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2004 BMW X5 Overview, Reviews, Ratings & Specs

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Simon A | March 31, 2025
The 2004 BMW X5, internally designated E53, marked BMW's entry into the SUV market. This mid-size luxury SUV blended BMW's sporty driving dynamics with the practicality of an SUV. Produced from 1999 (as a 2000 model) to 2006, the 2004 model year offered trims like the 3.0i (inline-6) and 4.4i (V8). New pricing ranged from around $40,000 to $55,000. Its blend of luxury, performance, and all-weather capability made it popular.
The Good

The 2004 BMW X5 offers strong performance, especially the V8 model, and a comfortable, luxurious ride. Its distinctive BMW design appeals emotionally, while its all-wheel-drive capability and cargo space offer practical advantages. While reliability can be a concern, well-maintained examples still provide a rewarding driving experience.

The Bad

The 2004 BMW X5 is known for potential electrical issues, cooling system problems, and oil leaks. Suspension components, especially the air suspension (if equipped), can be costly to repair. Be wary of high mileage examples with incomplete service records. Regular maintenance is crucial to prevent major issues.

2004 BMW X5: Quick Overview

  • Engine Options:
    • 3.0i: 3.0L Inline-6
    • 4.4i: 4.4L V8
  • Horsepower:
    • 3.0i: 225 hp
    • 4.4i: 325 hp
  • Fuel Economy (estimated):
    • 3.0i: 16 mpg city / 22 mpg highway
    • 4.4i: 14 mpg city / 19 mpg highway
  • 0-60 Times (estimated):
    • 3.0i: 8.3 seconds
    • 4.4i: 7.0 seconds
  • Towing Capacity:
    • Both models: Approximately 6,000 lbs (with proper equipment)
  • Trim-Level Features:
    • 3.0i: Standard features include leatherette upholstery, automatic climate control, a premium sound system, alloy wheels, and power front seats.
      Optional features included leather upholstery, a sunroof, navigation system, and heated seats.
    • 4.4i: Includes all standard features of the 3.0i, plus leather upholstery, wood trim, xenon headlights, and a premium sound system.
      Optional features included a sport package, navigation system, heated rear seats, and upgraded leather.

2004 BMW X5 Specifications

Vehicle Information
Year 2004
Make BMW
Model X5
Trim -
Style 4-Door All-Wheel Drive
Type Sport Utility Vehicle
Category Standard Sport Utility Vehicle
Manufacturing Details
Made In United States
Manufacturing City SPARTANBURG
Dimensions
Doors 4-Door
Curb Weight 2110.11 kg
Gross Vehicle Weight Rating 2725.18 kg
Overall Height -
Overall Length -
Overall Width -
Wheelbase Length -
Standard Seating -
Engine & Performance
Engine 3 6
Engine Size 3L
Engine Cylinders 6
Transmission 5-Speed Automatic
Transmission Type Automatic
Transmission Speeds 5-Speed
Drivetrain All-Wheel Drive
Additional Features
Anti-Brake System -
Steering Type -
Pricing
Manufacturer Suggested Retail Price (MSRP) $40,800 USD
Invoice Price $37,290 USD
Delivery Charges $695 USD

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Analysis

What Problems Does the 2004 BMW X5 Have?

The 2004 BMW X5, while a luxurious and capable SUV, has a history of frequently reported problems. Common issues include cooling system failures (radiator, water pump, thermostat), leading to potential overheating. Oil leaks from various seals and gaskets (valve cover, oil pan) are also prevalent. Electrical problems, such as malfunctioning sensors, window regulators, and issues with the instrument cluster, are frequently reported. The transfer case and differential can experience issues, especially with age and mileage. The air suspension system, available on some models, is prone to failure and expensive to repair.

Recalls for the 2004 X5 have included issues related to airbags and fuel pump relays. Long-term reliability can be a concern due to the complexity of the vehicle and the potential for expensive repairs. Routine maintenance and addressing issues promptly are crucial to mitigating these risks. Specific model year variations in problem frequency aren't significantly different for the 2004 X5 compared to other years within the E53 generation.

How long will the 2004 BMW X5 last?

A 2004 BMW X5, with proper maintenance, can realistically reach 200,000 miles or more. However, achieving this requires diligent upkeep. Many examples are likely past their peak performance, with average mileage varying significantly based on previous owner habits. Long-term durability is compromised by the aging of rubber components (hoses, seals), leading to leaks and failures. Electrical systems also degrade over time. Regular fluid changes, timely repairs, and preventative maintenance are crucial to extending the life of a 2004 X5. Neglect will significantly shorten its lifespan.

What Technology & Safety Features are Included?

The 2004 BMW X5 featured a decent array of technology for its time. Standard features included a premium sound system with a CD player, automatic climate control, and power accessories. Optional entertainment features included a navigation system with a small screen, a premium sound system upgrade, and a rear-seat entertainment system. Driver-assistance features were limited compared to modern vehicles but included cruise control and parking sensors (optional).

Safety features included anti-lock brakes (ABS), stability control, and front and side airbags. Optional safety features included rear side airbags. The 2004 BMW X5 received good crash-test ratings from the IIHS and NHTSA for frontal and side impacts. However, it's important to remember that safety technology has advanced significantly since 2004. The built-in tech is dated by today's standards, lacking features like Bluetooth audio streaming, smartphone integration, and advanced driver-assistance systems (ADAS). Repairing or upgrading the original tech can be difficult and expensive.

What Colors Options are Available?

Exterior Colors
Alpine White
Black Sapphire Metallic
Silver Gray Metallic
Steel Gray Metallic
Titanium Silver Metallic
Topaz Blue Metallic
Imola Red
Estoril Blue Metallic
Petrol Mica Metallic
Sienna Red Metallic
Dark Olive Metallic
Interior Colors
Sand Beige Leather
Gray Leather
Black Leather
Anthracite Cloth

2004 BMW X5 Prices and Market Value

The 2004 BMW X5 had a starting MSRP of around $40,000 to $55,000 when new, depending on the trim and options. Currently, used market prices range from approximately $3,000 to $8,000, depending on condition, mileage, and location. Depreciation has been significant due to age, high maintenance costs, and the availability of newer, more technologically advanced SUVs. Factors affecting resale value include the overall condition of the vehicle, documented maintenance history, low mileage, and the presence of desirable options like leather upholstery and a navigation system. High mileage examples or those with deferred maintenance will fetch significantly lower prices.

2004 BMW X5 Cost of Ownership

Owning a 2004 BMW X5 can be costly. Insurance premiums may be moderate, but fuel economy is poor, especially with the V8 engine. Maintenance and repair costs are significantly higher than average due to the vehicle's complexity and the potential for expensive repairs. Long-term ownership can be challenging, with recurring issues and the need for specialized BMW technicians. It is not an economical vehicle to own, and potential buyers should budget accordingly for unexpected expenses.

2004 BMW X5 Fuel Efficiency

Fuel Type Gasoline (Required)
Fuel Capacity 91.99 liters
City Mileage 5.53 km/l
Highway Mileage 8.5 km/l

2004 BMW X5 Safety Rating

NHTSA
Side Driver Rating
Frontal Passenger Rating
Rollover Rating
Side Rear Passenger Rating
Frontal Driver Rating
IIHS
Rear Crash Protection/Head Restraint Ratings Poor
Moderate Overlap Front Test Results Good
Side Impact Test Results Not Tested

2004 BMW X5 Recalls & Defects

Power Train:driveline:differential Unit
Recall date 2003-11-14
Recall no. 03v475000
Source NHTSA
Summary ON Certain Sport Utility Vehicles, THE Bolts That Hold THE Front Differential, THE Right Output Shaft Housing Flange AT THE Engine, and THE Right-Hand Engine Support MAY BE Insufficiently Tightened.
Consequence With Prolonged Driving, These Bolts Could Become Loose, Cause Damage TO THE Engine and Transmission Housings. THE Right Output Shaft Could Become Disconnected, Affecting THE Ability TO Control THE Vehicle, Which Could Result IN A Crash.
Remedy Dealers Will Inspect and Retighten THE Drivetrain Fasteners. Owner Notification Began November 28, 2003. Owners Should Contact BMW AT 1-800-831-1117.
Notes Customers CAN Also Contact THE National Highway Traffic Safety Administration's Auto Safety Hotline AT 1-888-Dash-2-dot (1-888-327-4236).
Power Train:automatic Transmission:control Module (Tcm/Pcm/Tecm)
Recall date 2004-07-14
Recall no. 04v344000
Source NHTSA
Summary ON Certain Passenger Vehicles Equipped With 8 and 12 Cylinder Engines, THE Digital Engine Management Control (Emc) Units Were NOT Produced According TO Specifications.
Consequence AS A Result, Engine Stalling Will Occur After A Short Period OF Operation. THE Vehicle MAY NOT BE Able TO Restart. Also, A Loss OF Power Steering And, After Repeated Actuation OF THE Brake Pedal, A Loss OF Brake Power Assist Will Occur. These Conditions Could Result IN A Vehicle Crash.
Remedy Dealers Will Install A NEW Digital Engine Management Control Unit. THE Recall Began ON July 16, 2004. Owners Should Contact BMW AT 1-800-831-1117.
Notes Customers CAN Contact THE National Highway Traffic Safety Administration's Auto Safety Hotline AT 1-888-Dash-2-dot (1-888-327-4236).
Power Train:clutch Assembly:pedal/Hand Lever(Motorcycle)
Recall date 2004-08-18
Recall no. 04v409000
Source NHTSA
Summary ON Certain Passenger Vehicles With 3.0 L Engines and Manual Transmissions, IF THE Vehicle IS IN First Gear, and Moving Slowly, With THE Accelerator Pedal Held IN A Constant Position OF Low Engine Speed and With THE Clutch Pedal Held IN A Partially Depressed Position, Engine Speed MAY Increase.
Consequence THE Vehicle Could Accelerate Unexpectedly, Which Could Result IN A Crash.
Remedy Dealers Will Reprogram THE Vehicle's Digital Engine Management Control Unit. THE Recall Began ON September 8, 2004. Owners Should Contact BMW AT 1-800-831-1117.
Notes Customers CAN Also Contact THE National Highway Traffic Safety Administration's Auto Safety Hotline AT 1-888-Dash-2-dot (1-888-327-4236).
Fuel System, Gasoline:delivery:fuel Pump
Recall date 2004-08-13
Recall no. 04v402000
Source NHTSA
Summary ON Certain Sport Utility Vehicles, THE In-Tank Fuel Line MAY Have Been Attached Incorrectly.
Consequence Engine Stalling Could Occur, Even Though THE Vehicle's Fuel Gauge Indicates That Fuel IS Present IN THE Tank. Depending Upon Traffic and Road Conditions, This Could Result IN A Crash.
Remedy Dealers Will Inspect THE In-Tank Suction JET Pump Fuel Line and IF Necessary, Reattach According TO Specifications. This Recall Began September 9, 2004. Owners Should Contact BMW AT 1-800-831-1117.
Notes Customers CAN Also Contact THE National Highway Traffic Safety Administration's Auto Safety Hotline AT 1-888-Dash-2-dot (1-888-327-4236).

2004 BMW X5 Insurance

Insurance for a 2004 BMW X5 is moderately priced, reflecting its status as a Sport Utility Vehicle with strong safety ratings and
reasonable repair costs.

How Does the 2004 BMW X5 Compare to Other Sport Utility Vehicle?

The 2004 BMW X5 competed with vehicles like the Mercedes-Benz ML-Class, Lexus RX 330, and Acura MDX. In terms of performance, the X5 offered a sportier driving experience than the ML-Class and RX 330. Feature-wise, it was comparable, but the Lexus RX 330 generally offered more standard equipment. Reliability is where the X5 falls short compared to the Lexus and Acura. The Acura MDX is generally considered more reliable and less expensive to maintain. Price-wise, the X5 was initially more expensive than the Acura and comparable to the Mercedes and Lexus.

Alternatives to the 2004 BMW X5 include the Acura MDX (for better reliability and lower running costs) or a newer, more reliable SUV if budget allows. The Lexus RX 330 offers a smoother ride and higher reliability, though less sporty handling. The Infiniti FX35 is another alternative that balances performance and features. Unless a buyer specifically desires the BMW driving experience and is prepared for higher maintenance costs, the Acura MDX represents a more practical choice.

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Final Verdict: Is the 2004 BMW X5 a Good Sport Utility Vehicle?

The 2004 BMW X5 is ideal for enthusiasts who appreciate the BMW driving experience and are willing to accept the higher maintenance costs associated with an older European luxury SUV. It's worth buying only if you can find a well-maintained example with a comprehensive service history. The 3.0i model might be a slightly more reliable option than the 4.4i due to its simpler engine. A pre-purchase inspection by a qualified BMW mechanic is essential. Given its age and potential maintenance needs, it's not recommended as a primary vehicle unless you're prepared for potential downtime and repair expenses. Buyers seeking reliability and lower running costs should consider alternatives.

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Simon A

Simon is a contributor to VinCheck, where he provides articles and reviews on various automotive topics. His work focuses on delivering accurate and up-to-date information about used cars, helping readers make informed decisions.