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2004 Volvo XC70 Overview, Reviews, Ratings & Specs

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Jovan | October 10, 2025
The 2004 Volvo XC70 is a robust and comfortable crossover SUV, first introduced in 1998 as the V70XC. This model year falls within the second generation (2000-2007). It’s known for its wagon-like versatility combined with all-wheel-drive capability and a slightly raised suspension, appealing to those seeking a practical yet adventurous vehicle. Key trims generally revolve around engine and feature packages. Popularity stems from its excellent safety reputation, comfortable ride, and its distinct Scandinavian design.
The Good

The 2004 XC70 excels in comfort with its supportive seats and smooth ride, a practical choice for long journeys. Its AWD system provides confidence in various conditions, while Volvo's renowned safety engineering offers peace of mind, appealing to the emotional buyer. Reliability and a solid value proposition for its class further enhance its appeal.

The Bad

Potential buyers of the 2004 Volvo XC70 should be aware of common issues like transmission problems, particularly in earlier models, and electrical gremlins. The all-wheel-drive system's viscous coupling can be a point of failure. Fuel economy is not a strong suit, and some interior plastics can show wear over time.

2004 Volvo XC70: Quick Overview

  • Engine Options: The 2004 Volvo XC70 primarily came with a 2.5-liter turbocharged inline-5 cylinder engine.
  • Horsepower: This engine typically produced around 208 horsepower.
  • Torque: Torque figures were generally in the neighborhood of 236 lb-ft.
  • Transmission: A 5-speed Geartronic automatic transmission was standard.
  • Drivetrain: All-wheel-drive (AWD) was standard across all XC70 models for 2004.
  • Fuel Economy (EPA Estimates): Expect EPA estimates around 17 mpg city / 23 mpg highway. Actual mileage can vary significantly based on driving style and maintenance.
  • 0-60 mph Times: Acceleration to 60 mph typically ranged from 7.5 to 8.5 seconds, depending on conditions.
  • Towing Capacity: The 2004 XC70 was generally rated for a towing capacity of up to 3,300 lbs (1,500 kg) when properly equipped with a trailer brake controller.
  • Key Trim-Level Features (Common for 2004 XC70):
    The XC70 often came well-equipped. Standard features commonly included:
    • Leather upholstery
    • Heated front seats
    • Power-adjustable driver's seat with memory
    • Automatic climate control
    • Power moonroof
    • Premium sound system (often with a CD player)
    • Roof rails
    • Fog lights
    • Unique XC70 body cladding and raised ride height
    • Antilock Braking System (ABS)
    • Traction Control System (TCS)
    • Electronic Stability Program (ESP, often called DSTC - Dynamic Stability and Traction Control)
    • Multiple airbags (front, side, and curtain)
    Optional features could include a navigation system, upgraded audio systems, and rear-seat entertainment.
    While there weren't distinctly named 'trims' in the traditional sense like a 'base' or 'premium' model, the options and packages selected by the original owner would dictate the final feature set.

2004 Volvo XC70 Specifications

Vehicle Information
Year 2004
Make Volvo
Model XC70
Trim -
Style -
Type Wagon
Category Compact Car
Manufacturing Details
Made In Sweden
Manufacturing City UDDEVALLA
Dimensions
Doors 5-Door
Curb Weight -
Gross Vehicle Weight Rating -
Overall Height -
Overall Length -
Overall Width -
Wheelbase Length -
Standard Seating -
Engine & Performance
Engine B5254T2
Engine Size 2.5L
Engine Cylinders 5
Transmission 5-Speed Automatic
Transmission Type Automatic
Transmission Speeds 5-Speed
Drivetrain All-Wheel Drive
Additional Features
Anti-Brake System -
Steering Type -
Pricing
Manufacturer Suggested Retail Price (MSRP) -
Invoice Price -
Delivery Charges -

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What Problems Does the 2004 Volvo XC70 Have?

The 2004 Volvo XC70, like many vehicles of its era, has a few common problem areas that owners frequently report. One of the most significant concerns relates to the transmission. Specifically, automatic transmission failures or rough shifting can occur, often necessitating expensive repairs or replacement. This issue can be more prevalent in higher-mileage vehicles or those that haven't had regular transmission fluid changes. Another point of concern is the all-wheel-drive (AWD) system, particularly the viscous coupling unit. This component can wear out over time, leading to the AWD system not engaging properly or causing grinding noises. Regular maintenance and proper fluid changes for the AWD system are crucial.

Electrical issues are also a recurring theme. Owners have reported problems with various sensors, the climate control system, and intermittent electrical gremlins that can be difficult to diagnose. The instrument cluster and the SRS (Supplemental Restraint System) warning light are also known to occasionally illuminate.

Regarding recalls for the 2004 model year, it's essential to check with Volvo or the National Highway Traffic Safety Administration (NHTSA) for specific campaigns that may have been issued. However, common recall areas for Volvos of this generation have sometimes included issues with airbags or potential fuel system leaks. It's always advisable to have the vehicle's VIN checked for any outstanding recalls.

In terms of long-term reliability, the 2004 XC70 can be a reliable vehicle if well-maintained. The robust construction and the quality of many components are a testament to Volvo's engineering. However, the aforementioned issues, particularly with the transmission and AWD, can detract from its overall long-term ownership experience if not addressed. Owners who are diligent with preventative maintenance, especially transmission fluid changes and inspections of the AWD system, tend to have fewer major issues. It's also worth noting that specialized Volvo mechanics may be more adept at diagnosing and repairing some of the more unique Volvo-specific issues.

How long will the 2004 Volvo XC70 last?

Based on owner data and anecdotal evidence, the 2004 Volvo XC70 can achieve an average of 200,000 to 250,000 miles, with some well-maintained examples exceeding 300,000 miles. Its long-term durability is largely dependent on consistent and proper maintenance. The core structure and engine are generally robust. However, weaknesses emerge over time. The automatic transmission is a known vulnerability and often requires attention or replacement around the 150,000-mile mark if not meticulously maintained. Similarly, the AWD system's viscous coupling can degrade. Electrical components and suspension wear are also common as the vehicle ages. Vehicles with a comprehensive service history are significantly more likely to endure longer and more reliably.

What Technology & Safety Features are Included?

The 2004 Volvo XC70 offers a solid suite of technology, driver-assistance, and safety features for its era, reflecting Volvo's commitment to occupant protection.

Safety Features: Volvo has always prioritized safety, and the XC70 is no exception. Standard safety equipment includes a comprehensive airbag system, featuring front, side-impact, and inflatable curtain airbags designed to protect occupants in various collision scenarios. It also comes equipped with Anti-lock Braking System (ABS), Traction Control System (TCS), and Electronic Stability Program (ESP), branded by Volvo as DSTC (Dynamic Stability and Traction Control). DSTC is a crucial driver-assistance feature that helps prevent skids and loss of control.

Crash-Test Ratings: While specific crash-test ratings for the 2004 model year can vary by testing agency, Volvos from this period generally performed very well in safety evaluations. For instance, the XC70 often achieved good to excellent ratings in frontal and side-impact crash tests conducted by the Insurance Institute for Highway Safety (IIHS) and the National Highway Traffic Safety Administration (NHTSA), often earning top marks for occupant protection.

Built-in Tech and Entertainment: The interior technology was respectable for its time. Standard entertainment typically included an AM/FM stereo with a CD player. Higher trim levels or optional packages could upgrade this to a premium audio system with more speakers, offering a richer sound experience. Automatic climate control was also a common feature, ensuring comfortable cabin temperatures.

Optional Features: Beyond the standard offerings, the 2004 XC70 could be equipped with several desirable optional features. These often included a power-operated sunroof for added natural light and ventilation, a navigation system (a premium feature at the time), and heated front seats for enhanced comfort during colder months.

Driver-Assistance Features: In terms of driver assistance, the DSTC system was the primary advanced feature. While modern vehicles boast a plethora of active safety systems like adaptive cruise control and lane-keeping assist, the XC70 focused on core stability and traction management, augmented by the inherent safety design of the vehicle's structure.

What Colors Options are Available?

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In the meantime, feel free to explore the other sections for more content.

2004 Volvo XC70 Prices and Market Value

When new, the 2004 Volvo XC70 typically had an MSRP ranging from approximately $37,000 to $45,000, depending on the chosen options and trim level. As with most vehicles, the XC70 experienced significant depreciation in its early years. Currently, used market prices for a 2004 Volvo XC70 can range widely, from around $2,000 for vehicles with high mileage and in need of repairs, to $6,000-$8,000 for well-maintained examples with lower mileage. Factors affecting resale value include overall condition, maintenance history, mileage, and the presence of any significant mechanical issues, especially concerning the transmission or AWD system. A meticulously maintained vehicle with a complete service record will always command a higher price.

2004 Volvo XC70 Cost of Ownership

The 2004 Volvo XC70 is neither exceptionally economical nor prohibitively expensive to own, but leans towards being moderately costly. Insurance rates are generally average for its class. Fuel economy, with its turbocharged engine and AWD, means higher fuel bills than smaller sedans. Maintenance can be reasonable if you find a trusted independent mechanic, but specialized Volvo parts and labor can add up. Repairs, particularly for transmission or AWD issues, can be significant. Overall, expect costs to be slightly above average for a vehicle of its age, especially if major repairs are needed.

2004 Volvo XC70 Fuel Efficiency

Fuel Type Gasoline
Fuel Capacity -
City Mileage -
Highway Mileage -

2004 Volvo XC70 Safety Rating

NHTSA
Overall Rating Not Tested
Overall Frontal Star Rating Not Tested
Side Overall Star Rating Not Tested
Overall Rollover Star Rating Not Tested
Combined Front Seat Rating Not Tested
Combined Rear Seat Rating Not Tested
Overall Frontal Star Rating Not Tested
Frontal Barrier Star Ratings Not Tested
Side Barrier Star Ratings Not Tested
Rollover Resistance Star Rating Not Tested

2004 Volvo XC70 Recalls & Defects

Service Brakes, Hydraulic:foundation Components:master Cylinder
Recall date 2007-03-29
Recall no. 07e023000
Source NHTSA
Summary Certain Cardone Master Cylinders With Part Numbers 10-2925, 10-2987, 10-2987mza, 10-3083, 11-3015, 11-3042, 11-3044, 11-3045, 11-3047, 11-3064, and 11-3156, and With Date Codes Lower Than Dca7078 Sold AS Replacement Equipment FOR USE ON THE Vehicles Listed Above. THE Seal ON Master Cylinder CAN Fail and Leak Brake Fluid.
Consequence Loss OF Brake Fluid CAN Result IN Poor Braking Performance, Possibly Resulting IN A Vehicle Crash.
Remedy Cardone Will Notify Owners and Offer TO Repurchase ANY Defective Master Cylinders. THE Recall Began During April 2007. Owners CAN Contact Cardone AT 1-800-777-4780.
Notes This Recall Only Pertains TO Aftermarket Cardone Master Cylinders and HAS NO Relation TO ANY Original Equipment Installed ON THE Vehicles Listed Above.customers MAY Contact THE National Highway Traffic Safety Administration's Vehicle Safety Hotline AT 1-888-327-4236 (Tty: 1-800-424-9153); or GO TO Http://Www.safercar.gov.
Equipment:electrical:navigational System(Global Positioning System)
Recall date 2010-11-08
Recall no. 10v566000
Source NHTSA
Summary Volvo IS Recalling Certain Vehicles Equipped With Garmin 760 Portable Global Positioning System (Gps) Units Because THE Batteries ON Those Units MAY Overheat.
Consequence AN Overheated Battery Could Lead TO A Fire.
Remedy Volvo Advises Owners TO Please Stop Using THE Garmin Portable GPS Device Immediately, and Visit THE Garmin Website TO Determine IF Their Unit IS Affected. THE Unit's Battery Will BE Replaced With A NEW Battery and A Spacer Will BE Inserted ON Top OF THE Battery Next TO THE Pcb. This Service Will BE Performed Free OF Charge. THE Safety Recall Began ON November 18, 2010. Owners MAY Contact Garmin AT 866-957-1981 or Visit Garmin's Website AT Www.garmin.com/Nuvibatterypcbrecall.
Notes Volvo Safety Recall NO. R231.owners MAY Also Contact THE National Highway Traffic Safety Administration's Vehicle Safety Hotline AT 1-888-327-4236 (Tty 1-800-424-9153), or GO TO <A Href=http://Www.safercar.gov>http://www.safercar.gov</a> .
Fuel System, Gasoline:delivery:fuel Pump
Recall date 2009-12-18
Recall no. 09v483000
Source NHTSA
Summary Volvo IS Recalling Certain Model Year 2001-2005 S80, Model Year 2001-2004 V70, S60, Xc70 and Model Year 2003-2005 Xc90 Vehicles Sold IN or Registered IN THE States OF Alabama, Arizona, Arkansas, California, Florida, Georgia, Hawaii, Kentucky, Louisiana, Mississippi, Nevada, NEW Mexico, North Carolina, Oklahoma, South Carolina, Tennessee, Texas, Utah, Virginia and THE U.s. Territories. When Exposed TO Certain Environmental Conditions (Hot Climate and Temperature Cycling) Over Time and IN Combination With Varying Fuel Quality, THE Fuel Pump CAN Develop Cracks IN THE Fuel Pump Flange.
Consequence IF THE Condition Occurs Vehicle Owners MAY Notice Fuel Smell And/Or Fuel Leak Which, IN THE Presence OF AN Ignition Source, Could Result IN A Fire.
Remedy Dealers Will Inspect THE Fuel Pump Installed IN THE Vehicle, and IF Necessary Replace THE Fuel Pump With A Part OF A Modified Design. This Service Will BE Performed Free OF Charge. THE Safety Recall Began ON January 15, 2010. Owners MAY Contact Volvo AT 1-800-458-1552.
Notes Volvo Safety Recall NO. R220.owners MAY Also Contact THE National Highway Traffic Safety Administration's Vehicle Safety Hotline AT 1-888-327-4236 (Tty 1-800-424-9153), or GO TO <A Href=http://Www.safercar.gov>http://www.safercar.gov</a> .
AIR Bags:frontal
Recall date 2021-10-14
Recall no. 21v800000
Source NHTSA
Summary Volvo Cars Usa, LLC (Volvo Car) IS Recalling Certain 2001-2007 V70 and Xc70 Vehicles. THE Driver's AIR BAG Inflator MAY Explode During Deployment, DUE TO Propellant Degradation Occurring After Long-Term Exposure TO High Absolute Humidity, High Temperatures, and High Temperature Cycling.
Consequence AN Inflator Explosion MAY Result IN Sharp Metal Fragments Striking THE Driver or Other Occupants, Resulting IN Serious Injury or Death.
Remedy Dealers Will Replace THE Driver's AIR Bag, Free OF Charge. Owner Notification Letters Were Mailed December 14, 2021. Owners MAY Contact Volvo Car Customer Service AT 1-888-458-1552. Volvo Car's Number FOR This Recall IS R10136.
Notes Owners MAY Also Contact THE National Highway Traffic Safety Administration Vehicle Safety Hotline AT 1-888-327-4236 (Tty 1-800-424-9153), or GO TO Www.nhtsa.gov.
AIR Bags:frontal:driver Side:inflator Module
Recall date 2021-10-14
Recall no. 21v800000
Source NHTSA
Summary Volvo Cars Usa, LLC (Volvo Car) IS Recalling Certain 2001-2007 V70 and Xc70 Vehicles. THE Driver's AIR BAG Inflator MAY Explode During Deployment, DUE TO Propellant Degradation Occurring After Long-Term Exposure TO High Absolute Humidity, High Temperatures, and High Temperature Cycling.
Consequence AN Inflator Explosion MAY Result IN Sharp Metal Fragments Striking THE Driver or Other Occupants, Resulting IN Serious Injury or Death.
Remedy Dealers Will Replace THE Driver's AIR Bag, Free OF Charge. Owner Notification Letters Were Mailed December 14, 2021. Owners MAY Contact Volvo Car Customer Service AT 1-888-458-1552. Volvo Car's Number FOR This Recall IS R10136.
Notes Owners MAY Also Contact THE National Highway Traffic Safety Administration Vehicle Safety Hotline AT 1-888-327-4236 (Tty 1-800-424-9153), or GO TO Www.nhtsa.gov.

2004 Volvo XC70 Insurance

Insurance for a 2004 Volvo XC70 is moderately priced, reflecting its status as a Wagon with strong safety ratings and
reasonable repair costs.

How Does the 2004 Volvo XC70 Compare to Other Wagon?

The 2004 Volvo XC70 competed in the premium compact/mid-size SUV and crossover segment against vehicles like the Audi Allroad, Subaru Outback, and to some extent, the BMW X5 (though the X5 is more of a traditional SUV).

Performance: The XC70's turbocharged 2.5L engine offered good low-end torque, making it feel punchy for acceleration, especially from a standstill. The AWD system provided competent traction. Rivals like the Subaru Outback offered similar AWD capability, while the Audi Allroad aimed for a more refined on-road performance with its air suspension. The BMW X5 generally offered more potent engine options and sharper handling, but at a higher price point.

Features: Volvos of this era were known for their comfortable interiors and strong safety features. The XC70 came well-equipped with standard leather, heated seats, and a robust safety suite. The Audi Allroad often had a more luxurious interior feel and advanced tech for its time. The Outback was more utilitarian but offered excellent practicality. The X5 was positioned as a luxury vehicle with more premium features and a higher level of refinement.

Reliability: This is where the XC70 has mixed reviews. While Volvos are generally well-built, the 2004 XC70 is known for potential transmission issues and AWD component wear, which can be costly. The Subaru Outback generally boasts superior reliability and lower maintenance costs. The Audi Allroad can be expensive to maintain, and early BMW X5 models also have a reputation for significant repair bills.

Price: The XC70 offered a good value proposition when new, sitting between the more mainstream Subaru Outback and the premium Audi Allroad and BMW X5. In the used market, the 2004 XC70 is often more affordable than comparable models from Audi or BMW, making it an attractive option for budget-conscious buyers seeking premium features and safety.

Alternatives:
  • Similar: The Subaru Outback is a strong contender for its standard AWD, reliability, and practicality, though it typically lacks the premium interior of the XC70.
  • Better for Reliability: If long-term reliability is the top priority, a well-maintained Toyota RAV4 (though a smaller crossover) or a Honda CR-V might be safer bets, albeit with less power and luxury.
  • More Refined: If budget allows and you're willing to accept potentially higher running costs, an older Audi Allroad (though also known for suspension issues) or a BMW X5 could offer a more engaging driving experience and a more luxurious feel.

Final Verdict: Is the 2004 Volvo XC70 a Good Wagon?

The 2004 Volvo XC70 is ideal for buyers who prioritize safety, comfort, and all-weather capability in a practical wagon-like package, without necessarily needing the off-road prowess of a full SUV. It's a strong contender for families or individuals who frequently travel and appreciate a smooth ride and a well-appointed interior. It's worth buying, but primarily as a used vehicle, as new ones are long gone. Conditions for purchase should be stringent: thoroughly inspect any potential used XC70 for transmission health and AWD system integrity. Opt for vehicles with documented maintenance history. While newer trims may offer more features, the core appeal of the 2004 model lies in its Scandinavian comfort and safety, assuming mechanical soundness.

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Jovan

Jovan specializes in interpreting vehicle records and making sense of VIN data. With over 10 years of experience in the automotive data industry, his work ensures that every report is clear, accurate, and useful for car buyers.