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1995 Toyota Tacoma Overview, Reviews, Ratings & Specs

Rating: 4.12
Based on 12 Owner Reviews â–¶
Eugene S | March 31, 2025
The 1995 Toyota Tacoma marked a shift for Toyota, replacing the Hilux in the US market. This compact pickup truck came in various body styles, including regular cab, extended cab (Xtracab), and later, crew cab configurations. Key trims included the base model, DLX, and SR5. New pricing ranged roughly from $10,000 to $20,000 depending on configuration. It was popular for its reputation for reliability, durability, and off-road capability, traits synonymous with Toyota trucks.
The Good

The 1995 Tacoma boasted Toyota's legendary reliability, a major draw for practical buyers seeking longevity. Its capable engine options provided adequate performance. While not luxurious, it offered decent comfort for its class. The rugged design resonated with off-road enthusiasts (emotional appeal). Fuel efficiency was reasonable. These combined to provide great overall value.

The Bad

Rust is a significant concern, particularly in regions with road salt. Check the frame, bed, and body panels thoroughly. Ball joints and other suspension components can wear out over time. The 2.4L engine can sometimes suffer from head gasket issues. Interior plastics are prone to cracking and fading with age. Be wary of high mileage examples with neglected maintenance.

1995 Toyota Tacoma: Quick Overview

  • Engine Options:
    • 2.4L Inline-4: This was the base engine, offering decent fuel economy and adequate power for everyday driving.
    • 2.7L Inline-4: An upgrade from the 2.4L, offering more power and torque.
    • 3.4L V6: The most powerful option, providing strong performance for towing and off-roading.

  • Horsepower:
    • 2.4L Inline-4: Approximately 142 hp.
    • 2.7L Inline-4: Approximately 150 hp.
    • 3.4L V6: Approximately 190 hp.

  • Fuel Economy (estimated):
    • 2.4L Inline-4: 22 mpg city / 28 mpg highway.
    • 2.7L Inline-4: 20 mpg city / 26 mpg highway.
    • 3.4L V6: 17 mpg city / 22 mpg highway.

  • 0-60 Times:
    • Vary significantly based on engine, transmission, and drivetrain. Expect the 3.4L V6 4x4 to be the quickest, around 9-10 seconds. The 2.4L could be closer to 12-13 seconds.

  • Towing Capacity:
    • Varies depending on engine and configuration, but the 3.4L V6 could tow up to 5,000 lbs when properly equipped. Lower engine options had significantly lower towing capacities.

  • Trim-Level Features:
    • Base: Offered minimal features, typically including vinyl seating, basic AM/FM radio, and manual windows and locks.
    • DLX: Added some convenience features like cloth upholstery, carpeting, and optional air conditioning.
    • SR5: The top trim level, featuring upgraded interior trim, power windows and locks, upgraded stereo system, and sometimes alloy wheels. Could also include options like a sunroof and cruise control.

1995 Toyota Tacoma Specifications

Vehicle Information
Year 1995
Make Toyota
Model Tacoma
Trim -
Style Regular Cab 2WD
Type Pickup Truck
Category Small Pickup Truck
Manufacturing Details
Made In United States
Manufacturing City FREEMONT
Dimensions
Doors 2-Door
Curb Weight 2910 pounds
Gross Vehicle Weight Rating 4400 pounds
Overall Height 61.40 inches
Overall Length 193.30 inches
Overall Width 66.50 inches
Wheelbase Length 121.90 inches
Standard Seating 5
Engine & Performance
Engine 3.4-L V-6 DOHC 24V
Engine Size 3.4L
Engine Cylinders 6
Transmission 5-Speed Manual
Transmission Type Manual
Transmission Speeds 5-Speed
Drivetrain Rear-Wheel Drive
Additional Features
Anti-Brake System Non-ABS 4-Wheel ABS
Steering Type Rack & Pinion
Pricing
Manufacturer Suggested Retail Price (MSRP) $15,248
Invoice Price -
Delivery Charges -

Vehicle History Report

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What Problems Does the 1995 Toyota Tacoma Have?

The 1995 Toyota Tacoma, while generally reliable, has some frequently reported problems. Rust is a major concern, especially in areas where road salt is used. Frame rust can be severe and lead to significant structural damage. Regular inspections and rustproofing are crucial. Ball joint failure is another common issue, potentially leading to loss of control. Regular maintenance and replacement are essential. Some owners have reported issues with the 2.4L engine, including head gasket leaks. The 3.4L V6 is generally more robust.

Interior components, such as dashboard plastics, are prone to cracking and fading due to sun exposure. Upholstery can also wear out over time. Mechanically, the automatic transmission can experience issues at higher mileages.

While Toyota issued recalls for some Tacoma models (though not specifically pinpointing 1995 model year specifically), it is important to check the NHTSA database for any applicable recalls related to safety or emissions. Long-term reliability concerns primarily revolve around rust and component wear due to age and mileage. Proper maintenance and addressing issues promptly are crucial for extending the vehicle's lifespan.

How long will the 1995 Toyota Tacoma last?

Given the age of a 1995 Toyota Tacoma, it's not uncommon to find examples with 200,000 to 300,000 miles, or even more, assuming reasonable maintenance. Many owners report 20+ years of service. Long-term durability is generally good, but rust remains the biggest threat. Neglecting maintenance, especially oil changes and fluid checks, can shorten engine and transmission life. Suspension components will require replacement over time. Regular maintenance significantly extends its lifespan. Proper rust prevention is key to longevity.

What Technology & Safety Features are Included?

The 1995 Toyota Tacoma was fairly basic regarding technology and safety features by modern standards. Built-in tech was limited to an AM/FM radio in the base models, with optional cassette players or CD players in higher trims. Entertainment options were rudimentary. There were no driver-assistance features available.

Safety features included standard seatbelts. Anti-lock brakes (ABS) were optional on some models. Airbags were gradually being introduced during this period, and the 1995 Tacoma may have included a driver-side airbag, though it's crucial to verify this on a specific vehicle.

Crash-test ratings from the NHTSA or IIHS may be available, but data from that era can be limited. Keep in mind that safety standards have evolved significantly since 1995. Optional features varied by trim level and could include air conditioning, power windows and locks, cruise control, and upgraded audio systems. Overall, the 1995 Tacoma prioritized basic functionality and reliability over advanced technology and safety features.

What Colors Options are Available?

Exterior Colors
White
Black
Dark Blue Metallic
Interior Colors
Gray

1995 Toyota Tacoma Prices and Market Value

When new, the 1995 Toyota Tacoma ranged from approximately $10,000 to $20,000, depending on the trim, engine, and options. Today, used market prices vary widely based on condition, mileage, and location. Expect prices from $3,000 to $15,000 or even higher for exceptionally well-maintained examples with low mileage. Depreciation has been relatively slow due to Toyota's reputation for reliability. Factors affecting resale value include rust-free condition, low mileage, clean title, and desirable options like the 3.4L V6 and 4x4. Collector interest can also drive up prices for rare or well-preserved examples.

1995 Toyota Tacoma Cost of Ownership

Insurance costs for a 1995 Toyota Tacoma are generally affordable, reflecting its age and relatively low value. Fuel costs depend on the engine, but overall, it's reasonably economical. Maintenance costs can be low if the vehicle is well-maintained, but unexpected repairs can arise due to its age. Parts are generally readily available and relatively inexpensive. Long-term ownership costs depend heavily on the vehicle's condition and maintenance history. Rust repair can be a significant expense. Overall, with proper care, it can be an economical vehicle to own, but neglected examples can become costly.

1995 Toyota Tacoma Fuel Efficiency

Fuel Type Gasoline
Fuel Capacity 15.10 gallons
City Mileage 19 miles/gallon
Highway Mileage 22 miles/gallon

1995 Toyota Tacoma Safety Rating

NHTSA
Side Driver Rating Not Tested
Frontal Passenger Rating Not Tested
Rollover Rating Not Tested
Side Rear Passenger Rating Not Tested
Frontal Driver Rating Not Tested
IIHS
Moderate Overlap Front Test Results Not Tested

1995 Toyota Tacoma Warranty

Basic
Original warranty 0 months / No data
Estimated remaining Expired
Powertrain
Original warranty 0 months / No data
Estimated remaining Expired
Rust
Original warranty 0 months / No data
Estimated remaining Expired

1995 Toyota Tacoma Insurance

Insurance for a 1995 Toyota Tacoma is moderately priced, reflecting its status as a Pickup Truck with strong safety ratings and
reasonable repair costs.

How Does the 1995 Toyota Tacoma Compare to Other Pickup Truck?

The 1995 Toyota Tacoma competed with trucks like the Nissan Hardbody, Ford Ranger, and Chevrolet S-10. In terms of reliability, the Tacoma often outperformed its rivals, particularly the American brands. The Nissan Hardbody was also known for its reliability, offering similar durability.

Performance-wise, the Tacoma's 3.4L V6 was competitive, though the Ford Ranger offered a powerful 4.0L V6. The S-10 was often considered less refined. Feature-wise, the Tacoma was fairly basic compared to some rivals, particularly in lower trims.

Price-wise, the Tacoma was typically similar or slightly more expensive than its competitors. As alternatives, the Nissan Hardbody is a comparable choice, offering similar reliability and a lower price in some cases. The Ford Ranger might be a better option for those prioritizing power, but reliability can be a concern compared to the Tacoma. The Chevrolet S-10 is generally less desirable due to reliability concerns and less refined driving experience. Ultimately, the Tacoma's reputation for reliability often makes it a top choice in the used market.

Ranks #60 Truck

1 2023 Toyota Tundra (5.0★)
2 2022 Honda Ridgeline (5.0★)
3 2023 Ford E-Transit Chassis (0.0★)
4 2020 Mercedes-Benz Sprinter Cab Chassis (0.0★)
5 2024 Chevrolet Silverado 3500HD (0.0★)
6 2023 Hyundai Santa Cruz (5.0★)
7 2023 Nissan Frontier (5.0★)
8 2024 GMC Sierra 2500HD (0.0★)
9 2023 Ram 4500 (0.0★)
10 2022 Jeep Gladiator (5.0★)
11 2012 Suzuki Equator (0.0★)
12 2009 Mitsubishi Raider (5.0★)
60 1995 Toyota Tacoma (4.0★)

Final Verdict: Is the 1995 Toyota Tacoma a Good Pickup Truck?

The 1995 Toyota Tacoma is ideal for someone seeking a reliable and durable used truck for basic transportation, light hauling, or off-road adventures. It's worth buying *if* you find a well-maintained example with minimal rust. Prioritize trucks with a clean title, thorough maintenance records, and a pre-purchase inspection by a trusted mechanic. The 3.4L V6 and 4x4 models are generally more desirable. Avoid examples with excessive rust or signs of neglect. Given its age, it's only available used. If these conditions are met, it remains a dependable and capable truck.

1995 Toyota Tacoma Owner Reviews

4.12
Consumer Rating, Based on 12 Consumer Reviews
Overall rating
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Ed on July 17, 2024

I bought my 1995 Tacoma X-cab, V6 automatic new in 1995.

I bought my 1995 Tacoma X-cab, V6 automatic new in 1995. Has been an excellent vehicle now with 135k miles. Never ran it on the winter salted roads so it is in exceptional condition and was always stored in unheated garage. I bought a beater car for my winter needs which kept my truck flawless. Replaced a wheel bearing. Other than regular oil changes and general maintenance, I have done nothing to the truck. I am 6'4" and mostly comfortable in the cab. I have a trailer which I haul a variety of loads and the the V-6 is always up to the task in Pennsylvania's hilly topography. Has been dependable and reliable for 29 years now. I can't ask for anything more.

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Jose Roque on November 8, 2023

Tacoma 2.4 5 velocidades

Tengo una tacoma del 95 la 2.4 llevo con ella 28 años y jamas me ha dejado botado claro le hago sus cambios regulares frenos y todas esas cosas que se desgastan me han ofrecido hasta 8 mil por ella recién la pinte y le he puesto varios accesorios originales no la cambio por ningún vehículo es super económica tiene 225 mil millas y su motor está fuerte quiero que sea un antigüedad

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Tacoma Owner on April 30, 2019

Ultra reliable and excellent off road performance

Drove this truck through swamps and snow and never got stuck. This is my favorite vehicle I ever owned and would buy again! Love the xtra cab to hold all my stuff, and the reliablity is off the charts. 260k miles and still going strong

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Tacoma Owner on January 11, 2012

95 tacoma 4x4

I've owned my Tacoma for 15 years now and throughout its lifetime I've put it thriugh quite a bit of abuse. It now has over 268k miles and so far no major issues. For its age and milage I'm still aveaging 21mpg with the 3.4l v6 and xtra cab. I've had cars with half the miles and age that has not held up near as well.

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awardphoto on July 24, 2011

Great Truck

This has been a fantastic truck. I purchased this 2005 Toyota Tacoma extended cab 4cyl 4x4 used from a friend in 2004 with 138,000 miles. I now have 253,000 miles on the truck and it still runs like the day I bought it. I have only had to complete a couple of repairs that I consider high dollar. Wheel bearings had to be replaced at about 170,000 and I had to replace a cracked exhaust manifold at about 230,000. Other than that, keep the oil changed and the truck will be bullet proof. I have considered moving up to a tundra for the room but I am just having a tough time getting rid of old faithful.

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FenSum on December 16, 2010

RUSTed frame

Yes, I've driven this since I bought it in 99. Yes, I've been happy up until this past year when the o2 sensors kept failing causing a near-permanently on 'check engine' light. Yes, it has 226,119 miles on it. And don't get me wrong, I love this truck. However, after hearing rumors that Toyota was doing 150% of Blue Book value back on rusted frames, (I never received a letter from Toyota) I took it for evaluation. Yes, the frame had rusted. No, Toyota was not going to honor their 'warrantee' because I was 90 days over 15 years from original purchase price. Toyota's own service manager vouched that the frame had obviously been rusting for about 2 years. But no, Toyota WOULD NOT budge on this issue. Of course their maximum cost to me would have been aprox. $2,200, which I'd intended to roll over into a new Tacona and told them so. Instead, the rude 'case manager' and her superiors stated it was 'such a small amount' that they didn't know why we were making an issue of it. Toyota loyalty terminated in one phone call. I've heard other rumblings about Toyota not standing behind warrantee items; brakes, radiators, etc. But I thought something as vital to it's driver's safety as the FRAME would have received better treatment. If you like the Toyota product, I'm with you.. *usually* reliable, fun, attractive design. But if you should have a problem, COUNT on being abandoned by Toyota. I just won't buy another. Will you?

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camaroz on September 29, 2010

excellent product especially the engine

look for the 2.4 4 cylinder engine. Chain timing. 4x4 excellent in the snow. Keep the oil clean and plugs changed and this engine will run for ever.

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Tacoma Owner on May 6, 2009

2wheel drive 5peed 4 cyl... Tested to the max

I bought this truck brand-new 13 & 1/2 years and 324,000 miles ago! It has been my daily commuter most of the time thru DC and Chicagoland traffic. Only realy hauled stuff 1% of the time. But it will not die. never really broke down, minimal repairs, only started to rust this past year. (But was only garaged <2 out of 13 years.) Still can find most parts easy (except tires, cannot find name brand 14" tires any more) some parts like cat. converter & O2 sensors crazy expensive ($500/150) (Had to replace at 200,000 others parts last forever and are not bad... front brakes: lasted ~120,000 miles, rear brakes: ~200K, clutch: 225K, muffler/tailpipe: ~125K. Down-side: seats not comfortable, ride ruff/harsh, lots of body roll & understeer at low speeds, very easy to power oversteer (esp. in wet/snow)... very very bad traction... I mean literally one wheel (Right Rear) drive... very bad... almost dangerous... do not pull out in front of traffic with this... however cheap and reliable. I was always good on maint: mobil-1 every 6,000 plus BG services every 60K. with 324K+ still gets ~27 mpg hwy (down from ~29mpg the 1st 300K)... finally bought a new ride last week... must have a/c and rear seat and traction... end up just giving this one away...

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Ed on July 17, 2024

I bought my 1995 Tacoma X-cab, V6 automatic new in 1995.

I bought my 1995 Tacoma X-cab, V6 automatic new in 1995. Has been an excellent vehicle now with 135k miles. Never ran it on the winter salted roads so it is in exceptional condition and was always stored in unheated garage. I bought a beater car for my winter needs which kept my truck flawless. Replaced a wheel bearing. Other than regular oil changes and general maintenance, I have done nothing to the truck. I am 6'4" and mostly comfortable in the cab. I have a trailer which I haul a variety of loads and the the V-6 is always up to the task in Pennsylvania's hilly topography. Has been dependable and reliable for 29 years now. I can't ask for anything more.

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Jose Roque on November 8, 2023

Tacoma 2.4 5 velocidades

Tengo una tacoma del 95 la 2.4 llevo con ella 28 años y jamas me ha dejado botado claro le hago sus cambios regulares frenos y todas esas cosas que se desgastan me han ofrecido hasta 8 mil por ella recién la pinte y le he puesto varios accesorios originales no la cambio por ningún vehículo es super económica tiene 225 mil millas y su motor está fuerte quiero que sea un antigüedad

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Eugene S

Eugene is an automotive enthusiast with over 15 years of experience in the used car market. As a writer at VINCheck.info, he brings deep industry insight and a passion for cars, helping readers make smart, informed decisions. Eugene has written hundreds of used car reviews and is known for breaking down complex automotive topics into clear, actionable advice. Over the years, he has driven and worked on a wide range of vehicles—starting with tuning street cars in his early days and eventually focusing on performance upgrades and reliability improvements. Today, he specializes in evaluating used vehicles through the lens of real-world ownership and enthusiast needs. A longtime fan of Porsche, Eugene especially appreciates vehicles that blend durability with driving enjoyment.