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2020 BMW M5 Overview, Reviews, Ratings & Specs

Rating: 4.95
Based on 12 Owner Reviews â–¶
Jovan | March 31, 2025
The BMW M5, a high-performance variant of the 5 Series, has been a benchmark for sports sedans for decades. The 2020 model continues this tradition as a 4-door sedan. The F90 generation, including the 2020 M5, debuted in 2017. Key trims include the base M5 and the Competition. The 2020 M5's original MSRP ranged from around $103,000 to $111,000. It's popular for its blend of blistering performance and everyday usability, offering luxury and comfort alongside track-ready capabilities.
The Good

The 2020 BMW M5 boasts incredible performance thanks to its powerful engine and advanced drivetrain. It provides a comfortable and luxurious ride, appealing to practical buyers. Its aggressive design and exhilarating driving experience satisfy emotional desires. While not the most efficient, it offers decent mileage for its class. Reliability is generally good, adding to its value proposition.

The Bad

Potential weaknesses of the 2020 BMW M5 include high running costs (fuel, maintenance, insurance). Some owners report electronic glitches and issues with the infotainment system. The complex drivetrain and engine can lead to expensive repairs if not properly maintained. Watch out for potential oil leaks and excessive tire wear due to the car's power.

2020 BMW M5: Quick Overview

2020 BMW M5 Key Specs:

  • Engine Options: 4.4-liter Twin-Turbo V8
  • Horsepower:
    • Base M5: 600 hp @ 6,000 rpm
    • M5 Competition: 617 hp @ 6,000 rpm
  • Torque: 553 lb-ft @ 1,800-5,860 rpm (both trims)
  • Fuel Economy (EPA estimated):
    • City: 15 mpg
    • Highway: 21 mpg
    • Combined: 17 mpg
  • 0-60 mph:
    • Base M5: 3.2 seconds (tested)
    • M5 Competition: 3.1 seconds (tested)
  • Towing Capacity: Not recommended or rated for towing.
  • Trim-Level Features:
    • Base M5: Adaptive M Suspension, M Sport Exhaust System, M Compound Brakes, Merino Leather Upholstery, 12.3-inch Digital Instrument Cluster, 12.3-inch Central Information Display, Apple CarPlay Compatibility, Harman Kardon Surround Sound System, Wireless Charging, Active Driving Assistant, Active Blind Spot Detection, Lane Departure Warning.
    • M5 Competition (adds to Base M5): Stiffer suspension tuning, increased horsepower (617 hp), unique M Sport Exhaust, M Sport Seats, Model-specific exterior accents (high-gloss black trim), increased negative camber at the front axle.

2020 BMW M5 Specifications

Vehicle Information
Year 2020
Make BMW
Model M5
Trim -
Style All-Wheel Drive
Type Sedan
Category Minicompact Car
Manufacturing Details
Made In Germany
Manufacturing City GREER
Dimensions
Doors 4-Door
Curb Weight -
Gross Vehicle Weight Rating -
Overall Height 147.32 cm
Overall Length 496.57 cm
Overall Width 190.25 cm
Wheelbase Length 298.2 cm
Standard Seating 5
Engine & Performance
Engine 4.4-L V-8
Engine Size 4.4L
Engine Cylinders 8
Transmission 8-Speed Automatic
Transmission Type Automatic
Transmission Speeds 8-Speed
Drivetrain All-Wheel Drive
Additional Features
Anti-Brake System 4-Wheel ABS
Steering Type Rack & Pinion
Pricing
Manufacturer Suggested Retail Price (MSRP) $102,700 USD
Invoice Price $96,010 USD
Delivery Charges $995 USD

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What Problems Does the 2020 BMW M5 Have?

While the 2020 BMW M5 is generally reliable, some common issues have been reported. These include electronic glitches, particularly related to the iDrive infotainment system (freezing, connectivity problems). Some owners have experienced oil leaks, especially around the valve cover gasket and oil cooler lines. The M5's high-performance engine requires meticulous maintenance, and neglecting this can lead to premature wear and costly repairs.
Specific to the F90 generation (including the 2020 model), potential long-term reliability concerns revolve around the complexity of the drivetrain (xDrive all-wheel-drive system) and the twin-turbo V8 engine. Turbocharger issues, although not widespread, have been reported.
Recalls for the 2020 M5 have been relatively limited, but it's essential to check the NHTSA website for any updates or specific recalls related to your vehicle's VIN. Common areas of concern that might lead to future issues involve the adaptive suspension components and the electronic differential. Regular servicing and proactive maintenance are crucial for mitigating these potential problems and ensuring long-term reliability. It's always a good idea to get a pre-purchase inspection from a qualified BMW mechanic before buying a used M5.

How long will the 2020 BMW M5 last?

With proper maintenance, a 2020 BMW M5 can easily surpass 150,000 miles or 10 years of service. However, this heavily depends on adherence to the recommended maintenance schedule. Owners who prioritize preventative maintenance, using quality fluids and parts, can expect greater longevity. Long-term durability can be affected by the complex engine and drivetrain components. Weaknesses might emerge in the form of increased oil consumption, turbocharger wear, or electronic system failures. Regular inspections and timely repairs are key to mitigating these issues.

What Technology & Safety Features are Included?

The 2020 BMW M5 boasts a wealth of built-in tech, entertainment, driver-assistance, and safety features. Standard features include a 12.3-inch digital instrument cluster and a 12.3-inch central information display powered by BMW's iDrive 7.0 system. Entertainment features include Apple CarPlay compatibility, a Harman Kardon surround sound system, and wireless charging.
Driver-assistance features are comprehensive, including Active Driving Assistant (forward collision warning, automatic emergency braking, lane departure warning), Active Blind Spot Detection, and rear cross-traffic alert. Optional features include adaptive cruise control with stop & go, lane keep assist, and parking assistant plus.
Safety features include a suite of airbags, stability control, and traction control. While official NHTSA crash-test ratings for the 2020 M5 specifically may be limited, the closely related 2020 BMW 5 Series generally receives high safety ratings. The IIHS (Insurance Institute for Highway Safety) often awards the 5 Series with top safety picks, indicating robust crash protection. These advanced systems contribute significantly to both safety and convenience.

What Colors Options are Available?

Exterior Colors
Alpine White
Black Sapphire Metallic
Bluestone Metallic
Donington Grey Metallic
Marina Bay Blue Metallic
Snapper Rocks Blue Metallic
Melbourne Red Metallic
Motegi Red Metallic
Champagne Quartz Metallic
Ametrin Metallic
Silverstone Metallic
Interior Colors
Aragon Brown Extended Merino Leather
Black Extended Merino Leather
Midrand Beige Extended Merino Leather
Smoke White/Black Extended Merino Leather
Tartufo Extended Merino Leather
Black Full Merino Leather
Aragon Brown Full Merino Leather
Smoke White/Black Full Merino Leather
Tartufo Full Merino Leather

2020 BMW M5 Prices and Market Value

The 2020 BMW M5 had a starting MSRP of around $103,000, with the Competition model starting around $111,000. Currently, used market prices for a 2020 M5 typically range from $65,000 to $85,000, depending on mileage, condition, and options. Depreciation is moderate for a high-performance sedan. Factors affecting resale value include mileage, service history, condition (interior and exterior), and the presence of desirable options. Lower mileage and a clean Carfax report will command higher prices.

2020 BMW M5 Cost of Ownership

The 2020 BMW M5 is a costly vehicle to own long-term. Insurance premiums are high due to its performance capabilities and value. Fuel costs are significant, given its relatively low fuel economy. Maintenance, including oil changes and tire replacements, is expensive. Repairs can be particularly costly due to the complex engine and drivetrain. Overall, it's not an economical choice and requires a significant financial commitment.

2020 BMW M5 Fuel Efficiency

Fuel Type Gasoline
Fuel Capacity 51.77 liters
City Mileage 6.68 km/l
Highway Mileage 4.76 km/l

2020 BMW M5 Safety Rating

NHTSA
Overall Rating Not Tested
Overall Frontal Star Rating Not Tested
Side Overall Star Rating Not Tested
Overall Rollover Star Rating Not Tested
Combined Front Seat Rating Not Tested
Combined Rear Seat Rating Not Tested
Overall Frontal Star Rating Not Tested
Frontal Barrier Star Ratings Not Tested
Overall Side Star Rating Not Tested
Side Barrier Star Ratings Not Tested
Side Pole Star Rating Not Tested
Combined Side Barrier And Side Pole Star Ratings Not Tested
Rollover Resistance Star Rating Not Tested

2020 BMW M5 Warranty

Basic
Original warranty 48 months / 50,000 miles
Estimated remaining Expired
Powertrain
Original warranty 48 months / 50,000 miles
Estimated remaining Expired
Rust
Original warranty 144 months / unlimited miles
Estimated remaining 84 months / unlimited miles

2020 BMW M5 Insurance

Insurance for a 2020 BMW M5 is moderately priced, reflecting its status as a Sedan with strong safety ratings and
reasonable repair costs.

How Does the 2020 BMW M5 Compare to Other Sedan?

The 2020 BMW M5 competes with the Mercedes-AMG E63 S, Audi RS7, and Porsche Panamera. In terms of performance, the M5 is closely matched with the AMG E63 S, both offering blistering acceleration and impressive handling. The RS7 prioritizes grand touring comfort while still providing incredible speed. The Panamera offers a wider range of models, from hybrid options to extreme performance variants.
In terms of features, all these cars are well-equipped with luxury amenities and advanced technology. Reliability can be a concern for all high-performance European cars, though the M5 is generally considered reasonably reliable for its class.
Price-wise, they are all in a similar range, with the M5 typically being slightly less expensive than the AMG E63 S.
A similar alternative is the Cadillac CTS-V (pre-2020), which offers comparable performance at a lower price point, but it lacks the refinement of the German competitors. The Porsche Panamera, particularly the Turbo and Turbo S models, are excellent alternatives if you value a wider range of configurations and more focused performance.

Ranks #528 Sedan

1 2023 Toyota Camry (5.0★)
2 2023 Honda Accord (0.0★)
3 2023 Lexus ES (0.0★)
4 2024 Subaru Legacy (5.0★)
5 2022 Mazda MX-30 (4.0★)
6 2024 BMW M3 (0.0★)
7 2023 Ford Mustang (5.0★)
8 2023 Mercedes-Benz AMG GT (0.0★)
9 2023 Audi A3 (0.0★)
10 2023 Chevrolet Camaro (5.0★)
11 2023 Hyundai Elantra Hybrid (0.0★)
12 2023 Nissan Altima (4.0★)
528 2020 BMW M5 (5.0★)

Final Verdict: Is the 2020 BMW M5 a Good Sedan?

The 2020 BMW M5 is ideal for driving enthusiasts who want a high-performance sedan that's also comfortable and luxurious enough for daily driving. It's worth buying if you appreciate its blend of power, handling, and technology, and are prepared for the high ownership costs. Buying used can be a good option, but ensure a thorough pre-purchase inspection is performed. The M5 Competition offers slightly sharper handling and more power, but the base M5 is already incredibly capable. If budget is a significant concern, consider a well-maintained base M5 over a higher-mileage Competition model.

2020 BMW M5 Owner Reviews

4.95
Consumer Rating, Based on 12 Consumer Reviews
Overall rating
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Denk2003 on September 2, 2020

World class performance from a sedan

World class performance from a sedan, after having a number of sports cars, never thought we would achieve the same type of performance from a four-door sedan, the BMW M5 competition is truly an all star

Was this review helpful?
1
0

mayanez on June 19, 2020

Awesome car!

I had to switch from a two door sports car to a four door car. The M5 is just as great as a smaller sport car. The performance is awesome.

Was this review helpful?
1
0

BMW Fan on May 27, 2020

Just purchased

Just purchased 3 days ago...At this time it is PERFECT...Fast...Fun to drive...Looks Great... Nothing else to add at this time. Thank you, George Knupple...Nothing more to be said.

Was this review helpful?
1
0

sebse on May 8, 2020

BMW M5 competition

It is one of the fast cars i have ever driven and i love it the sound is extreme! i can recommend to everybody to by this car!

Was this review helpful?
1
0

Denk2003 on September 2, 2020

World class performance from a sedan

World class performance from a sedan, after having a number of sports cars, never thought we would achieve the same type of performance from a four-door sedan, the BMW M5 competition is truly an all star

Was this review helpful?
1
0

mayanez on June 19, 2020

Awesome car!

I had to switch from a two door sports car to a four door car. The M5 is just as great as a smaller sport car. The performance is awesome.

Was this review helpful?
1
0

BMW Fan on May 27, 2020

Just purchased

Just purchased 3 days ago...At this time it is PERFECT...Fast...Fun to drive...Looks Great... Nothing else to add at this time. Thank you, George Knupple...Nothing more to be said.

Was this review helpful?
1
0

sebse on May 8, 2020

BMW M5 competition

It is one of the fast cars i have ever driven and i love it the sound is extreme! i can recommend to everybody to by this car!

Was this review helpful?
1
0

Denk2003 on September 2, 2020

World class performance from a sedan

World class performance from a sedan, after having a number of sports cars, never thought we would achieve the same type of performance from a four-door sedan, the BMW M5 competition is truly an all star

Was this review helpful?
1
0

mayanez on June 19, 2020

Awesome car!

I had to switch from a two door sports car to a four door car. The M5 is just as great as a smaller sport car. The performance is awesome.

Was this review helpful?
1
0
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Jovan

Jovan specializes in interpreting vehicle records and making sense of VIN data. With over 10 years of experience in the automotive data industry, his work ensures that every report is clear, accurate, and useful for car buyers.