOR This Recall IS 20s09.
Notes
Owners MAY Also Contact THE National Highway Traffic Safety Administration Vehicle Safety Hotline AT 1-888-327-4236 (Tty 1-800-424-9153), or GO TO Www.safercar.gov.
Power Train:driveline:differential Unit
Recall date
2020-02-21
Recall no.
20v099000
Source
NHTSA
Summary
Ford Motor Company (Ford) IS Recalling Certain 2020 F-550 and 2021 E-350 and E-450 Vehicles. THE Rear Axle Differential Fluid MAY BE Below THE Minimum Level, Possibly Resulting IN A Failure OF THE Rear Axle Assembly and Driveshaft Separation.
Consequence
IF THE Driveshaft Separates, There MAY BE A Loss OF Drive, Increasing THE Risk OF Crash. Additionally, IF THE Parking Brake IS NOT Applied, Unintended Vehicle Movement CAN Occur and Increase THE Risk OF Injury or Crash.
Remedy
Ford Will Notify Owners, and Dealers Will Inspect THE Rear Axle Differential Fluid Level and Adjust IT, or Replace THE Rear Axle AS Necessary, Free OF Charge. THE Recall Began March 19, 2020. Owners MAY Contact Ford Customer Service AT 1-866-436-7332. Ford's Number FOR This Recall IS 20s09.
Notes
Owners MAY Also Contact THE National Highway Traffic Safety Administration Vehicle Safety Hotline AT 1-888-327-4236 (Tty 1-800-424-9153), or GO TO Www.safercar.gov.
2020 Ford F-550 Warranty
Basic
Original warranty
0 months / No data
Estimated remaining
Expired
Powertrain
Original warranty
0 months / No data
Estimated remaining
Expired
Rust
Original warranty
0 months / No data
Estimated remaining
Expired
2020 Ford F-550 Insurance
Insurance for a 2020 Ford F-550 is moderately priced, reflecting its status as a Pickup Truck with strong safety ratings and
reasonable repair costs.
reasonable repair costs.
How Does the 2020 Ford F-550 Compare to Other Pickup Truck?
The 2020 Ford F-550 operates in the heavy-duty commercial truck segment, primarily competing with other Class 4 chassis cab trucks. Key rivals include the Chevrolet Silverado 4500HD/5500HD and the GMC Sierra 4500HD/5500HD, as well as the Ram 4500/5500 Chassis Cab.
Performance: The F-550 is known for its robust powertrain options, especially the 6.7L Power Stroke diesel, offering substantial torque for heavy towing and hauling. Chevrolet and GMC's offerings are also strong, often featuring Duramax diesel engines with comparable power outputs. Ram trucks typically use Cummins diesel engines, renowned for their durability and torque. In this class, performance is measured by raw capability rather than acceleration.
Features: Ford's Super Duty line generally offers a comprehensive suite of tech and comfort features, particularly in higher trims like the Lariat. rivals also provide comparable infotainment systems, driver aids, and interior amenities. However, the F-550 often feels like a true workhorse, with less emphasis on luxury compared to some competitor configurations.
Reliability: All these heavy-duty trucks are built for strenuous work. Ford's Super Duty trucks have a strong reputation for reliability, as do Chevrolet/GMC and Ram/Cummins pairings. Long-term reliability hinges heavily on regular maintenance and the specific use case. The diesel engines in all these platforms are generally robust.
Price: Pricing is competitive in this segment. The F-550 typically starts in a similar range to its competitors for equivalent chassis cab configurations. However, the final price is highly dependent on the upfit, engine choice, and trim level.
Recommendations: For those needing extreme towing and hauling capacity, the 2020 Ford F-550 is a very strong contender. The Ram 4500/5500 Chassis Cab with the Cummins engine is often favored for its legendary diesel reliability and torque. The Chevrolet/GMC 4500HD/5500HD offer a slightly more refined experience in some configurations. If your needs are slightly less extreme but still require significant towing, a Ford F-450 Super Duty chassis cab or a highly capable 1-ton pickup like the F-350 could be a more economical or maneuverable alternative, depending on the specific application.
Performance: The F-550 is known for its robust powertrain options, especially the 6.7L Power Stroke diesel, offering substantial torque for heavy towing and hauling. Chevrolet and GMC's offerings are also strong, often featuring Duramax diesel engines with comparable power outputs. Ram trucks typically use Cummins diesel engines, renowned for their durability and torque. In this class, performance is measured by raw capability rather than acceleration.
Features: Ford's Super Duty line generally offers a comprehensive suite of tech and comfort features, particularly in higher trims like the Lariat. rivals also provide comparable infotainment systems, driver aids, and interior amenities. However, the F-550 often feels like a true workhorse, with less emphasis on luxury compared to some competitor configurations.
Reliability: All these heavy-duty trucks are built for strenuous work. Ford's Super Duty trucks have a strong reputation for reliability, as do Chevrolet/GMC and Ram/Cummins pairings. Long-term reliability hinges heavily on regular maintenance and the specific use case. The diesel engines in all these platforms are generally robust.
Price: Pricing is competitive in this segment. The F-550 typically starts in a similar range to its competitors for equivalent chassis cab configurations. However, the final price is highly dependent on the upfit, engine choice, and trim level.
Recommendations: For those needing extreme towing and hauling capacity, the 2020 Ford F-550 is a very strong contender. The Ram 4500/5500 Chassis Cab with the Cummins engine is often favored for its legendary diesel reliability and torque. The Chevrolet/GMC 4500HD/5500HD offer a slightly more refined experience in some configurations. If your needs are slightly less extreme but still require significant towing, a Ford F-450 Super Duty chassis cab or a highly capable 1-ton pickup like the F-350 could be a more economical or maneuverable alternative, depending on the specific application.
Final Verdict: Is the 2020 Ford F-550 a Good Pickup Truck?
The 2020 Ford F-550 is ideally suited for commercial businesses and individuals who require unparalleled towing and hauling capabilities for demanding tasks. This includes contractors, fleet operators, municipalities, and anyone needing to regularly transport heavy equipment, tow large trailers, or utilize specialized vocational bodies (e.g., dump beds, service bodies, tow trucks).
It is absolutely worth buying for those who need its specific heavy-duty prowess, where lesser trucks simply won't suffice. For such users, a well-maintained used F-550 offers excellent value, as new ones are quite expensive. Buying used is often the most economical path. Opting for the diesel engine (6.7L Power Stroke) is generally recommended for its torque and efficiency under load. While base XL trims are functional workhorses, XLT or Lariat trims can enhance comfort for drivers spending significant time on the road. Ultimately, its worth is directly tied to the necessity of its class-leading capability.
It is absolutely worth buying for those who need its specific heavy-duty prowess, where lesser trucks simply won't suffice. For such users, a well-maintained used F-550 offers excellent value, as new ones are quite expensive. Buying used is often the most economical path. Opting for the diesel engine (6.7L Power Stroke) is generally recommended for its torque and efficiency under load. While base XL trims are functional workhorses, XLT or Lariat trims can enhance comfort for drivers spending significant time on the road. Ultimately, its worth is directly tied to the necessity of its class-leading capability.
Simon A
Simon is a contributor to VinCheck, where he provides articles and reviews on various automotive topics. His work focuses on delivering accurate and up-to-date information about used cars, helping readers make informed decisions.