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2020 Toyota Tacoma Review: Very Reliable Small Truck With Low Ownership Costs

Rating: 4.64
Based on 100 Owner Reviews â–¶
Eugene S | March 31, 2025
The Toyota Tacoma, a long-standing name in the mid-size truck segment, boasts a reputation for reliability and off-road prowess. The 2020 model continues this tradition as a body-on-frame pickup. Key trims include SR, SR5, TRD Sport, TRD Off-Road, Limited, and TRD Pro. The pricing range typically falls between $26,000 to $46,000, depending on configuration and options. Its durability and strong resale value make it a popular choice.
The Good

The 2020 Tacoma offers legendary Toyota reliability, appealing to practical buyers. Its rugged design and off-road capabilities spark emotional appeal. Performance is adequate, though not class-leading, while resale value remains strong. Off-road focused TRD models offer impressive trail performance.

The Bad

The 2020 Tacoma's weaknesses include a cramped rear seat in the Access Cab, a sometimes-sluggish automatic transmission, and average fuel economy. The interior design, while functional, can feel dated compared to rivals. Ride quality can be stiff, especially on off-road focused models.

2020 Toyota Tacoma: Quick Overview

  • Engine Options:
    • 2.7L Inline-4: 159 hp, 180 lb-ft of torque
    • 3.5L V6: 278 hp, 265 lb-ft of torque
  • Fuel Economy (EPA Estimated):
    • 2.7L Inline-4: 20 MPG City / 23 MPG Highway (2WD)
    • 3.5L V6: 19 MPG City / 24 MPG Highway (2WD)
  • 0-60 Times:
    • 2.7L Inline-4: Around 10 seconds
    • 3.5L V6: Around 7.5 seconds
  • Towing Capacity:
    • Up to 6,800 lbs (with V6 and Tow Package)
  • Trim-Level Features:
    • SR: 16-inch steel wheels, Entune infotainment system with a 6.1-inch touchscreen, Toyota Safety Sense P (TSS-P).
    • SR5: Fog lights, chrome exterior trim, 4.2-inch information display, available upgrade packages.
    • TRD Sport: Sport-tuned suspension, hood scoop, color-keyed exterior trim, 8-inch touchscreen, integrated turn signals.
    • TRD Off-Road: Off-road tuned suspension with Bilstein shocks, locking rear differential, Multi-Terrain Select, Crawl Control.
    • Limited: Leather upholstery, power-adjustable seats, chrome exterior accents, premium JBL audio system.
    • TRD Pro: Fox internal bypass shocks, TRD front skid plate, black TRD wheels, unique interior and exterior styling.

2020 Toyota Tacoma Specifications

Vehicle Information
Year 2020
Make Toyota
Model Tacoma
Trim -
Style Double Cab SB 4x4 Automatic
Type Truck
Category Standard Pickup Truck
Manufacturing Details
Made In United States
Manufacturing City SAN ANTONIO
Dimensions
Doors 4-Door
Curb Weight -
Gross Vehicle Weight Rating 2721.55 kg
Overall Height -
Overall Length -
Overall Width -
Wheelbase Length -
Standard Seating -
Engine & Performance
Engine 3.5-L V-6
Engine Size 3.5L
Engine Cylinders 6
Transmission 6-Speed Automatic
Transmission Type Automatic
Transmission Speeds 6-Speed
Drivetrain Four-Wheel Drive
Additional Features
Anti-Brake System Standard
Steering Type -
Pricing
Manufacturer Suggested Retail Price (MSRP) -
Invoice Price -
Delivery Charges -

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What Problems Does the 2020 Toyota Tacoma Have?

The 2020 Toyota Tacoma generally enjoys good reliability, but some owners have reported issues. One common concern is related to the automatic transmission's shift behavior, with some drivers finding it hunts for gears or feels hesitant to downshift. This isn't necessarily a mechanical failure, but a matter of driver preference and transmission programming. Some reports exist of differential howling noise, particularly in earlier model years of the third generation (2016+), though this seems less prevalent in the 2020 model. Paint quality has also been a recurring concern for some owners across multiple model years. Recalls are relatively infrequent, but it's always wise to check the NHTSA website for any open recalls specific to your VIN. Long-term reliability is generally a strong point for the Tacoma, and properly maintained models tend to last for many years and high mileage. Preventative maintenance, such as regular oil changes and fluid checks, is crucial for ensuring long-term dependability. Rust is also something to watch for, especially in areas with harsh winter climates and road salt.

How long will the 2020 Toyota Tacoma last?

With proper maintenance, a 2020 Toyota Tacoma can easily exceed 200,000 miles and provide well over 10 years of service. Many owners report reaching 300,000 miles or more. Regular oil changes, fluid flushes, and timely replacement of wear items are key. The engine and transmission are generally robust. Long-term weaknesses can include rust in areas with road salt, and potential for minor electrical glitches as the vehicle ages. Overall, the Tacoma is known for its durability.
Positive Owner Reviews
Dude
2020 Trd Tacoma brand new, it’s been in the shop six times they replace bearings and axles in the rear end three times and rear brake brakes four times. Happened before 10,000 miles and then the brakes were shaking again I took it back for seventh time just to be told that it’s my problem and the truck was still under warranty. I cannot recommend a company that will not stand behind the product. The drums I pulled off this truck were so cheap and warped. I put on a high end drum and the truck drives better than it ever has and I get all my own labor
Jknight
Leased this truck new. Almost 2 years into my 3 year lease and love it. Rides and handles great. Very dependable. Have driven it from NY to Florida and back and it rides great.
Va
I preferred the garmin in my last truck. I miss the CD player. I love the seat warmer and adjustments. Everything thing works every time which is such a joy about Toyota's
Negative Owner Reviews
Toyota Tacomas are junk
I just had to get rid of my 2017 TRD offroad crewcab. Loved my taco the 1st 2 years. Then the last 1yr ½ nothing but issues. The dealer updated my transmission during reg service which made my tranny horrible I got the nonstop gear hunting issues that ton of people have and the taco really turned into a gutless wonder; and it went back to the dealer multiple times with no resolution. Then the front end started shaking bad while breaking, dealer said it was because of my tires, so I put new tires on same issue, dealer said the shaking vibration is normal for tacomas. mine was so bad at times steering wheel would just shake during easy breaking. What’s weird it would do it sometimes and sometimes it did not, and I had new rotors and breaks on the front end and also had alignments done so that was not the issue, dealer said it was normal. The taco was great off road did everything I asked it to never left me stranded. But the powertrain is gutless wonder no low end torque and the transmission is junk , it sucks great looking truck, I defended being a fanboy of the taco for 2 yrs saying it was the best truck I ever had, but that came to an end. This was my 1st and last Toyota for the price I paid for the taco is just not worth it. Saving grace trading it in I did not take loss because of the resale value. After all this I can see why people still say the 4.0 2nd gen Tacoma’s were the best ones powertrain wise

What Technology & Safety Features are Included?

The 2020 Toyota Tacoma offers a range of tech and safety features. Standard on all models is the Toyota Safety Sense P (TSS-P) suite, which includes pre-collision system with pedestrian detection, lane departure alert, automatic high beams, and dynamic radar cruise control. The Entune infotainment system is available with either a 6.1-inch or 8-inch touchscreen display. Apple CarPlay and Android Auto compatibility were added in 2020. Higher trims offer features like a premium JBL audio system, integrated navigation, and a surround-view camera. Optional features include blind spot monitoring with rear cross-traffic alert and parking sensors.

In terms of safety, the 2020 Tacoma received good crash test ratings from the IIHS (Insurance Institute for Highway Safety). The NHTSA (National Highway Traffic Safety Administration) gave it an overall rating of four out of five stars. The specific ratings can vary depending on the cab configuration (Access Cab or Double Cab). Features like stability control, anti-lock brakes, and a suite of airbags are standard. The TRD Off-Road model includes features like Crawl Control and Multi-Terrain Select to enhance off-road safety and capability.

What Colors Options are Available?

Exterior Colors
Cement
Midnight Black Metallic
Magnetic Gray Metallic
Silver Sky Metallic
Barcelona Red Metallic
Quicksand
Voodoo Blue
Super White
Interior Colors
Black/Gray Fabric
Black/Gray Fabric
Black Leather
Tan Leather
Black Fabric

2020 Toyota Tacoma Prices and Market Value

The 2020 Toyota Tacoma had a starting MSRP around $26,000, with higher trims reaching $46,000 when new. Used market prices currently range from the low $20,000s to over $40,000, depending on condition, mileage, and trim level. Tacomas hold their value exceptionally well due to their reputation for reliability and strong demand. Low mileage, clean condition, and desirable options (like the TRD Off-Road package) significantly increase resale value. Depreciation is slow compared to other trucks in its class.

2020 Toyota Tacoma Cost of Ownership

The 2020 Toyota Tacoma is generally economical to own. Insurance costs are typically moderate. Fuel economy is average for the class. Maintenance is relatively inexpensive due to Toyota's reliability and readily available parts. Repair costs are also generally reasonable. While not the cheapest vehicle to purchase upfront, the Tacoma's strong resale value and low running costs make it a financially sound choice in the long run.

2020 Toyota Tacoma Fuel Efficiency

Fuel Type Gasoline
Fuel Capacity 45.5 liters
City Mileage 5.57 km/l
Highway Mileage 4.55 km/l

2020 Toyota Tacoma Safety Rating

NHTSA
Overall Rating
Overall Frontal Star Rating
Side Overall Star Rating
Overall Rollover Star Rating
Combined Front Seat Rating
Combined Rear Seat Rating
Overall Frontal Star Rating
Frontal Barrier Star Ratings Not Tested
Overall Side Star Rating
Side Barrier Star Ratings
Side Pole Star Rating
Combined Side Barrier And Side Pole Star Ratings Not Tested
Rollover Resistance Star Rating

2020 Toyota Tacoma Recalls & Defects

Fuel System, Gasoline:delivery:fuel Pump
Recall date 2020-11-04
Recall no. 20v682000
Source NHTSA
Summary Toyota Motor Engineering & Manufacturing (Toyota) IS Recalling Certain 2018-2019 4runner, 2019-2020 Avalon, 2019 Corolla Hatchback, 2017-2019 Highlander, 2018-2020 Camry, 2020 Corolla, 2018-2019 Land Cruiser, 2017-2020 Tacoma, 2019-2020 Rav4, 2019-2020 Sequoia, 2017-2020 Sienna, 2019-2020 Tundra, 2018-2020 Lexus Es350, 2017 Lexus Gs200t, 2017-2019 Lexus Gs350, 2019 Lexus Gs300, 2018-2020 Lexus Lc500h, 2019-2020 Lexus Ls500, 2018-2019 Lexus Gx460, 2017 Lexus Is200t, 2019 Lexus Is300, 2019 Lexus Is350, 2018-2020 Lexus Lc500, 2018 Lexus Ls500, 2019 Lexus Ls500h, 2018-2019 Lexus Lx570, 2017 Lexus Rc200t, 2019 Lexus Rc300, Rc350, 2017 and 2019-2020 Lexus Rx350, 2018-2020 Rx350l, 2019 Lexus Ux200, 2018-2019 Lexus Nx300 Vehicles. THE Low-pressure Fuel Pump Inside THE Fuel Tank MAY Fail.
Consequence IF THE Fuel Pump Fails, THE Engine CAN Stall While Driving, Increasing THE Risk OF A Crash.
Remedy Toyota Will Notify Owners, and Dealers Will Replace THE Fuel Pump Assembly With AN Improved One, Free OF Charge. Owners OF Specific Models Were Notified That Remedy Parts Were Available Starting January 21, 2021. Owners OF Other Models Will BE Notified AS Remedy Parts Become Available. Remedy Parts Should BE Available FOR All Affected Vehicles BY Late March 2021. Owners MAY Contact Toyota Customer Service AT 1-888-270-9371 or Lexus Customer Service AT 1-800-255-3987. Note: This Recall IS AN Expansion OF Recall 20v-012. Toyota's Number FOR This Recall IS 20ta02. Lexus' Number FOR This Recall IS 20la01.
Notes Owners MAY Also Contact THE National Highway Traffic Safety Administration Vehicle Safety Hotline AT 1-888-327-4236 (Tty 1-800-424-9153), or GO TO Www.safercar.gov.

2020 Toyota Tacoma Insurance

Insurance for a 2020 Toyota Tacoma is moderately priced, reflecting its status as a Truck with strong safety ratings and
reasonable repair costs.

How Does the 2020 Toyota Tacoma Compare to Other Truck?

The 2020 Toyota Tacoma competes with the Chevrolet Colorado, GMC Canyon, Ford Ranger, and Nissan Frontier. In terms of reliability, the Tacoma generally surpasses its rivals. The Colorado/Canyon offer more modern interiors and stronger engine options (specifically the diesel), while the Ranger boasts a more refined on-road experience and more powerful turbocharged engine. The Frontier is a more budget-friendly option but lacks modern features. The Tacoma's off-road capability, especially in TRD trims, is a major selling point.

The Tacoma's interior can feel dated compared to the Colorado/Canyon and Ranger. The Ranger's turbocharged engine provides superior performance. If on-road comfort and refinement are priorities, the Ford Ranger might be a better choice. If maximum off-road capability is the goal, the Tacoma TRD Off-Road or TRD Pro are excellent options. For budget-conscious buyers, the Nissan Frontier offers a lower entry price but sacrifices features and refinement. The Honda Ridgeline offers superior on-road comfort and handling, but lacks the ruggedness and towing capacity of the Tacoma.

Ranks #21 Truck

1 2023 Toyota Tundra (5.0★)
2 2022 Honda Ridgeline (5.0★)
3 2023 Ford E-Transit Chassis (0.0★)
4 2020 Mercedes-Benz Sprinter Cab Chassis (0.0★)
5 2024 Chevrolet Silverado 3500HD (0.0★)
6 2023 Hyundai Santa Cruz (5.0★)
7 2023 Nissan Frontier (5.0★)
8 2024 GMC Sierra 2500HD (0.0★)
9 2023 Ram 4500 (0.0★)
10 2022 Jeep Gladiator (5.0★)
11 2012 Suzuki Equator (0.0★)
12 2009 Mitsubishi Raider (5.0★)
21 2020 Toyota Tacoma (5.0★)

Final Verdict: Is the 2020 Toyota Tacoma a Good Truck?

The 2020 Toyota Tacoma is ideal for those prioritizing reliability, off-road capability, and strong resale value. It's worth buying if you need a dependable truck for work or recreation, and you value long-term ownership costs over outright performance or interior luxury. A used Tacoma can be a great value, but be sure to check for any signs of abuse or neglect, especially on off-road oriented trims. The TRD Off-Road is a great choice for those who want serious off-road capability, while the SR5 offers a good balance of features and value for everyday use. Buying new allows you to get the latest features and safety technology.

2020 Toyota Tacoma Owner Reviews

4.64
Overall rating
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Rudy on November 25, 2023

Perfect Truck.

Perfect truck. Best all around pick-up truck. Good off road, great gas mileage. Cheap insurance, awesome looking, good towing, decent load capacity, seats 4 comfortably. Rides great.

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Riley on October 28, 2023

Transmission

Test drove at a local dealership. Still thinking about buying the truck, Toyotas are very reliable. But the transmission is terrible. Jerky. Scares me. I may look into a different year.

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Mark on August 3, 2023

Great pickup

I have driven Toyota’s most of my adult life. I cannot say anything bad about them. They are wonderful cars, and that has been my experience. I know a reputable owner of a used car dealership and he said that at my age (68), if I buy a Toyota pickup they will drive my family to my funeral in it. He said that it will outlast me, and I believe him! I just bought the Tacoma, and it runs great, but it only had 13,000 miles on it! They all run good when they’re new, but judging from past experience, it will be great also.

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Tj dean on May 12, 2023

2020 toyota Tacoma

Very disappointing in throttle response very lazy and the transmission is constantly shifting goes into 6 gear before u get to 20 then shifts down and up over and over radio is weak with sound

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Dude on April 4, 2023

Junk rear brakes

2020 Trd Tacoma brand new, it’s been in the shop six times they replace bearings and axles in the rear end three times and rear brake brakes four times. Happened before 10,000 miles and then the brakes were shaking again I took it back for seventh time just to be told that it’s my problem and the truck was still under warranty. I cannot recommend a company that will not stand behind the product. The drums I pulled off this truck were so cheap and warped. I put on a high end drum and the truck drives better than it ever has and I get all my own labor

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Gerald on November 7, 2022

Hesitation

I have a issue with acceleration and gear change when gasing it for lane change, ramp acceleration etc. There is to much hesitation in gear change.

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Mark on July 12, 2022

Not what I expected

I went from a Tundra to a Tacoma looking to help on gas mileage. I did gain some, but the trade off was not worth it. I had the V6 and it seemed to be under powered. On the highway it was constantly shifting up and down to stay at speed. Love the look, but it was just not for me.

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Jknight on June 5, 2022

Great truck

Leased this truck new. Almost 2 years into my 3 year lease and love it. Rides and handles great. Very dependable. Have driven it from NY to Florida and back and it rides great.

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Va on May 22, 2021

Bells and whistles

I preferred the garmin in my last truck. I miss the CD player. I love the seat warmer and adjustments. Everything thing works every time which is such a joy about Toyota's

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MattF on May 19, 2021

Awesome Vechicle

Had one years ago and sold it. Hated the day I did that. So glad to have gone back to Toyota Tacoma. It is a perfect vehicle for me. I highly recommend it in so very many ways!!

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Eugene S

Eugene is an automotive enthusiast with over 15 years of experience in the used car market. As a writer at VINCheck.info, he brings deep industry insight and a passion for cars, helping readers make smart, informed decisions. Eugene has written hundreds of used car reviews and is known for breaking down complex automotive topics into clear, actionable advice. Over the years, he has driven and worked on a wide range of vehicles—starting with tuning street cars in his early days and eventually focusing on performance upgrades and reliability improvements. Today, he specializes in evaluating used vehicles through the lens of real-world ownership and enthusiast needs. A longtime fan of Porsche, Eugene especially appreciates vehicles that blend durability with driving enjoyment.